Oxbridge Re Holdings Limited · NASDAQ:OXBR
Oxbridge Re — Investor Presentation (January 2024)
26 slides from Oxbridge Re's investor presentation, Jan 23, 2024
Slide 1: Oxbridge Re Holdings Limited
January 2024 <4OXBR (wasoac oxen) Oxbridge Re Holdings Limited MOXRE —_— www.oxbridgerecom Bi SurancePlus oxo Kye 5 NS
Slide 2: Important Cautions Regarding Forward-Looking Statements
Important Cautions Regarding Forward- Looking Statements This presentation contains forward-looking statements. These forward-looking statements are made pursuant to the Private Securities Litigation Reform Act of 1995. Words such as “anticipates,” “estimates,” “expects,” “intends,” “plans,” “projec
Slide 3: Key Stats: OXBR (NASDAQ)
52 Week Low/High Common Shares Out. Free Float, est. Avg. Daily Vol. (3 mo.) $0.96/$2.87 5.87M 4.64M Key Stats: OXBR* (NASDAQ) Shareholder Equity $4.52M Diluted EPS (ttm) ($1.11) Price/Book 0.78x Book Value per Share (mrq) $1.35 Total Assets (mrq) $11.2M Fiscal Year End Dec. 31 Data of 09/30/28 fina
Slide 4: Leadership Team
Leadership Team RE Hold Jay Madhu ‘Chairman CEO & Director of Oxbridge Re (NASDAQ: OXBR) Jay serves as Chairman of the Board, Chief Executive Officer and President of Oxbridge Re Holdings (NASDAQ: OXBR), as well as its licensed reinsurance subsidiaries and its WebS startup SurancePlus that democrati
Slide 5: Why Oxbridge Re
Why Oxbridge Re Oxbridge Re is a Cayman domiciled entity High-sevorty propery reineuranee in > (.) Gulf Coast states Attractive potential annualized returns of ~20% to 40% for reinsurance investments: Through . SurancePlus Investment in reinsurance contracts are not correlated to financial markets a
Slide 6: Reinsurance Market Overview
Reinsurance Market Overview The global reinsurance industry is a multi-billion > dollar market, estimated to be worth close to $500 billion. The U.S. reinsurance business accounts for an estimated 40% of the global share.” According to IMF, Florida ranks as the 16th largest economy globally 5 There
Slide 7: Oxbridge Re Holdings Limited
Oxbridge Re Holdings Limited Publicly traded on the NASDAQ under ticker symbol “OXBR" OXBR eo Oxbridge Reinsurance Limited* jolds a reinsurance license and is regulated by the Cayman Islands Monetary Authority (CIMA)
Slide 8: About Oxbridge Re Holdings
BOXBR About Oxbridge Re Holdings Oxbridge Re is a Cayman Islands exempted holding company incorporated in 2013 with major holdings in: BOXRE > Oxbridge Reinsurance: A licensed reinsurance subsidiary that providesreinsurance business solutions primarily to property and casualty insurers in the Gulf C
Slide 9: Florida Storm History: Category 3 or Greater
ROXBR Florida Storm History: Category 3 or Greater Backed by statistical data, the event of a Category 3 storm or higher is a low-frequency high-severity risk eg — emer screeched 1952: None 1970:None 1980:None 1990:None 2000:None 2010:None 2020: None 1953:None 1961:None 1971:None 1981:None 1991:None
Slide 10: Perception vs. Reality: Storm Forecast vs. Actuals
BOXBR Perception vs. Reality 18 YEAR STORM FORECAST VS. ACTUALS 8 20 2 8 8 v v 16 14 14 a 14 oy 1 8 8 2 10 10 8 8 o Bs 5 5 4 4 4 4 4 3 3 3 3 2 2 2 2 2 : [3 S| ll a Meo Mile Mie Wn Ht i. i. ° ° 0 ° ° ° ° ° 0 o im? i Li 022202 2008 2007-2008.» 2008-2010» 0] 20122018.«S 2014 «2015206 2017S 2018-2018» 2
Slide 11: Oxbridge Reinsurance
OXRE Oxbridge ©) 5 oc Oxbridge Reinsurance is a Cayman Islands Licensed reinsurance entity that focuses on the US. Gulf Coast property & casualty (P&C) market. > P&C insurance companies transfer risk through reinsurance. > Oxbridge Reinsurance offers fully collateralized reinsurance contracts. > All
Slide 12: Oxbridge Reinsurance - Fully Collateralized
f@OXRE oxbridge Reinsurance - Fully Collateralized The total amountat risk in areinsurance contractis secured through trust accounts ona fully collateralized basis. Losses are capped to the limit of the reinsurance contract. ridge RE Holdings Limited. All Rig Oo -~ — GOXBR — ( 1 (qasoAceoxaR) an Due
Slide 13: Our Strategy
OXBR OXRE Oxbridge Reinsurance Our Strategy > Fully collateralized reinsurance contracts are sold by reinsurance brokers; Focus on expanding our broker network and the number of contracts written > Follow the pricing of lead reinsurers, which set risk premium > Focus on underwriting income
Slide 14: Oxbridge Re NS
