One 97 Communications Ltd. · NSE:PAYTM
One 97 Communications — Corporate Update (December 2023)
7 slides from One 97 Communications's corporate update, Dec 6, 2023
Slide 1: Regulation 30 disclosure cover letter to exchanges
December 6, 2023 BSE Limited National Stock Exchange of India Limited Department of Corporate Services, The Listing Department, Phiroze Jeejeebhoy Towers, Exchange Plaza, Dalal Street, Fort, Bandra Kurla Complex, Mumbai - 400 001 Mumbai - 400 051 Scrip Code: 543396 Symbol: PAYTM Sub.: Disclosure und
Slide 2: Update on Loan Distribution Business
Update on Loan Distribution Business December 2023
Slide 3: Disclaimer
Disclaimer By attending the presentation or by reading the presentation slides uncertainties and other factors that could cause actual events or change and past performance is not indicative of future results. you agree to be bound as follows: results to differ materially from those anticipated in t
Slide 4: Expanding Loan Distribution business by offering higher ticket loans
Expanding Loan Distribution business by offering higher ticket loans Value of <₹50,000 loans as % of disbursements • Good demand seen in higher ticket (₹3-7 lacs) low risk Merchant Personal and Merchant Loans Postpaid Personal Loan Loan • On back of recent macro development and regulatory Target Seg
Slide 5: Continue to build Loan Distribution business on the foundation of portfolio quality
Continue to build Loan Distribution business on the foundation of portfolio quality Proactive risk calibration (since Q3 FY 2023) Indicative portfolio performance for our partners along with our lending partners, leading to better portfolio metrics Postpaid Personal Loan Merchant Loan Q3 FY 2023 • I
Slide 6: Expanding Lending Partner base
Expanding Lending Partner base • In Q3 FY2024, we launched high ticket Personal Loan and Merchant Loan in partnership with Banks and NBFCs with encouraging early trends • Drive Merchant Loan growth as they are MSME loan contributors and has seen improved asset quality • On back of recent macro devel
Slide 7: Summary
Summary • Given the strong portfolio performance and widespread acceptance of loan distribution, we are adding newer forms of loan offerings with a focus on driving a healthy portfolio for lending partners • Expanded offering to include higher ticket personal and merchant loans to lower risk and hig
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