Pepper Money Ltd · ASX:PPM
Pepper Money — Shareholder Meeting (April 2023)
23 slides from Pepper Money's shareholder meeting presentation, Apr 27, 2023
Slide 1: Annual General Meeting
For personal use only Annual General Meeting 27 April 2023 1
Slide 2: Acknowledgement of Country and Welcome
ANNUAL GENERAL MEETING Pepper Money Limited For personal use only We acknowledge the traditional custodians of the land on which we meet today, the Gadigal people of the Eora Nation. We pay our respects to each of their Elders, past, present, and emerging. JOHN WILLIAMS General Counsel & Company Sec
Slide 3: Today's Presenters
ANNUAL GENERAL MEETING Today’s Presenters For personal use only Mike Culhane Chair & Shareholder Representative Founded Pepper Money in 2000 Currently CEO of Pepper Global Group. Responsible for the global performance and strategy of business across 14 jurisdictions Prior to founding Pepper Global G
Slide 4: Board of Directors
ANNUAL GENERAL MEETING Pepper For personal use only Money Limited Board of Directors MIKE CULHANE JUSTINE TURNBULL M A R I O R E H AY E M DES O’SHEA MIKE CUTTER AKIKO JACKSON ROB VERLANDER
Slide 5: How to ask a question
ANNUAL GENERAL MEETING How to ask a question For personal use only O N L I N E P L AT F O R M G U I D E www.peppermoney.com.au/about/shareholders /key date & AGM O N L I N E P L AT F O R M S U P P O R T +61 2 9290 9600, or 1300 737 760 O N L I N E P L AT F O R M U S E R G U I D E To view/listen to p
Slide 6: Highlights CY2022
ANNUAL GENERAL MEETING Pepper Money navigated the market complexities and volatility we have seen over 2022 to deliver on Highlights our mission to help people succeed. CY2022 For personal use only Profitability Shareholders Funding Our Community Our People Pro-forma NPAT¹ Fully franked final Public
Slide 7: Highlights CY2022
ANNUAL GENERAL MEETING Given the strategy to drive volume to support AUM growth in 1H CY2022, Pepper Money delivered Highlights strong business results for CY2022, as the market slowed over the latter part of the year. CY2022 For personal use only Volume System Growth Distribution Customers⁵ Busines
Slide 8: Operating environment
ANNUAL GENERAL MEETING Operating environment Mortgage market volumes have fallen… 1 And while impacting our application volume 2 We are maintaining Mortgage AUM 3 For personal use only Market enquiry volume: Mortgages (Australia)¹ Mortgages applications³ ($bn) Mortgage AUM⁴ ($bn) 1.5 Last 12 Months
Slide 9: Agenda Item 1: Company Financial Report ended December 2022
ANNUAL GENERAL MEETING Agenda Item 1: Company Financial Report ended 31 December 2022 For personal use only To receive the Company’s Financial Report for the financial year ended 31 December 2022 9 © Pepper Money Limited.