Oxbridge Re NS Oxbridge Re NS is a licensed reinsurance sPv/side-car subsidiary. > Provides third-party investors with access to reinsurance contracts through participating notes with returns uncorrelated to the financial markets > Attractive potential annualized returns of ~20% to 40%* > Fully coll
Slide 15: Jet.AI
JET.Al > JetAl, is an aviation software company with a private jet charter and now recently launched Charter GPT app. > The company operates in private aviation through fractional and whole jet sales, prepaid jet cards (predetermined number of flight hours), chartering, brokerage, and service. JTAI
Slide 16: Jet.AI Business Combination
OXBR ET.Al sr e Jet.Al Business Combination Jet.Al Aviation Divisions: Capital Light Business Aviation & © Charter Jet Card Sales Aircraft / Fraction Onboard Program Buyer Brokerage Sales Jet.Al provide a comprehensive solution for an array of customers, from low time charter flyers to high time air
Slide 17: Jet.AI Fleet Software Solutions
OXBR ET.Al hw ° Jet.Al Fleet Software Solutions B2B B2c CharterGPT Powered by JetAl Al-Powered Charter Booking Platform Reroute JetCardGPT FLIGHT CLUB DynoF light © Powered by Jet oven we Powered by Jet * intelligent Jet Card customer portal for By The Seat Business Jet Carbon Crediting and * Fleet
Slide 18: OXBR - Investment Portfolio
OXBR OXBR - Investment Portfolio Investment Investment Portfolio Portfolio % of Total Allocation Q3 2023 Equity Securities 0.61 7 + eit Seuntion + cann« cosneqlvtent Cash & Restricted cast 3.65 39 + oterinventnenta- det Other investments - oer 5.04 54 Total $9.30 100%
Slide 19: About SurancePlus Holdings Ltd.
BOXBR About SurancePlus Holdings Ltd. SurancePlus Holdings Ltd. (“SP Holdings”) is a Cayman Islands exempted company incorporated in 2022, serving as the digital asset arm of the Oxbridge group comprised of three entities: cs > SurancePlus Ini “* ‘A newly formed Web3-focused subsidiary that leverage
Slide 20: SurancePlus - New Web3-Focused Division
“Ve SurancePlus — New Web3-Focused Division => SurancePlus Holdings is a new offshore Web3-focused subsit specializes in Real-World Asset (“RWA") tokenization. It issued the DeftaCat Re digital security, the first of its multi-year Cat Re wey , (short for “Catastrophe Reinsurance”) token series, in
Slide 21: Real-World Asset (RWA) Tokenization
ROXBR “Ve Real-World Asset (RWA) Tokenization > Real-World Asset (RWA) Tokenization to breakthrough in 2024 > Asset Tokenization A Trillion Dollar Market Opportunity: JP Morgan, Y Blackrock, & Goldman Sachs think so : hy. > _ Boston Consulting Group (BCG) estimates that asset tokenization will reach
Slide 22: SurancePlus
ROXBR oe rome SurancePlus SurancePlus > SurancePlus innovates upon Oxbridge Re NS's existing product that has a track record of success > Oxbridge Re NS has a proven track record of success, averaging 29% returns. Incorporating SurancePlus’ projected 42% return this year, investors will have seen an
Slide 23: SurancePlus - Transaction Structure
= SurancePlus SurancePlus - Transaction Structure The digital securities offered by SurancePlus are asset-backed digital reinsurance securities implemented as a token. The underlying assets are fully collateralized reinsurance contracts underwritten by Oxbridge Re’s CIMA-regulated reinsurance subsid
Slide 24: SurancePlus
= SurancePlus SurancePlus > The company’s issuance of Tokenized Reinsurance Securities is the first “on-chain” reinsurance RWA of its kind to be sponsored by a subsidiary of a publicly-traded company “The potential of tokenizing securities is that it democratizes access to this alternative investmen
Slide 25: Key Takeaways
sOXBR Key Takeaways > Balance Sheet with cash & restricted cash of $3.65M => Investment in Jet.Al totaling $5.04m at 30-Sept-23 5 New Web3-focused Co, SurancePlus poised to take advantage of blockchain / reinsurance real world applications > Executives with strong track record & insurance industry e
Slide 26: Contact
ROXBR (NASDAQ: OXBR) Contact Company Contact Jay Madhu, President, CEO Cayman Cayman Tek: #1345 749-7567 Email: jmadhu@oxbridgere.com Office Location Suite 201 42 Edward Street, PO. Box 469, Grand Cayman, KYI-8006 (2) www. OxbridgeRe.com © www.SurancePlus.com idge RE Holdings Limited. All Right Regi
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