Qualitas Controladora S.a.b. De C.v. · BMV:Q
Qualitas Controladora S.a.b. De C.v — Qualitas Controladra Sab — Q1 2025 Earnings Presentation
8 slides from Qualitas Controladora S.a.b. De C.v's earnings presentation, Apr 22, 2025
Slide 1: Earnings results webcast 1st quarter 2025
Earnings results webcast 1st quarter 2025 April 23th, 2025
Slide 2: Driving success along with our 3-pillar strategy
Driving success along with our 3-pillar strategy Strengthen Mexico’ Accelerate New business leadership subsidiaries growth opportunities ✓ Vertical Meetings with QSalud integration as a +1,600 agents +10k medical gradual across Mexico, as appointments process it is our key +5,200 healthcare ✓ QColom
Slide 3: Consolidating a profitable business model
Consolidating a profitable business model Focus on service, improving customer experience Capitalizing recent acquisitions Improving productivity per employee Turnaround of US operation Continue delivering value to our shareholders 3
Slide 4: Earned momentum: outpacing written growth
Earned momentum: outpacing written growth Written premiums Earned premiums Business line 4Q22 18,822 16,833 Individual → +21.4% 12.0% 17.8% 16,804 Fleets → (-6.5%) 14,293 Financial → +22.0% 1Q24 1Q25 1Q24 1Q25 Institutions Figures in million pesos Q International USA PERU COSTA RICA EL SALVADOR COLO
Slide 5: Well-balanced, well-run
Well-balanced, well-run LOSS RATIO 1Q24 62.2% 1Q24 64.1% 1Q25 58.2% Q Mx 1Q25 59.7% QC 59.7% Loss ratio 88.2% Combined 6.3% ratio Operating ratio 22.2% Acquisition ratio 5
Slide 6: Operational efficiency: the backbone of profitability
Operational efficiency: the backbone of profitability Financial income Net income 2,145 1,533 +44.8% +73.3% 1,058 1,238 1Q24 1Q25 1Q24 1Q25 ROI 12M ROE 12M EPS Net margin 10.8% 24.2% $15.1 11.4% Figures in million pesos 6 % ∆ growth 1Q25 vs 1Q24
Slide 7: Enhancing shareholder value
Enhancing shareholder value General shareholders' assembly proposals Cash dividend payment of $4 billion pesos ($10 pesos per share) in 2 exhibitions New share buyback fund of $800 million pesos 7
Slide 8: Investor relations contacts
Andrea González angonzalez@qualitas.com.mx t: +52 (55) 1555 6316 Raquel Leetoy rleetoy@qualitas.com.mx t: +52 (55) 1555 6313
Qualitas Controladra Sab — Q1 2025 Earnings Presentation on 6ix