Slide 10: 1: Adoption of Remuneration Report
ANNUAL GENERAL MEETING Resolution 1: Adoption of Remuneration Report For personal use only To consider and, if thought fit, to pass the following resolution as an ordinary resolution: That, for the purposes of section 250R(2) of the Corporations Act and for all other purposes, the Remuneration Repor
Slide 11: 1: Proxy
ANNUAL GENERAL MEETING Resolution 1: Proxy For personal use only INSTRUCTIONS GIVEN TO VALIDLY APPOINTED DIRECTORS RESOLUTION DETAILS ( as at proxy close) Resolution Resolution Type For Against Proxy’s Discretion Abstain Resolution 1: Adoption of Ordinary 368,687,618 8,044,416 386,719 2,050,279 Remu
Slide 12: 2: Re-election of Akiko Jackson as a Director
ANNUAL GENERAL MEETING Resolution 2: Re-election of Akiko Jackson as a Director For personal use only To consider and, if thought fit, to pass the following resolution as an ordinary resolution: That Akiko Jackson, retiring as a Director of the Company in accordance with rule 6.2(c) of the Company’s
Slide 13: 2: Proxy
ANNUAL GENERAL MEETING Resolution 2: Proxy For personal use only INSTRUCTIONS GIVEN TO VALIDLY APPOINTED DIRECTORS RESOLUTION DETAILS ( as at proxy close) Resolution Resolution Type For Against Proxy’s Discretion Abstain Resolution 2: Re-election of Ordinary 376,326,661 548,517 387,921 2,002,819 Aki
Slide 14: 3: Re-election of Rob Verlander as a Director
ANNUAL GENERAL MEETING Resolution 3: Re-election of Rob Verlander as a Director For personal use only To consider and, if thought fit, to pass the following resolution as an ordinary resolution: That Rob Verlander, retiring as a Director of the Company in accordance with rule 6.2(c) of the Company’s
Slide 15: 3: Proxy
ANNUAL GENERAL MEETING Resolution 3: Proxy For personal use only INSTRUCTIONS GIVEN TO VALIDLY APPOINTED DIRECTORS RESOLUTION DETAILS ( as at proxy close) Resolution Resolution Type For Against Proxy’s Discretion Abstain Resolution 3: Re-election of Rob Ordinary 376,311,317 563,517 388,265 2,002,819
Slide 16: 4: Issue of Performance Rights to Mario Rehayem
ANNUAL GENERAL MEETING Resolution 4: Issue of Performance Rights under the Executive Rights Plan to Mario Rehayem For personal use only To consider and, if thought fit, to pass the following resolution as an ordinary resolution: That for the purposes of ASX Listing Rule 10.14 and for all other purpo
Slide 17: 4: Proxy
ANNUAL GENERAL MEETING Resolution 4: Proxy For personal use only INSTRUCTIONS GIVEN TO VALIDLY APPOINTED DIRECTORS RESOLUTION DETAILS ( as at proxy close) Resolution Resolution Type For Against Proxy’s Discretion Abstain Resolution 4: Issuance of Performance Rights under the Ordinary 376,552,163 435
Slide 18: 5: Issue of Restricted Rights under the STVR Plan
ANNUAL GENERAL MEETING Resolution 5: Issue of Restricted Rights under the STVR Plan to Mario Rehayem For personal use only To consider and, if thought fit, to pass the following resolution as an ordinary resolution: That for the purposes of ASX Listing Rule 10.14 and for all other purposes, approval
Slide 19: 5: Proxy
ANNUAL GENERAL MEETING Resolution 5: Proxy For personal use only INSTRUCTIONS GIVEN TO VALIDLY APPOINTED DIRECTORS RESOLUTION DETAILS ( as at proxy close) Resolution Resolution Type For Against Proxy’s Discretion Abstain Resolution 5: Issuance of Restricted Rights under the Ordinary 376,558,132 416,
Slide 20: 6: Issue of Service Rights to Mario Rehayem
ANNUAL GENERAL MEETING Resolution 6: Issue of Service Rights under the Executive Rights Plan to Mario Rehayem For personal use only To consider and, if thought fit, to pass the following resolution as an ordinary resolution: That for the purposes of ASX Listing Rule 10.14 and for all other purposes,
Slide 21: 6: Proxy
ANNUAL GENERAL MEETING Resolution 6: Proxy For personal use only INSTRUCTIONS GIVEN TO VALIDLY APPOINTED DIRECTORS RESOLUTION DETAILS ( as at proxy close) Resolution Resolution Type For Against Proxy’s Discretion Abstain Resolution 6: Issuance of Service Rights under the Executive Rights Ordinary 35
Slide 22: Thank you
For personal use only Thank you on behalf of all of Pepper Money Pepper Money Limited ABN 55 094 317 665. Australian Finance Services Licence 286655; Australian Credit Licence 286655 Pepper Asset Finance Pty Limited ACN 165 183 317; Australian Credit Licence 458899 © Copyright Pepper Money Limited.
Slide 23: Contact details
Company Secretary For personal use only Pepper Money Limited John Williams T +61 (2) 7227 3811 E jwilliams@pepper.com.au Investor Relations Reunion Capital Partners For more information visit Gordon Livingstone M +61 (0) 417 695 138 www.pepper.com.au E glivingstone@reunioncapital.com.au Media Relati