Mcb Bank Limited · PSX:MCB
Mcb Bank — H1 2015 Earnings Presentation
11 slides from Mcb Bank's earnings presentation, June 2015
Slide 1: MCB Bank Limited Investors Briefing
MCB Bank Limited Investors Briefing Financial Performance Analysis For the Half Year ended June 30, 2015 Presented by: Hammad Khalid Head Investor Relations, Financial Reporting and Taxation
Slide 2: Disclaimer
Disclaimer THIS PRESENTATION IS BEING PRESENTED TO YOU SOLELY FOR YOUR INFORMATION AND MAY NOT BE REPRODUCED, REDISTRIBUTED OR PASSED ON, DIRECTLY OR INDIRECTLY, TO ANY OTHER PERSON OR PUBLISHED, IN WHOLE OR IN PART, FOR ANY PURPOSE. This presentation might contain certain “forward looking statement
Slide 3: Statement of Financial Position
MCB Bank Limited Statement of Financial Position Rs. in mln Increase of 3% in Equity Unconsolidated Consolidated June-2015 2014 YTD % June-2015 2014 YTD % Assets 1,083,421 934,631 148,790 16% 1,079,943 941,606 138,336 15% Advances - net 315,273 303,559 11,713 3.9% 315,448 304,001 11,448 4% Investmen
Slide 4: Non Performing Loans (NPLs)
MCB Bank Limited Non Performing Loans (NPLs) Rs. In mln Coverage ratio* at 84.98% (YE14: 85.62%), NPLs ratio improved to 6.36% (YE14: 6.80 %) YTD (June 15 vs. Dec 14) June 15 Mar 15 Dec 14 Sep 14 June 14 Var. % Total NPLs (707) -3% Total NPLs 21,201 21,684 21,908 21,925 22,100 Substandard 65 28% QoQ
Slide 5: Investments
MCB Bank Limited Investments Increase of Rs. 101.00B in Market Treasury Bills & decrease of Rs. 2.26B in Pakistan Investment Bonds . Rs. In mln Composition of Investments June 2015 Dec 2014 Var. % var. June 2015 Dec 2014 Treasury Bills 242,539 141,538 101,001 71% T-Bills 40.05% 29% Pakistan Investme
Slide 6: Deposits
MCB Bank Limited Rs. In mln YTD increase/decrease YTD Deposits Current deposits 28% CASA reported at all time high of 93%, Increase recorded in Current Deposits +28%, Savings deposits 5% Saving Deposits +5% CASA 14% Term Deposits -13% Total Deposits 11% Q2 15 Q1 15 Q4 14 Q3 14 Q2 14 Volume Mix Volum
Slide 7: Profit and Loss Statement
MCB Bank Limited Profit and Loss Statement Rs. In mln Standalone PBT increased by 34% and PAT increased by 15% Unconsolidated Consolidated June-2015 Jun-14 +/- % June-2015 Jun-14 +/- % Mark-up Income 41,483 37,573 3,909 10% 41,538 37,632 3,907 10% Mark-up Expense 16,607 16,137 470 3% 16,621 16,141 4
Slide 8: Non-Markup Income
MCB Bank Limited Non- Markup Income Rs. In mln Budgeted June 2015 June 2014 Var. % var. Var. % var. June 2015 NON MARKUP INCOME 9,444 5,456 3,989 73% 6,177 3,267 53% Fee, Commission & Brokerage 4,353 3,402 951 28% 3,959 394 10% Dividend Income 615 449 166 37% 400 215 54% Income from dealing in Forei
Slide 9: Key Ratios
MCB Bank Limited Key Ratios Coverage Non- EPS* Infection Coverage BV* ROA ROE CAR ADR (incl. benefit of markup/Total (annualised) ratio ratio** liquid sec)*** Rev June 2015 99.21 2.68% 24.92% 24.33 19.02% 43.52% 6.36% 84.98% 93.59% 27.52% Mar 2015 99.19 3.25% 29.13% 28.43 19.54% 43.76% 6.73% 85.36%
Slide 10: International Recognition Awards / Accolades
International Recognition Awards / Accolades “Best Corporate Report Award 2013 – Ranked among the Top 25 1st Runner Up Best Presented Annual Banking Sector” PCR Corporate Philanthropy Survey 2011: Certificate Companies in Pakistan Report Awards 2013 – Category Private “Best Corporate Report Award 20
Slide 11: Thankyou
MCB Bank Limited Thankyou For further details on MCB Bank Limited, please visit www.mcb.com.pk For any query/comments/feedback, please e-mail investor.relations@mcb.com.pk