Aeon Credit Service (m) Bhd. · MYX:AEONCR

Aeon Credit Service (m) Bhd — H1 FYE2015 Earnings Presentation

23 slides from Aeon Credit Service (m) Bhd's earnings presentation, Sep 18, 2014

1. Slide 1: Investor Relations Presentation

   Investor Relations Presentation 18! September 2014 AEON CREDIT SERVICE (M) Berhad

2. Slide 2: $ '% ( ) * + * )+ ), ( ) ,( - .

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3. Slide 3: Agenda

   Agenda me) EON CREDIT SERVICE ©“) @@ Financial Results and Overview @@@ Question and Answer Session AEON Credit Service (M) Berhad 18 September 2014 3

4. Slide 4: !" ( ) !" : ; ,9 ;- - , , !<= "<.> <

   79 !" 7 ( ) !" : 7 ; ,9 ;- - 7 , , !<= "<.> < % - , #<?."! 0 <#= - 79 % , #.! <?= , 79 !" #

5. Slide 5: !" ( ) !" : ; ,9 ;- - , !0 > @ >

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6. Slide 6: FYE February 2015 First Half Year Highlights

   FYE 20 February 2015 First Half Year Highlights

7. Slide 7: A :B.? < ?<= ?!.:?" ":. ># ?B=

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8. Slide 8: % % ( < = ##= ""= !" ">= ! = :"= !! "=

   % % ( < = ##= ""= !" ">= ! = :"= !! "= ?"= #B= " ::= #"= ! #"= # = ! " 79 !" ! 79 !" < 79 !" # 8 !8 <8 #8 8 !8 <8 #8 8 !8 79 !" < 79 !" # 79 !" : !" #

9. Slide 9: !" ( ) !" : ; ,9 ;- - - +, !B.B#: !>= ?".

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10. Slide 10: <0"#>. B: #0 #.BB 0"?>."B?

    79 !" 7 ( ) !" : 7 ; ,9 ;- - ( ) , ,7 - $ ! - $ . (( - !" " " ! 7 - <0"#>. B: #0 #.BB 0"?>."B? <:= #B.>"" ??.>B: >."B: = / 0 " !" 1 2 ! ! 3 # 4 5 4 0 ! * - # +, 6478 ! !! !" #

11. Slide 11: D @ !" ! ; !" : - <? .< :"". > .> #<?."

    7 D @ 79 !" ! 79 !" < 79 !" # ; 79 !" : - <? .< :"". > .> #<?." % ! . . !<<.B <B." % B:.? <#. >:.# "<.> - ( ". " ."< .!! .## % !. # !.B <.>B #.!> ( <".>= <#. = <!.?= !B.:= ( >."= ?.>= :.>= :.!= E( ) ! . = >.?= >. = >. = - !<."= . = .<= .?= $ 6 E( ) <.? #.< #.? #.< >.?" .<# #.>" >.:" B.: ."< !.": !.

12. Slide 12: - ) ( <?= F ( G " (- (- :!= !" : !"

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13. Slide 13: ( ( := "B= := #= := "B= B = :!= ! ! "?=

    ( ( := "B= := #= := "B= B = :!= ! ! "?= >= >= != ! ""= ! 79 !" ! 79 !" < 79 !" # 8 8! 8< 8# 8 8! 8< 8# 8 8! 79 !" < 79 !" # 79 !" : !" # <

14. Slide 14: C ( C ) ) - #= !#= >= "B= = ! ! !:=

    C 6 ( C ) ) 7 - #= !#= >= "B= = ! ! !:= ! "?= ! = !"= !>= ! !:= ! !>= != ! 79 !" ! 79 !" < 79 !" # 8 8! 8< 8# 8 8! 8< 8# 8 8! 79 !" < 79 !" # 79 !" : !" # #

15. Slide 15: ( ) ) ) ) ) <?= "= ! ! >>= !"<= B =

    6 ( ) ) ) ) ) <?= "= ! ! >>= !"<= B = " ! ! ! ! <:= B = ! # " ? ? !!#= ! ! "B = B" ! ! ?= ?>= >" >!= <> #: <:= !# ! 79 !" ! 79 !" < 79 !" # 8 8! 8< 8# 8 8! 8< 8# 8 8! 79 !" < 79 !" # 79 !" : !" # :

16. Slide 16: ( - ( * $ ( ' ?<= ! !B= "<= !B"= !? =

    7 ( 7 - ( * 94 $ ( ' ?<= ! !B= "<= !B"= !? = ! !!<= ! !:?= >B= ! B= ? = :?= ?"= B?= 8 8! 8< 8# 8 8! 8< 8# 8 8! 79 !" ! 79 !" < 79 !" # 79 !" < 79 !" # 79 !" : !" # ?

17. Slide 17: B>."!= B>.< = B?.>B=

    . (( / ( B>."!= B>.< = B?.>B= 2".!<= $ ".>?= .< = >B. <= 2 .?<= $! ? .#!= ?!.> = ? . "= ".< = $< B.BB= B."<= >.! = 2!.> = !" #

18. Slide 18: ( ""= . "= . ?"= #"= 8! 8< 8# 8! 8< 8# 8!

    7 ( 3 ""= . "= . ?"= #"= 8 8! 8< 8# 8 8! 8< 8# 8 8! 79 !" < 79 !" # 79 !" : !" #

19. Slide 19: , , -A A !.?:= !.:= !. #= !. = !."!= !."= . "=

    , 2 , -A A !.?:= !.:= !. #= !. = !."!= !."= . "= . <= . "= . = .><= .? = .:<= .:?= .?<= .:= ."= ".:= "."= 79 !" "79 !" 79 !" ! 8 8! 8< 8# 8 8! 8< 8# 8 8! 79 !" < 79 !" # 79 !" : !" #

20. Slide 20: :: = ( ( 8( >.""= = ( 8( 9%$ :" ?.""= #: 5.04%

    :: = ( ( 8( >.""= = ( 8( 9%$ :" ?.""= #: 5.04% #" 4.65% :.""= 4.19% <: 3.93% 4.03% 3.87% 4.45% #.""= <" 3.27% 3.32% 4.06% 3.01% 3.99% 3.87% 2.98% !: 3.60% <.""= 3.27% 3.37% 3.30% !" 3.09% 3.01% : !.""= " .""= : ! ! ! ! ! ! ! ! ! " ".""= 8 8! 8< 8# 8 8! 8< 8# 8 8! 79 !" < 79 !" # 79 !" : !" #

21. Slide 21: , A . - - !" #B.><B I $ ?!.:? J ,, #?.>:! -

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22. Slide 22: A ) ) - - K C

    A ) ) - - K C F ( G ( ( ( L""" 0!#B 0<:# 1,400 0<"# ( ) 0<B? 0 >> 1,200 0"B: 0" > 1,000 ?# 800 :>" 600 400 !"# 200 # > " " ! B# B # B! ! " 0 $ M 7 ) M( M( (- !" #

23. Slide 23: Q&A Session

    Q &A Session

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