MONETA Money Bank AS · PSECZ:MONET
MONETA Money Bank AS — ESG Presentation (October 2021)
19 slides from MONETA Money Bank AS's sustainability presentation, October 2021
Slide 1: ESG Strategy
ESG STRATEGY October, 2021
Slide 2: Content
Content About MONETA Rationale for ESG strategy History ESG High level KPIs Ratings & Reporting Commitments Environmental Social Governance 2
Slide 3: MONETA Money Bank at a glance
ABOUT MONETA MONETA Money Bank at a glance CZK 11 bn CZK 3.6 bn 154 559 1,365 526 1,058 3,025 OPERATING NUMBER OF NUMBER OF CLIENTS SMART BANKA INTERNET BANKA NET PROFIT EMPLOYEES (FTEs) INCOME BRANCHES ATMs (ths.)1 USERS (ths.) USERS (ths.) MONETA Money Bank, a.s. (“the Bank”) together with its sub
Slide 4: Rationale for ESG strategy
RATIONALE FOR ESG STRATEGY MONETA sets the objectives that should be achieved in the following years in order to decrease its carbon footprint and to enhance social aspects of its business conduct MONETA’s environmental, social and governance (“ESG”) strategy is interconnected with MONETA business s
Slide 5: Long-term goal: consider ESG impact and contribute to sustainable growth
MONETA’s long-term goal is to take into consideration ESG impact of its business and contribute to sustainable growth Combating climate change requires bigger ambitions and faster action. MONETA has prepared ESG strategy in order to have an organized, integrated, and holistic approach to ESG and sus
Slide 6: Sustainable Development Goals most relevant to MONETA
MONETA has identified the Sustainable Development Goals that are the most relevant. 11 SDGs were assessed to be linked to MONETA’s material sustainability themes Zero hunger Gender equality Clean water Affordable and sanitation and clean energy • MONETA finances • An important part of • MONETA coope
Slide 7: MONETA's journey to sustainability started in 2016
HISTORY MONETA’s journey to sustainability started already in 2016 MONETA’s key stakeholders as well as clients and employees have always been very much aware of and positive about MONETA’s sustainability efforts, but the importance of CSR and sustainability is even more appreciated in these times.
Slide 8: 11 KPIs will track MONETA's ESG progress
HIGH LEVEL KPIS 11 KPIs will track MONETA's ESG progress at a Group-wide level Target 2019 2020 2021 2022 2023 2024 2025 2026 1 Index MSCI ESG A AA Climate-related risks and opportunities 2 identified No Yes 3 Usage of ESG-modified PDs No Yes 4 CDP Rating B- B A- MONETA should be carbon neutral in 5
Slide 9: KPIs fall into the 3 categories of ESG
KPIs fall into the 3 categories of ESG. Each of the ESG areas aligns with the selected Sustainable Development Goals ENVIRONMENT SOCIAL GOVERNANCE • NET carbon neutral in Scope 1 and 2 by 2026 • Women in Management of MONETA Group • MONETA's values and Ethics • Renewable energy • Gender Pay Gap • Co
Slide 10: Most material ESG focus areas
MONETA has identified the most material focus areas with respect to ESG. Those will help to deliver the KPIs at a Group-wide level ESG ESG Improvements, ESG ESG risk governance reporting indices commitments management Credible and robust ESG ESG reporting is of high Improving scores across ESG Conti
Slide 11: Ratings and Reporting
RATINGS AND REPORTING MONETA's performance in selected ESG ratings provides its stakeholders with clear key reliable information and demonstrates its sustainability position and efforts BLOOMBERG Gender-Equality Index Score in Mean Gender Pay Gap 5.19 MONETA is the only company in the Czech Republic
Slide 12: Commitments
COMMITMENTS MONETA has or will commit to a number of initiatives that support the development of ESG and enable MONETA to constantly learn and keep up pace with the latest trends The commitments have been selected to support this ESG strategy and MONETA strives to fulfil the requirements and recomme
Slide 13: Environmental: reducing carbon footprint
How does MONETA focus on reducing carbon footprint? E ENVIRONMENTAL Scope 1 and 2 greenhouse gas MONETA´s Scope 1 and 2 greenhouse gas emissions emissions ELECTROMOBILITY Scope 3 greenhouse gas emissions WATER RETENTION AND WASTE • Newly acquired fleet cars will be MANAGEMENT electric • Regular wast
Slide 14: Social aspects
How does MONETA focus on social aspects? S SOCIAL Responsibility to local communities CORPORATE PHILANTHROPY • MONETA supports diverse and Employees DIVERSE AND INCLUSIVE WORKING ENVIRONMENT Clients CUSTOMER SATISFACTION • MONETA collects, analyses and disadvantaged communities through • Transparent
Slide 15: Governance: Business Ethics and Three Lines of Defence
MONETA will embed relevant policies according to the Three Lines of G Defence ENVIRONMENTAL Business Ethics Three Lines of Defence VALUES AND ETHICS MONETA will ensure that the first line of • MONETA's conduct and its actions are defence is properly equipped, via training, continuously guided by the
Slide 16: Strong corporate governance framework
STRONG CORPORATE GOVERNANCE FRAMEWORK Main responsibility for ESG sits with the CEO. MONETA established Sustainability Committee led by members of the Management Board and will link ESG objectives to their remuneration Reporting The Management Board →Delegation of authority and responsibility Chair
Slide 17: For more information
For more information MONETA CSR website https://investors.moneta.cz/csr Sustainability report https://investors.moneta.cz/documents/12270853/12880955/mmb-corporate-sustainability- 2020 report-2020.pdf/babdb6f9-f209-d245-4894-2bd2d7b106de?t=1620379519000 Investor relations website https://investors.m
Slide 18: Forward-looking statements
FORWARD-LOOKING STATEMENTS Forward-looking statements • This presentation may contain projections, estimates, forecasts, targets, opinions, prospects, results, returns and forward-looking statements with respect to the management‘s medium term guidance, profitability, costs, assets, capital position
Slide 19: Disclaimer and other information
DISCLAIMER AND OTHER INFORMATION • THIS PRESENTATION IS NOT AN OFFER TO SELL OR A SOLICITATION OF OFFERS TO PURCHASE OR SUBSCRIBE FOR SHARES OF MONETA MONEY BANK, A.S. (THE “COMPANY”), OTHER SECURITIES OR OTHER FINANCIAL INSTRUMENTS. • Copies of this presentation may not be sent to countries, or dis