City Union Bank Limited · NSE:CUB
City Union Bank — Kotak Analyst Conference (February 2026)
45 slides from City Union Bank's conference presentation, Feb 26, 2026
Slide 1: CUB logo
Slide 2: ENGLISH
ENGLISH
Slide 3: Slide 3
Slide 4: ×
×
Slide 5: Step into the future of banking
Step into the future of banking. Faster, smarter, and built around you — Register now to experience it.
Slide 6: Continue using your existing Net Banking Platform
Continue using your existing Net Banking Platform which you have trusted for years with same credentials.
Slide 7: Travel More. Spend Less. CUB Credit Card
eR ixigo Travel More. Spend Less. Unlock Exclusive Benefits with Your CUB Credit Card Flat 15% oft on Hotel Booking Flat maf 15», Off on Flight Booking “TRC Apply
Slide 8: BookMyShow free ticket offer
bookgmyshow BUY’ ,... GET ; FREE TICKET Using City Union Bank Credit Cards
Slide 9: BookMyShow free ticket offer
| book imiyshow BUY FREE TICKET GET upto 250°
Slide 10: Next-Generation Digital Banking and Payment solutions at Global Fintech Fest 2026
ZS sees Unveiling 12 Next-Generation Digital Banking and = FEST S 202, Payment solutions at Global Fintech Fest 2026 Tap & Pay | RuPay Passkey ‘Smarter Communications, ‘Mastercard One UPI Help 20 ~ My UPI ‘Stronger Connections. Credential | Powered by Mastercard « BF) ( Next-Gen UPI Acquiring Infras
Slide 11: Banking, Now Better
Banking, Now Better. Experience the New CUB Net/Mobile Banking simpler, smarter and more convenient. & ¢ eumesaANE SCAN THE QR CODE TO gle Play EN yeS IK DOWNLOAD THE APP
Slide 12: Dear Shareholder
Dear Shareholder, Itis an honor to present City Union Bank's Q1FY 27 unaudited financial results for the first time in my capacity as MD & CEO. Our focus remains firmly rooted in stability, continuous digital evolution, and expanding our core MSME and retail footprint. With disciplined risk manageme
Slide 13: Get the best interest rates
fa City UNION BANK 7.50% ==, 7.55% GET THE BEST INTEREST RATES
Slide 14: IBA Technology Awards win
Prestigious moment for City Union Bank by winning IBA Technology Awards across 6 categories at 21* Annual Technology Conference, Expo & Citations 2024-2025, 9" January 2026 in Mumbai. Sih ib i) SEE 4 —— +t Best Al & ML Adoption + Best Fintech & DPI Adoption +* Best Technology Bank + Best Digital Fin
Slide 15: Celebrating legacy since 1904
With great pride and gratitude, we recall our glorious past and the legacy of our guiding predecessors cc cuB 8 Celebrates its SINCE 31.10.1904 Thank you Customers, Stakeholders and Wellacishers for your continued support and patronage. 5) 044-71225000 FF] ctyunionbanka (BM cubed (E) cityunionbanknd
Slide 16: Important Update to the Customer
Important Update to the Customer's In response to the rising cases of cyber fraud, Bank has put in control measures to detect suspicious activity and ensure that account usage aligns with the customer's declared annual income, business profile, and source of funds. It is designed to protect customer
Slide 17: Boss Scam
® CcCuB Boss Scam STAY ALERT, VERIFY BEFORE YOU ACT. ‘Scammers impersonate your boss or senior management through WhatsApp, SMS, or email and create urgency to make you act quickly. Warning Signs Ay Urgent financial assistance request “Ay Requests from unknown/new number Ay Pressure to bypass normal
Slide 18: Family emergency impersonation scam
D) ® (Ss) cuB Family emergency impersonation scam “I'M IN TROUBLE!” VERIFY BEFORE YOU TRANSFER Fraudsters pretend to be your son, daughter, grandchild or relative and claim to be in an emergency, asking for immediate financial assistance. © SPOTIT. STOP IT Ay Urgent request to send money. Ay Request
Slide 19: Our Security is Our Priority
Lk our Security is Our Priority©) By’answering our calls, you help us keep your banking safe and secure. We're here to protect you Grankyou for your cooperation! | “ The CUB Transaction Monitoring Team Bank will never ask for OTP, PIN, passwords, or may Call you to verify transactions on confidentia
Slide 20: Your Money, Your Right
YOUR MONEY, YOUR RIGHT Do you have unclaimed deposits, insurance claims, shares, dividends, or mutual fund investments? The Common Landing Portal for Unclaimed Financial Assets enables you to search and trace unclaimed financial assets across various financial institutions through a single platform.
