Qcr Holdings, Inc. · NASDAQ:QCRH
Qcr — Merger or Acquisition (May 2016)
15 slides from Qcr's merger presentation, May 23, 2016
Slide 1: QCR Holdings, Inc.
Exhibit 99.2 QCR HOLDINGS, INC. == Ly =o tate == Hm pene Font ie wir 5 uae fipes ey 4 f Saas ead AEE Nel
Slide 2: Forward-Looking Statements
Forward-Looking Reform operations, information “plan,” date Our subsidiaries anticipated threats practices, described and This registration undue ability they presentation thereof “intend,” Act are as inreliance to benefits plans, or of available include: the may made, predict qualification and 1995
Slide 3: Acquisition Overview contents
987654 Acquisition 10 11 12 14Overview QCR Community Financial Key Community Deposit Pro Transaction Forma Holdings Market Highlights—Community ofRationale Loan State Stock State Pro Assumptions Share—Des Bank and Bank Offering Forma Deposit Branch Market Branch Moines/West & Composition—Reported Co
Slide 4: Common Stock Offering
Current Registered Minimum Common Use Possible Target Maintain 4Fully ofregistered close Proceeds: Stock acquisition as Stock of Direct independent of $25MM Offering September shares Offering of Community charter 30, 2016 State Bank—$80MM Cash Purchase
Slide 5: QCR Holdings Pro Forma Branch Map
QCR Holdings 5Community Holdings—Pro State Inc.Bank Forma Branch Map
Slide 6: Community State Bank Branch Map
6Community State Bank Branch Map
Slide 7: Acquisition Rationale
Acquisition We Experienced Demonstrated 1.0% Strong The Opportunity Identified Ability $600MM Meets Greater 7Earn-back are best ROA the core pursuing to than market total leverage layer cost EPS of expected deposit Rationale for 12% and TBV improvement savings assets Accretion in enhanced in the cap
Slide 8: Community State Bank Financial Highlights
Financial COMMUNITY ($000s) 12/31/11 Balance Tangible Profitability ROAA ROAE Net Efficiency Capital Tang. Leverage Total Asset NPAs Reserves NCOs 8Source: Income Interest Assets Loans Deposits Equity Risk Quality Cmn. //(%) (Excluding Assets Adequacy Average Year SNL Sheet Equity 12/31/12 /Ratio Hi
Slide 9: Key Transaction Assumptions and Financial Metrics
ASSUMPTIONS KEY Purchase Assumed Cost 2.0% FINANCIAL $80 Transaction million savings ASSUMPTIONS TRANSACTION Mark price closing on purchase charges financed results of METRICS gross of 10% date AND $80 inof loans of with price Total 12.0% the million of $2.1 METRICS noninterest September earn-back $
Slide 10: Des Moines/West Des Moines Deposit Market Share
DEPOSIT 2015 Total 987654321Rank 11 12 13 14 15 Top Market Source: 10Wells West Bankers U.S. Great Bank Community First Earlham Iowa City Raccoon Northwest Central 15 DES Deposits Institution Bank American Bank 136 of Total (000’s) Western State Fargo SNL State America the Trust MARKET MOINES Bank 1
Slide 11: Des Moines and Ankeny Market Highlights
Assets: Market MAJOR Hy-Vee Mercy UnityPoint Principal Nationwide John DuPont JBS [Graphic Source: Deposit ANKENY For Retail billion 2,000 DES Population: Cost Households: Median Ranked (2015) Moines 11 the USA, of MOINES Deere jobs, sales Medical dollars (MarketWatch) past Deposits: $595,367 Living
Slide 12: Pro Forma Loan Composition—Reported
Pro 19% Dollars For Commercial Residential Gross QCRH 4% Other Consumer <1% Direct C&I Res. 36% 9% 33% Comm. Source: 41% 12 Other Forma the RE 9%7,895 1% Loans Financing <1% Community period in RE QCRH C&I C&I Direct <1% Thousands 71,842 Other Res. Loan Real 43% 53% 27% 0.4% & Real and ended Industr
Slide 13: Pro Forma Deposit Composition—Reported
ProBearing Dollars For Non-Interest Interest Total QCRH Brokered Time 17% Int Non-Int Bearing 32% Source: 13 Forma the 16% 31% Deposits 5% Community period in Bearing QCRH 60% Int Time Deposits Brokered 16% Thousands Deposit 46% Bearing Bearing Bearing ended $331,786 Time Q1’16 916,455 1,989,573 Bea
Slide 14: Pro Forma Loan Composition—Regulatory Data
1—4 Pro Dollars For Construction Secured Forma the period in C&Dby Family Thousands Agricultural Commercial Gross QCRH Consumer 1% <1% 26% Other C&I 20% C&D 3% Comm. 31% 14% 7% Farm 5+ Source: 4% 14 Family 2% 25% 20% Other 16% C&D 24% Family <1% 5+ Loan 377,541 Comm. Loans Farmland &ended Community
Slide 15: Pro Forma Deposit Composition—Regulatory Data
Pro Jumbo Dollars For Non-Interest Total QCRH Retail Jumbo 7% Time and Savings MMDA 40% Non-Int Bearing 32% NOW ATS Source: 15 Forma the 11% ATS 58% Deposits Retail 12% Time and 4% Time Community period in SNL Savings and 36% 25% NOW Thousands Retail ATS 1% Jumbo Time Deposit Time Deposits Non-Int S