Slide 1: Reimagining the Path to Homeownership with AI-Driven Innovation
YO reAlpha Reimagining the Path to Homeownership with Al-Driven Innovation August 2025 Corporate Presentation NASDAQ; AIRE
Slide 2: Disclaimers
Disclaimers ‘This presentations made soley for information purposes andno representation or waranty, expres or implied sade by ‘eApha Tech Cor. ("eA "we," Your and, together wth our subsidiaries the “Company}oranyafits epresentativesasto the information containedinthese materials or disclosed during
Slide 3: Executive Summary
Executive Summary reAlpha is building a next-generation, vertically integrated real estate technology company that leverages Al to streamline and monetize the full home buying and selling journey Purpose-Built, Al-Powered Tech Platform & Full-Stack Revenue Model Consumer Savings Drive G) Efficiency
Slide 4: Investment Highlights
Investment Highlights (OreAlpha Massive $3 Trillion+ Market, Purpose-Built for the Modern Homebuyer reAlpha is targeting the multitrillion-dollar? opportunity across real estate, mortgage, and ttle with a tech-frst model designed for scalability, efficiency, and cross-vertical revenue generation Mon
Slide 5: $3.2 Trillion U.S. Real Estate Market Represents Significant Opportunity
$3.2 Trillion U.S. Real Estate Market Represents Significant Opportunity U.S. Title Insurance Market U.S. Housing U.S. Mortgage Market Origination Market ~$80B $18B $1.5T Cilozay Total Home Transactions Total Value of Mortgages Value Originated (OreAlpha
Slide 6: Homebuying Today: Costly, Complex, and Fragmented
Homebuying Today: Costly, Complex, and Fragmented sts and a Complex Traditional Market Not Up to the Task h Fees are Standard * Consumers aren't financially rewarded when using standalone services in the homebuying process + Buyers often assume commissions are paid by the seller, but in reality, the
Slide 7: Analogous Industries Disrupted by Tech-Driven Innovations
Analogous Industries Disrupted by Tech-Driven Innovations Industry SECURITIES BROKER TRAVEL ADVERTISING cmv Robinhood # 7 Expedia Google New Revenue Order routing, data subscriptions and Merchant model, bundiing trips Algorithm-driven Model bid/ask spreads and trip insurance perscralised ater ng cap
Slide 8: reAlpha: Reimagining the Path to Homeownership
reAlpha: Reimagining the Path to Homeownership A Unified Platform Powered by Al and backed by Human Expertise ‘Consumer-Aligned Pricing Model “Commission rebate at losing” approach rewards homebuyers who use ‘multiple services on the reAlpha platform. It aims to maximize consumer value while alignin
Slide 9: End-to-End Homebuying Platform Unifies Key Services
End-to-End Homebuying Platform Unifies Key Services > Realty Mortgage Title & Closing . Cusaeo~=- —— -- °F Savings ~~ Ge>----=------2--"777 (OreAlpha ory nent toweer woe conn nae i _ 9
Slide 10: The End-to-End Real Estate Super App
The End-to-End Real Estate Super App ‘Al agent on standby 24/7 to answer questions, educate homebuyers, and ensure smooth transactions Mortgage built-in so homebuyers can move from offer to closing seamlessly bssisileatid provide expert support fon a no-obligation basis ee ONS, Is designed to incent
Slide 11: Commission Rebate Program Makes Homebuying More Affordable and Accessible
Commission Rebate Program Makes Homebuying More Affordable and Accessible reAlpha increases homebuyers’ purchase power: + Bundle and save approach is intended to generate significant homebuyer savings and increase the incentive to Use multiple reAlpha products * Commission rebate of up to 75% of buy
Slide 12: Case Study: Supporting Homeownership for Veterans
Case Study: Supporting Homeownership for Veterans (OreAlpha Verified Customer $860K Quadplex in Melbourne, FL <$11K cash-to-close 40 day close | VA Loan * Leveraged reAlpha’s commission rebate and VA benefits to minimize upfront costs + Managed transaction through reAllpha’s platform across Realty,
Slide 13: Mortgage Division Delivering Strong Growth and High Customer Satisfaction
Mortgage Division Delivering Strong Growth and High Customer Satisfaction VF, reAlpha fh $2.0B+ Mortgage EEE otal Loan volume ee iz 4,994 > eres ox by OreAlpha $451K ‘Avg Loan Amount ¥ 4.9/5 Google Reviews Conventional mVA =FHA = Other Loan Types (reAlpha incl data fon len tag
