5paisa Capital Ltd. · NSE:5PAISA
5paisa Capital — Q2 FY23 Earnings Presentation
21 slides from 5paisa Capital's earnings presentation, Oct 19, 2022
Slide 1: Exchange filing cover letter
October 19, 2022 To, To, The Manager, The Manager, Listing Department, Listing Department, BSE Limited, The National Stock Exchange of India Ltd., Phiroze Jeejeebhoy Tower, Exchange Plaza, 5 Floor, Plot C/1, G Block, Dalal Street, Bandra ‐ Kurla Complex, Bandra (E), Mumbai 400 001 Mumbai 400 051 Tel
Slide 2: Investor Presentation – Quarter Ended Sep 22
INVESTOR PRESENTATION QUARTER ENDED SEP 22
Slide 3: Glimpse of Q2FY23
GLIMPSE OF Q2FY23
Slide 4: Highlights of the quarter – Q2FY23
Highlights of the quarter – Q2FY23 3.19 Mn+ 107.47 Mn+ ₹ 246 Cr Customer Base Avg. Client Profit after tax funding book 7% 45% Q-O-Q 23% Q-O-Q ₹ 1.69 Trn+ 13.8 Mn+ Turnover App User Base 24% Q-O-Q 1% Customer base and App user base growth compared between 30th Sep 22 Vs 30th Jun 22
Slide 5: Business Number at a Glance
BUSINESS NUMBER AT A GLANCE 4
Slide 6: Growth in ADTO, Customers and Revenue
GROWTH IN ADTO,CUSTOMERS AND REVENUE Avg. Daily Turnover – Total (in Cr) Customers & Revenue Growth 1,80,000 Revenue (INR Mn) 3191 1,69,903 2968 Total customers ('000s) 1,60,000 2739 1,40,000 1,36,022 2379 1,20,598 1,20,000 1974 98,374 1,00,000 1631 80,878 1353 80,000 1147 57,730 60,000 52,898 45,02
Slide 7: Client Acquisition and CAC
CLIENT ACQUISITION AND CAC Client Acquisition CAC (in INR) 4,05,210 895 813 3,59,817 781 769 768 3,42,721 251 234 196 1,90,725 261 214 574 2,28,544 2,23,234 220 644 579 520 555 572 354 Q1FY22 Q2FY22 Q3FY22 Q4FY22 Q1FY23 Q2FY23 Q1FY22 Q2FY22 Q3FY22 Q4FY22 Q1FY23 Q2FY23 CAC - Marketing CAC - Other Ope
Slide 8: Client Funding Book Spread Over Wide Customer Base
CLIENT FUNDING BOOK SPREAD OVER WIDE CUSTOMER BASE Avg Client Funding Book Size Low Per Client Exposure Client Funding Book (in Millions) (In INR) Segmentation (% age of client using the facility) 3,220 3,167 Less than 50K 50K to 100K More than 100K 38,791 2,462 35,944 3% 4% 26,406 5% 1% 2% 2% 96% 9
Slide 9: With Improving DIY Acquisitions and Margins
WITH IMPROVING DIY ACQUISITIONS AND MARGINS STP - Acquisitions Gross margin (%) 90% 90% 85% 84% 84% 80% 78% 80% 76% 70% 68% 70% 64% 63% 60% 61% 61% 60% 60% 51% 50% 50% 40% 40% 30% 30% 20% 20% 10% 10% 0% 0% Q1FY22 Q2FY22 Q3FY22 Q4FY22 Q1FY23 Q2FY23 Q1FY22 Q2FY22 Q3FY22 Q4FY22 Q1FY23 Q2FY23 Note: STP
Slide 10: Financial Number
FINANCIAL NUMBER 9
Slide 11: Revenue Mix & Client Funding
REVENUE MIX & CLIENT FUNDING REVENUE MIX (In MN) AVERAGE CLIENT FUNDING BOOK (In MN) 609 883 4000 686 802 841 802 3615 100% 3500 15% 17% 16% 17% 17% 3230 3167 90% 19% 3000 2930 80% 10% 6% 6% 6% 7% 7% 70% 2460 2500 2239 60% 37% 36% 32% 34% 35% 38% 2000 50% 40% 1500 30% 41% 44% 1000 20% 39% 39% 41% 41
Slide 12: EBITDA & Profit Growth Trend
EBIDTA & PROFIT GROWTH TREND EBITDA (In Mn) & MARGIN (%) PROFIT AFTER TAX (In Mn) 250 30% 120 107 207 25% 100 200 26% 178 155 20% 21% 80 150 72 74 132 15% 15% 60 100 87 12% 80 10% 44 11% 40 50 5% 20 14 0 0% 7 Q1FY22 Q2FY22 Q3FY22 Q4FY22 Q1FY23 Q2FY23 EBITDA EBITDA Margin % 0 Q1FY22 Q2FY22 Q3FY22 Q4F
Slide 13: Consolidated Profit & Loss for Quarter Ended Sep 2022
CONSOLIDATED PROFIT & LOSS FOR QUARTER ENDED SEP 2022 Quarter Ended Half Year Ended Year Ended Quarterly Variances INR Million March Q2FY23 Q1FY23 Q2FY22 H1FY22 H1FY21 31,2022 Q-o-Q Y-o-Y A. Income From Operations Brokerage Income 355 346 268 701 520 1,191 3% 32% Allied Broking Income 253 298 235 55
Slide 14: Consolidated Balance Sheet as at Sep 2022
CONSOLIDATED BALANCE SHEET AS AT SEP 2022 INR Million As at Sep 30, 2022 As at March 31, 2022 Assets Financial assets Cash and cash equivalents 89 894 Bank balance other than above 13,098 11,111 Loans/Client funding book 2,643 3,021 Other financial assets 884 717 Sub-total 16,714 15,743 Deferred tax
Slide 15: Our Team
OUR TEAM 14
Slide 16: Board of Directors
BOARD OF DIRECTORS DR. ARCHANA NIRANJAN MR. PRAKARSH GAGDANI MR. RAVINDRA GARIKIPATI HINGORANI Whole-Time Director and Independent Director Chairperson Chief Executive Officer MR. MILIN MEHTA MS. NIRALI SANGHI MR. GOURAV MUNJAL Independent Director Independent Director Whole Time Director and Chief
Slide 17: Core Management Team
CORE MANAGEMENT TEAM MR. ANKIT FITKARIWALA MR. R. BALAJI Chief Business Officer and Chief Technology Head of Products Officer MR. MEHUL JAIN MS. NAMITA GODBOLE MR. MAYUR DEDHIA Product Head, Trading Company Secretary and Business Head, Broking Compliance Officer 16
Slide 18: Awards & Others
AWARDS & OTHERS 17
Slide 19: Certified – Great Place to Work
CERTIFIED – GREAT PLACE TO WORK 18
Slide 20: Awards
AWARDS The TheGreat GreatIndian IndianBFSI BFSICEO CEOof ofThe The The TheGreat GreatIndian IndianBFSI BFSIfastest fastest Year Year––Prakarsh PrakarshGagdani Gagdani growing growingcompany companyof ofthe theyear year For Excellence in Online Share Won Silver Trading Digixx Awards 2022 19
Slide 21: Thank You
THANK YOU