Slide 21: RBI Integrated Ombudsman Scheme
G2@ Reserve Bank - Integrated Ombudsm eee epsiems erg by post to Scheme ee, Fe more fermion a8 14468 from 8 AMto 10 PM (Weekdays except Natenal Hola) Tole a compl, vit poms Lorin RBI Kehta Hai... Jaankaar Baniye, Satark Rahiye! A A ) level pbc rary Single window for resolution sare fet fas For more
Slide 22: Travel More. Spend Less. CUB Credit Card
eR ixigo Travel More. Spend Less. Unlock Exclusive Benefits with Your CUB Credit Card Flat 15% oft on Hotel Booking Flat maf 15», Off on Flight Booking “TRC Apply
Slide 23: BookMyShow free ticket offer
bookgmyshow BUY’ ,... GET ; FREE TICKET Using City Union Bank Credit Cards
Slide 24: BookMyShow free ticket offer
| book imiyshow BUY FREE TICKET GET upto 250°
Slide 25: Next-Generation Digital Banking and Payment solutions at Global Fintech Fest 2026
ZS sees Unveiling 12 Next-Generation Digital Banking and = FEST S 202, Payment solutions at Global Fintech Fest 2026 Tap & Pay | RuPay Passkey ‘Smarter Communications, ‘Mastercard One UPI Help 20 ~ My UPI ‘Stronger Connections. Credential | Powered by Mastercard « BF) ( Next-Gen UPI Acquiring Infras
Slide 26: Banking, Now Better
Banking, Now Better. Experience the New CUB Net/Mobile Banking simpler, smarter and more convenient. & ¢ eumesaANE SCAN THE QR CODE TO gle Play EN yeS IK DOWNLOAD THE APP
Slide 27: Dear Shareholder
Dear Shareholder, Itis an honor to present City Union Bank's Q1FY 27 unaudited financial results for the first time in my capacity as MD & CEO. Our focus remains firmly rooted in stability, continuous digital evolution, and expanding our core MSME and retail footprint. With disciplined risk manageme
Slide 28: Get the best interest rates
fa City UNION BANK 7.50% ==, 7.55% GET THE BEST INTEREST RATES
Slide 29: IBA Technology Awards win
Prestigious moment for City Union Bank by winning IBA Technology Awards across 6 categories at 21* Annual Technology Conference, Expo & Citations 2024-2025, 9" January 2026 in Mumbai. Sih ib i) SEE 4 —— +t Best Al & ML Adoption + Best Fintech & DPI Adoption +* Best Technology Bank + Best Digital Fin
Slide 30: Celebrating legacy since 1904
With great pride and gratitude, we recall our glorious past and the legacy of our guiding predecessors cc cuB 8 Celebrates its SINCE 31.10.1904 Thank you Customers, Stakeholders and Wellacishers for your continued support and patronage. 5) 044-71225000 FF] ctyunionbanka (BM cubed (E) cityunionbanknd
Slide 31: Important Update to the Customer
Important Update to the Customer's In response to the rising cases of cyber fraud, Bank has put in control measures to detect suspicious activity and ensure that account usage aligns with the customer's declared annual income, business profile, and source of funds. It is designed to protect customer
Slide 32: Boss Scam
® CcCuB Boss Scam STAY ALERT, VERIFY BEFORE YOU ACT. ‘Scammers impersonate your boss or senior management through WhatsApp, SMS, or email and create urgency to make you act quickly. Warning Signs Ay Urgent financial assistance request “Ay Requests from unknown/new number Ay Pressure to bypass normal
Slide 33: Family emergency impersonation scam
D) ® (Ss) cuB Family emergency impersonation scam “I'M IN TROUBLE!” VERIFY BEFORE YOU TRANSFER Fraudsters pretend to be your son, daughter, grandchild or relative and claim to be in an emergency, asking for immediate financial assistance. © SPOTIT. STOP IT Ay Urgent request to send money. Ay Request
Slide 34: Our Security is Our Priority
Lk our Security is Our Priority©) By’answering our calls, you help us keep your banking safe and secure. We're here to protect you Grankyou for your cooperation! | “ The CUB Transaction Monitoring Team Bank will never ask for OTP, PIN, passwords, or may Call you to verify transactions on confidentia
Slide 35: Your Money, Your Right
YOUR MONEY, YOUR RIGHT Do you have unclaimed deposits, insurance claims, shares, dividends, or mutual fund investments? The Common Landing Portal for Unclaimed Financial Assets enables you to search and trace unclaimed financial assets across various financial institutions through a single platform.
Slide 36: RBI Integrated Ombudsman Scheme
G2@ Reserve Bank - Integrated Ombudsm eee epsiems erg by post to Scheme ee, Fe more fermion a8 14468 from 8 AMto 10 PM (Weekdays except Natenal Hola) Tole a compl, vit poms Lorin RBI Kehta Hai... Jaankaar Baniye, Satark Rahiye! A A ) level pbc rary Single window for resolution sare fet fas For more
Slide 37: CUB Gold Loans
Learn More CUB Gold Loans at best and low interest rates. Instant disbursement of money
Slide 38: CUB Insta Loans
Learn More CUB Insta Loans Apply instantly for consumer loan in few minutes with CUB’s insta loan portal
Slide 39: CUB Corporate Banking
Learn More CUB Corporate Banking Experience Ease of Business. Customized services and dedicated support.
Slide 40: CUB Agri Loans
Learn More CUB Agri Loans Loans for Buying Cattle, Farm Equipments Irrigation system and Agriculture needs
Slide 41: MSME
Learn More MSME Make Your Business Dreams a reality. Working Capital and Services from CUB.
Slide 42: CUB NRI Account
Learn More CUB NRI Account Wide Range of Benefits. Freedom of operating from across the world
Slide 43: Academic Institutions
Learn More Academic Institutions Fee Collection to Salary Disbursement. Fast and Efficient Online Services.
Slide 44: Tech Banking
Learn More Tech Banking Online Banking, Demat, Wealth Management Point of Sale, FASTag, Soverign Gold Bond etc.
Slide 45: CUB registered with DICGC
Learn More CITY UNION BANK is registered with DICGC Click here
City Union Bank — Kotak Analyst Conference (February 2026) on 6ix