Afp Habitat Sa · BCS:HABITAT
Afp Habitat Sa — Q1 2025 Earnings Presentation
12 slides from Afp Habitat Sa's earnings presentation, March 2025
Slide 1: Company Presentation Q1-2025 Results
Company Presentation Q1-2025 Results March 2025
Slide 2: Key Indicators
Key Indicators Habitat Contributors [Q] Habitat Contributors Market share [%] Average Base Salary [clp] -0,6% +8,2% -2,2% 16,6% 16,0% 1.539.521 1.422.644 mar-24 mar-25 mar-24 mar-25 mar-24 mar-25 Total AUM [MM clp] APV AUM [MM clp] CAV AUM [MM clp] +5,0% +1,1% -3,1% 49.022.903 51.478.812 1.929.517 1
Slide 3: Income Statements
Income Statements Current Exercise Last Exercise Dif % INCOME STATEMENT [M$ clp] Mar 2025 Mar 2024 Mar 25 / Mar 24 Ordinary Revenues 66.164.103 62.651.498 5,6% Employee related Expenses (less) -14.256.614 -12.770.621 11,6% Other operating expenses (less) -10.185.321 -9.127.031 11,6% Depreciation and
Slide 4: Financial Indicators
Financial Indicators REVENUES [MM clp/ Year] EBITDAR [MM clp/ Year] +5,6% 251.523 -6,3% 239.425 163.784 167.624 62.651 66.164 42.656 39.955 dic-23 mar-24 dic-24 mar-25 dic-23 mar-24 dic-24 mar-25 EBITDA [MM clp/ Year] NET PROFIT [MM clp/ Year] -28,0% -28,4% 197.029 208.069 131.600 140.146 68.050 46.
Slide 5: AFP Habitat: Nominal Return on Investment Chile
AFP Habitat: Nominal Return on Investment Chile 1st place for A and B Funds, 3rd place for B and C Funds, and 4th place for D Fund in the last 36 months (April 2022 – March 2025). Fund E Fund A Fund B Fund C Fund D AFP Most Most Risky Risky Intermediate Conservative Conservative Capital 8,28% 8,82%
Slide 6: Revenues Breakdown
Revenues Breakdown VAR VAR % Current Exercise Last Exercise Ordinary Incomes [$MM clp] Mar 25/ Mar Mar 25/ Mar Mar 2025 Mar 2024 24 24 Total Fees Revenues 65.813 62.557 3.256 5,2% Fees form Mandatory Contributions[8] 60.953 58.108 2.845 4,9% Fees for APV 147 145 2 1,6% Fees for CAV 1.582 1.421 161 1
Slide 7: Operating Expenses Breakdown
Operating Expenses Breakdown Current Exercise Last Exercise VAR VAR % Employee Expenses [$MM clp] Mar 2025 Mar 2024 Mar 25 / Mar 24 Mar 25 / Mar 24 Administrative Staff Wages and Salaries -6.912 -6.078 834 13,7% Sales Staff Wages and Salaries -4.141 -3.569 572 16,0% Short – term Employee Benefits -1
Slide 8: Balance
Balance ASSETS [MS clp] Current Exercise Mar 2025 Last Exercise ‘Mar 2024 Dif % Mar 25 / Mar 24 Cash and Equivalents 60.319.272 |) 72612372 Financial assets at fair value through profitor loss 42.26.06 || 29.278.392 Commercial Debtorsand Accounts Receivables, Net 11817525 |) 13.300.450 Accounts Rece
Slide 9: Industry Overview: AFP Habitat managed the biggest amount of total Assets
Industry Overview: AFP Habitat managed the biggest amount of total Assets, with a market share of 27,2%. Total Assets Under Management (Mar-2025) Market share UNO $ CLP MM CAPITAL PROVIDA 1,5% 51.478.812 18,9% 21,0% 39.708.918 35.692.458 33.502.393 PLANVITAL 6,0% 17,7% CUPRUM 14.527.606 11.313.107 7
Slide 10: Industry Overview: AFP Habitat third AFP by quantity of Contributors
Industry Overview: AFP Habitat it´s the third AFP with bigger quantity of Contributors, with a market share of 16,0% at the end of March 2025. Affiliates Contributors UNO UNO CAPITAL CAPITAL 9,5% 12,1% (557.609) 13,1% CUPRUM (769.244) (1.448.854) CUPRUM 4,7% 6,5% PROVIDA 9,8% (564.071) PROVIDA (380.
Slide 11: Industry Overview: AFP Habitat has increased base salary by 3,0%
Industry Overview: AFP Habitat has increased in 3,0% the base salary since December 2024. Average Salary Base [clp] 1.409.534 CAPITAL +3,0% 2.182.397 CUPRUM 1.495.217 1.539.521 1.391.039 1.539.521 HABITAT HABITAT 1.099.595 MODELO 1.134.885 PLANVITAL 2023 2024 mar-25 1.080.596 PROVIDA 888.109 UNO +2,
Slide 12: Stock Performance
Stock Performance Stock Price [$ CLP] 1.500 1.100 925 910 938 910 855 1.000 814 800 825 610 670 506 466 484 500 630 696 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 03/25 Market Cap [$ USD Billions] 1,93 +34,9% 2,0 1,50 1,52 1,5 1,30 1,21 1,33 1,20 1,31 1,15 1,16 0,90 0