Nordea Bank Abp · OMXHEX:NDA_FI
Nordea Bank Abp — Investor Day (February 2022)
10 slides from Nordea Bank Abp's investor day presentation, Feb 17, 2022
Slide 1: Business Banking Capital Markets Day
Business Banking Capital Markets Day Nina Arkilahti, Head of Business Banking 17 February 2022
Slide 2: Disclaimer
Disclaimer • Nordea and its businesses are exposed to various risks and uncertainties. • This presentation contain certain statements which are not historical facts, including, without limitation, statements communicating expectations regarding, among other things, the results of operations, the ban
Slide 3: Business Banking today: Leading SME bank and business partner in the Nordics
Business Banking today Leading SME bank and business partner in the Nordics Customer Broad income relationships with distribution EUR 2.6bn Total income Other Nordic scale leveraged to service SMEs’ local needs >55% Savings Payments of SMEs with Leasing1 EUR 15-500m Wide customer reach and strong de
Slide 4: Delivered good income growth and improved profitability
Business Banking today Delivered good income growth and improved profitability Income growth ROCAR ROCAR 2021, y/y% NFE1 FY21, % change FY21/20, pp 20% 29% Share of +6 income Strong position across all markets FY21 28% with highest growth in Sweden and 23% Norway +10 Good income growth supported by
Slide 5: Strong growth and performance in Sweden and Norway
Business Banking 2019–21 Strong growth and performance in Sweden and Norway Financial performance 2019–21 2022 target met ahead of time Cost-to-income ratio (%) 54 1 Income growth CAGR of +7%1 via high customer inflow and activity in Sweden and Norway 1 2 45 ~45 2 Costs reduced by 4%1 through headco
Slide 6: Continued growth, cost at risk & capital headwinds
Business Banking 2022–25 Continued growth, cost at risk & capital headwinds 2025 targets Main drivers for 2025 targets Return on capital at risk (%) 1 Drive income growth CAGR of +3% 3 by increasing market share in Sweden 1 2 and Norway 4 ~16 16 2 Improve cost efficiency via streamlined processes an
Slide 7: Well-positioned to deliver on our growth plan
Business Banking 2022–25 Well-positioned to deliver on our growth plan SME customer preferences1 Our response to deliver on the growth plan Leading advisory services ~60% Mid enterprises value personal service & expertise Strengthen specialist & industry advisory to build deep relationships Capture
Slide 8: Selective growth and customer acquisition in all markets with profitability as the core focus
Business Banking 2022–25 Selective growth and customer acquisition in all markets with profitability as the core focus Our focus areas How we are doing it Profitable growth 2021 2025 Focus resources on key locations and sectors Accelerate growth Use product expertise as competitive edge Increase sca
Slide 9: Leading SME digital bank: Building on strong foundation to deliver effortless banking
Business Banking 2022–25 Leading SME digital bank: Building on strong foundation to deliver effortless banking 2019–21: Significant progress 2022–25: Accelerating the journey SME digital foundation Effortless banking for SMEs Implemented a modern & 7 7ofof99 Full breadth SME digital offering scalabl
Slide 10: 2025: The preferred bank for Nordic SMEs
Business Banking 2025 targets 2025: The preferred bank for Nordic SMEs Return on capital at risk Deepen customer relationships and focus on profitability ~16% Accelerate growth in Sweden and Norway Cost-to-income ratio Be the leading digital SME bank and preferred sustainability partner ~40% 10