Hsbc Holdings Plc · LSE:HSBA
Hsbc — Investor Day (May 2026)
35 slides from Hsbc's investor day presentation, May 2026
Slide 1: International Wealth and Premier Banking
International Wealth and Premier Banking Asia seminar for investors and analysts | May 2026
Slide 2: Barry O’Byrne
Barry O’Byrne CEO, International Wealth and Premier Banking
Slide 3: Group Wealth
Group Wealth
Slide 4: Well positioned to capture significant Wealth opportunity
Well positioned to capture significant Wealth opportunity We are Asia’s #1 Wealth Manager1, with significant room to grow… Large Wealth Expected global Wealth AUM growth of $93tn by 20302 opportunity Significant affluent 5m Premier accounts and $1.6tn in Group Wealth balances3 base and Wealth AUM Co
Slide 5: Our business is focused on the most attractive segments, regions and cross-border Wealth hubs
Our business is focused on the most attractive segments, regions and cross-border Wealth hubs Personal financial assets by segment, $tn1,2 Personal financial assets by region, $tn1 Top cross-border Wealth hubs AuM, $tn3 CAGR CAGR CAGR 25-30, % 25-30, % 4 24-29, % +6% +6% 357 357 10% HK 6.3% 7 24 3%
Slide 6: HSBC Wealth: 5 million Premier accounts and $1.6tn in Wealth balances
HSBC Wealth: 5 million Premier accounts and $1.6tn in Wealth balances, contributing ~25% of Group revenue Group Premier accounts Group Wealth balances Group Wealth fee and other income FY25, millions FY25, $tn FY25, $bn Invested assets Deposits 5.0 1.6 9.4 UK business1 0.1 UK business1 0.3 UK 1.2 Ho
Slide 7: Asia’s #1 Wealth manager
Asia’s #1 Wealth manager FY25 Asia Wealth balances, $bn1 1,055 795 447 380 300 267 265 221 204 164 156 150 150 112 110 HSBC Peer 1 Peer 2 Peer 3 Peer 4 Peer 5 Peer 6 Peer 7 Peer 8 Peer 9 Peer 10 Peer 11 Peer 12 Peer 13 Peer 14 Asia 6
Slide 8: International Wealth and Premier Banking
International Wealth and Premier Banking
Slide 9: IWPB: Trusted partner for affluent / HNW clients and their Wealth needs
IWPB: Trusted partner for affluent / HNW clients and their Wealth needs Focus on affluent and above segments Trusted Wealth partner Clear right to win Strong Premier proposition (#1 in Asia1) and international capabilities Full service Private Bank offering from entry level HNW to UHNW / FY25 IWPB P
Slide 10: Strong growth in customers, balances and revenue
Strong growth in customers, balances and revenue Growing customers Growing Wealth balances Growing Wealth fees IWPB Premier accounts, millions IWPB Wealth balances, $bn IWPB Wealth fee and other income, $bn2 +8% +10% CAGR CAGR +21% 944 CAGR 6.8 2.4 2.2 819 Private 2.0 776 256 Deposits 5.6 1.7 Bankin
Slide 11: Clear strategy to focus on affluent, HNW and Wealth
Clear strategy to focus on affluent, HNW and Wealth 1 2 3 Group strategic Simple and agile Customer-centricity Focused, sustainable growth priorities I II III Uplift Wealth franchise Best-in-class a b c Strengthen our Wealth products foundations Grow affluent Grow and deepen and solutions Scale Priv
Slide 12: Streamlined segment and market participation
I Strengthen our foundations Streamlined segment and market participation Customer segments Market footprint Focus # of IWPB customers Actions Streamlining markets to align with affluent opportunity… # of IWPB markets4 ~35k1 Grow our affluent / HNW 37 client base 26 2.4m2 FY20 FY25 Deepen Wealth pen
Slide 13: Growing our affluent customer base
III a Grow affluent customers Growing our affluent customer base A leading new Premier Building a pipeline for Doubling down on our differentiated proposition future Premier international capabilities #1 affluent proposition in Asia1, spanning Delivering ‘Employee Workplace Solutions’ in Signi
Slide 14: Deepening Wealth penetration
III b Deepen Wealth penetration Deepening Wealth penetration RM growth and Better digital tools for Upgraded Wealth qualification RMs and customers product suite Expand hiring across Premier and Private Continue rollout of upgraded mobile app Integrated products via in-house Asset Bank to opti
Slide 15: Accelerating development of AI to support affluent customers and Wealth capabilities
Accelerating development of AI to support affluent customers and Wealth capabilities Customer experience Wealth capabilities Wealth Intelligence Marketing AI toolkit Targeted RM investment insights and client Hyper-personalised marketing content meeting preparation developed at scale for customers C
Slide 16: Business deep-dives
Business deep-dives
Slide 17: Private Bank
Private Bank
Slide 18: Global presence, with key strengths in Asia
Global presence, with key strengths in Asia Who we are Performance Globally-recognised brand, managing $566bn in Wealth balances Private Bank Wealth balances, $bn3 Leading Private Bank in Asia – top 2 in Wealth balances1 +13% CAGR Client coverage across 50+ markets and 11 key booking centres2
