Provident Financial Holdings, Inc. · NASDAQ:PROV
Provident Financial — Shareholder Meeting (November 2015)
8 slides from Provident Financial's shareholder meeting presentation, Nov 20, 2015
Slide 1: Annual Meeting of Shareholders
PROV/DENT 23. Provident Financial Holdings, Inc. Annual Meeting of Shareholders November 19, 2015
Slide 2: Safe Harbor Statement
afe Harbor S' nent ‘This presentation contains statements that the Company believes are “forwardleokng statements” within the meaning of the Paiva Secures Lligaton Reform Act of 1895. Thees ‘eae 10 the Company's francil cndtion, iu, esuts of pions, objectives, hare parformance business. You should n
Slide 3: Provident Bank Offices
Wortbern Cobforn: Provident Bank Full Service Offices: Biyte Rowse oe eS en ——— == a. Provident Bank Mortgage Wholesale Oc: Pleasanton Rancho Cucamonga Retail Ofces: Carsbas ‘ty industry Ek Grow Escondido Giendors Lvermone Rancho Cucamonga Riersde, Canyon Crest Drie Reerede, Indiana Avenue Rawrsde,
Slide 4: Net Income of $9.8 million or $1.07 per share, up 48%
Net Income of $9.8 million or $1.07 per share, up 48% from $6.6 million or $0.65 per share last year. Mortgage banking loan production of $2.52 billion, up 27% from $1.99 billion last year. Originated and purchased $175.1 million in new loans held for investment, up 4% from last year. Continued impr
Slide 5: Subsequent Events
ubsequent Events > — July 2015: Declared a quarterly cash dividend of $0.12 per share with a record date of ‘August 11, 2015, which was paid on September 1, 2015. > September 2015: The Bank's Board of Directors declared a $15.0 million cash dividend from the Bank to the Corporation, which was paid o
Slide 6: Total Assets and Loans Held for Investment
Total Assets Loans Held for Investment (oases a ee ee =
Slide 7: Financial Highlights - Earnings
Financial Highlights - Earnin Net income (Loss) Diluted Earnings Per Share Geos testeet ete pee] | Gamabre twat et wet vert Return on Stockholders’ Equity 200% (7) Annalaed rests forthe quarter ended September 30,2015.
Slide 8: End
End PROV/DENTZ23. Provident Financial Holdings, Inc. www.myprovident.com =a
Provident Financial Holdings — Shareholder Meeting (November 2015) on 6ix