Temenos Ag · SIX:TEMN
Temenos — Investor Day (November 2010)
12 slides from Temenos's investor day presentation, Nov 19, 2010
Slide 1: Core banking platforms: Deloitte's view on the market
Core banking platforms Deloitte’s view on the market Tim Walker 19 November 2010
Slide 2: Agenda
Agenda Market drivers Our hypothesis Implications 2 Core banking platforms - Deloitte's view on the market © 2010 Deloitte MCS Limited
Slide 3: Core banking market drivers
Core banking market drivers Macro-economic forces - Return to profit - Globalisation Changing customer demands - Slow time to market for products - Incomplete view of customers Increased competition - New entrants - Foreign banks Regulatory changes - Regulatory compliance and reporting - Recovery an
Slide 4: Core banking market drivers: change in mortgage rates
Core banking market drivers Macro-economic forces Change in mortgage rates over long - Return to profit - Globalisation term average 400 Changing customer demands - Slow time to market for products 350 - Incomplete view of customers 300 Increased competition 250 SVR - New entrants 200 +c.160bps - Fo
Slide 5: Core banking market drivers: non-traditional banks are appealing
Core banking market drivers Macro-economic forces Consumer perception has fundamentally - Return to profit changed - Globalisation – The vast majority of consumers (c.70%) are more aware of their finances than they were Changing customer demands two years ago - Slow time to market for products - Inc
Slide 6: Core banking market drivers
Core banking market drivers Macro-economic forces - Return to profit - Globalisation Changing customer demands - Slow time to market for products - Incomplete view of customers Increased competition - New entrants - Foreign banks Regulatory changes - Regulatory compliance and reporting - Recovery an
Slide 7: Core banking market drivers
Core banking market drivers Macro-economic forces - Return to profit - Globalisation Changing customer demands - Slow time to market for products - Incomplete view of customers Increased competition - New entrants - Foreign banks Regulatory changes - Regulatory compliance and reporting - Recovery an
Slide 8: Core banking market drivers: headcount reduction cases
Core banking market drivers Macro-economic forces - Return to profit Headcount Reduction Cases - Globalisation Case 1 Case 2 Changing customer demands - Slow time to market for products Branch Counter Service 20% 19% - Incomplete view of customers Increased competition Branch Back Office 30% 20% - N
Slide 9: Core banking market drivers: investment spend opportunity
Core banking market drivers Macro-economic forces £ Heritage Horizon - Return to profit - Globalisation Investment Spend Changing customer demands Strategic Investment - Slow time to market for products - Incomplete view of customers Compliance/Tactical Increased competition Operations Costs - New e
Slide 10: Our hypothesis
Our hypothesis Macro-economic forces - Return to profit - Globalisation Changing customer demands - Slow time to market for products - Incomplete view of customers Past incremental investment in IT is the banking industry’s greatest competitive Increased competition weakness, locking in cost, creati
Slide 11: Implications – market segments
Implications – market segments • Looking for a “bank in a box” with minimal capital investment, customised to the local market New entrants • Aiming for single instance, multi-entity platform implementations covering corporate banking in Global transaction banks multiple markets • Need highly scalab
Slide 12: Deloitte MCS Limited notice
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