Slide 14: Delivering Comprehensive Digital Title Services
Delivering Comprehensive Digital Title Services @ HyperFast by (OreAlpha (reAlpha Client-Focused and Technology-Driven Delivers comprehensive, digital ttle services to meet the dynamic needs of reAlpha homebuyers Title Services Title Insurance Reliable and Secure By collaborating with underwriters,
Slide 15: Innovative Revenue Model Unlocks Value Across the Homebuying Journey
Innovative Revenue Model Unlocks Value Across the Homebuying Journey reAlpha generates revenue from closing costs and services beyond the home purchase! fod, @& B Realty Services Mortgage Brokering Title Services Providing 24/7 Abassisted realestate support _ Helping homebuyers find a mortgage that
Slide 16: Strategic License Expansion will Open New Markets and Drive Scale
Strategic License Expansion will Open New Markets and Drive Scale Geographic Footprint Expansion ‘+ reAlpha’s goal is to continue expanding to additional states and add Realty and Mortgage licenses to the portfolio Service Expansion + Increase services where reAlpha does not have a full suite of hom
Slide 17: Multi-Channel Go-to-Market Strategy Fuels Lead Acquisition
Multi-Channel Go-to-Market Strategy Fuels Lead Acquisition through Realty and Mortgage Brand? Paid Social Paid Search Organic Search Self-Generated OreAlpha SINCLAIR ,,9 Blog content optimized for SEO RAISE FLAgents drive direct leads Loan Officers generate referral business (W) WILLow NCM Lead exch
Slide 18: Momentum Accelerating Across the Business
Momentum Accelerating Across the Business (OreAlpha Strate; Launched Al Loan Officer Strengthened Assistant! Achieved 60% reduction in loan processing time during the intake process with proprietary Al tool Balance Sheet (20% reduction in time per loan fle) Expanded Service g Integrated & Rebranded
Slide 19: Financial Highlights
Financial Highlights (OreAlpha RESULTS REVENUE $1,252K 1,909% Yor GROSS PROFIT $621K coon GROSS PROFIT MARGIN 50% (21ppt) Yor ‘ADJ EBITDA ($3,474K) (203%) Yor 19
Slide 20: Strategic Roadmap to Drive Growth and Operational Excellence
Strategic Roadmap to Drive Growth and Operational Excellence (OreAlpha Expand Service Offerings Diversify Customer Acquisition Channels Increase Funnel Conversion Continue Investment in Al & Automation Maintain Focus on Operational Efficiency Accelerate state licensing expansion across Realty, Mortg
Slide 21: Locations
10 reAlpha NASDAQ: AIRE Locations
Slide 22: Endnotes
Endnotes Notes to Page 4 Investment Highlights and Page 5 ~ $3.2 Tlion U.S. RealEstate Market Posed fo Disruption [4.1] Redfin Data Conte. "Monthly Housing Maret Data fom January 2028 December 2024 Redfin, TUR: s/s redfincom/news/ata-cente/|. Based on the total 2024 US. housing markt vale of approxi
Slide 23: Non-U.S. GAAP Reconciliation
Non-U.S. GAAP Reconciliation The following table provi a reconciliation of net income to Adjusted EBITDA for the periods presented in this presentation: For the Three Months Ended June 30 Net loss Adjusted to exclude the following: Depreciation and amortization Amortization of loan discounts and ori
Slide 24: Completed Acquisitions
Completed Acquisitions WH reAlpha /e) Mortgage cS GTGi @ aicnat @ HyperFast naamche Planned Acquisitions Mortgage brokerage services in 30 states; formerly known as Be My Neighbor Mortgage brokerage services focused in California Al-powered chatbot in 270+ languages Title insurance and settlement se
Slide 25: Leadership Team
Leadership Team Mike Logoz0 Piyush Phadke Vijay Rathna CEO, reilpha Tech Corp. CCFO, reAlpha Tech Corp. CO, reAipha Tech Corp. Mike an experienced leader with a strong, Piyush i a seasoned financial executive with over 20 \ijay is an experienced technology leader with over 20 background in financial
Slide 26: Board of Directors
Board of Directors Giri Devanur Brian Cole Dimitrios Angelis, Executive Chairman Compensation Committee Chairman Corporate Governance Committee Chairman ‘+ Entrepreneur with Nasdaq IPO experience + Managing Director, datd investment Bank + Board Director of a publi listed company + EY Entrepreneur o