Sezzle Inc. · NASDAQ:SEZL

Sezzle — Q1 2023 Earnings Presentation

9 slides from Sezzle's earnings presentation, May 2023

  1. Slide 1: 1Q23 Results Announcement

    For personal use only • • • • 1 Results for 1Q23 are unaudited. 2 A$ to US$ exchange rate of $0.6697 as of 31 March 2023.

  2. Slide 2: For personal use only

    For personal use only • • • o o o o o

  3. Slide 3: For personal use only

    For personal use only • • • • • • • • • o o o o o

  4. Slide 4: Quarterly Conference Call

    ® sezzle The way forward. e Adjusted EBTDA and Adjusted EBITDA (non-GAAP measures) for the month remained positive at US$0.9 million and US$2.1 million, respectively. e Sezzle Premium has over 154,000 active subscribers (12 May 2023). Quarterly Conference Call The management team will host a confere

  5. Slide 5: Appendix — Reconciliation of GAAP to Non-GAAP Measures

    ® sezzle The way forward. Appendix — Reconciliation of GAAP to Non-GAAP Measures Reconciliation of Total Income to Total Income less Transaction Related Costs For the three months ended (in $US thousands) March 31, 2023 March 31, 2022 Total income $ 34,673 $ 27,634 Less: Transaction related costs Tr

  6. Slide 6: About Sezzle Inc.

    ® sezzle The way forward. About Sezzle Inc. Sezzle is a fintech company on a mission to financially empower the next generation. Sezzle’s payment platform increases the purchasing power for millions of consumers by offering interest-free installment plans at online stores and select in-store locatio

  7. Slide 7: For personal use only

    ® sezzle The way forward. to protect our intellectual property rights; (xiv) our ability to retain employees and recruit additional employees: (xv) impact of the costs of complying with various laws and regulations applicable to the BNPL industry in the United States and Canada; (xvii) our ability t

  8. Slide 8: For personal use only

    ® sezzle The way forward. adjusted earnings before taxes, depreciation, and amortization (“Adjusted EBTDA”); and adjusted earnings before interest, taxes, depreciation, and amortization (“Adjusted EBITDA”). Definitions of these non-GAAP financial measures and summaries of the reasons why management

  9. Slide 9: For personal use only

    ® sezzle The way forward. e Long-lived assets being depreciated or amortized may need to be replaced in the future, and these non- GAAP financial measures do not reflect the capital expenditures needed for such replacements, or for any new capital expenditures or commitments. e These non-GAAP financ

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