Slide 19: Uniquely positioned to deliver the full power of HSBC
Uniquely positioned to deliver the full power of HSBC Strategic focus Key initiatives Group collaboration Deepen CIB partnership for Building out cross line of business HSBC coverage teams, bringing referrals and deliver full-range all of HSBC to clients and capturing flows across corridors of HSB
Slide 20: Asset Management
Asset Management
Slide 21: Connecting clients in Asia to global investment opportunities
Connecting clients in Asia to global investment opportunities and bringing Asia opportunities to clients in Europe and Americas Who we are Performance Integral to serving the needs of HSBC’s Wealth and CIB clients AM invested assets, $bn4 +13% CAGR Connectivity and expertise across key markets a
Slide 22: Focus on collaboration, accelerating growth in Asia, the Middle East and Alternatives
Focus on collaboration, accelerating growth in Asia, the Middle East and Alternatives Strategic focus Key initiatives Continue to deepen share of wallet in HSBC Wealth channels, Strengthen Group especially in discretionary mandates collaboration Partner with HSBC CIB to strengthen joint fund dis
Slide 23: Insurance
Insurance
Slide 24: Insurance is an accelerator of the HSBC Wealth ecosystem
Insurance is an accelerator of the HSBC Wealth ecosystem Who we are Insurance manufacturing performance #1 Insurer in Hong Kong, with 22% ANP market share, growing faster than New business CSM, $bn2 market1 Serving key client needs across Wealth (protection, retirement and legacy) and +42% healt
Slide 25: Insurance strategy focused on Wealth, health and HNW
Insurance strategy focused on Wealth, health and HNW Strategic focus Key initiatives Market leadership in Hong Kong in both domestic and non-resident Capture growing HK segments Wealth and Chinese flows Deliver integrated marketing and servicing solutions across Greater Bay Area Launched longe
Slide 26: Key takeaways
Key takeaways 1 Significant Wealth opportunity: global personal financial assets expected to grow by $93tn by 2030 Asia’s #1 Wealth manager1, capturing structural market growth: Presence in the largest and fastest-growing Wealth hubs 2 Existing book of 5m Premier accounts across the Group Group conn
Slide 27: Appendix
Appendix
Slide 28: Group Wealth overview
Group Wealth overview Group Wealth Business line contribution to Wealth The Group’s Wealth business is International Wealth and Hong Kong business UK business international, with a particular focus Premier Banking on Asia which accounts for ~70% of Premier Banking outside Wealth balances Hong Kong
Slide 29: Strong growth in customers and Wealth penetration…
Strong growth in customers and Wealth penetration… Growing # of customers Deepening Wealth penetration IWPB Premier accounts, millions IWPB Premier Wealth Penetration1, % +8% CAGR 4ppts 2.4 33% 2.2 31% 2.0 29% 2023 2024 2025 2023 2024 2025 28
Slide 30: …leading to higher Wealth balances and revenue
…leading to higher Wealth balances and revenue Wealth balances Wealth fee income IWPB Wealth balances, $bn IWPB Wealth fee and other income, $bn +10% CAGR +21% 944 CAGR 6.8 819 Private 776 256 Deposits 5.6 1.7 Banking 4.7 Investment 1.2 Distribution Asset 1.5 Management Invested 689 Assets 2.5 Insur
Slide 31: Footnotes
Footnotes Slide 3: Well positioned to capture significant Wealth opportunity December 2025 used where available. Remaining peers use Asia Private Banker’s 2025 1. Based on Wealth balances. Please refer to slide on ‘Asia’s #1 Wealth manager’ for further figures, excluding Chinese Mainland onshore Wea
Slide 32: Footnotes
Footnotes Slide 12: Growing our affluent customer base 3. Includes Hong Kong, Chinese Mainland, India, Taiwan, Singapore, Japan and HSBC 1. HSBC Premier won Euromoney’s award as ‘Asia’s best for Premier Banking’ in 2026 Alternative Investment Limited 2. Based on analysis of 7 IWPB Markets (Taiwan, S
Slide 33: Glossary
Glossary AUM Asset under management AM Asset Management ANP Annualised New Premium Banking net interest income is an alternative performance measure, and is defined as Group net interest income after deducting: (1) the internal cost to fund trading and fair value net assets for which associated reve
Slide 34: Disclaimer
Disclaimer Important notice The information, statements and opinions set out in this presentation and accompanying discussion (this “Presentation”) are for informational and reference purposes only and do not constitute a public offer for the purposes of any applicable law or an offer to sell or sol
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