Disciplined Core Equity Fund - I Class · NASDAQ:AMEIX
Disciplined Core Equity Fund - I Class — American Century Investments — Investor Presentation (2021)
31 slides from Disciplined Core Equity Fund - I Class's investor presentation, 2021
Slide 1: 9th Annual Survey of Retirement Plan Participants
9 th Annual Survey of Retirement Plan Participants Perspectives One Year After the Start of the Pandemic The contents of this American Century Investments® presentation are protected by applicable copyright and trademark laws. No permission is granted to copy, redistribute, modify, post or frame any
Slide 2: Discussion
Discussion ▪ Personal Expectations, Worries and Regrets ▪ Perceptions of Employers ▪ Pandemic Impacts 2
Slide 3: Defining Generations at Work
Defining Generations at Work Boomer Gen X Millennial 1946-1964 1965-1979 1980-1994 3
Slide 4: Expectations, Worries and Regrets
Expectations, Worries and Regrets 4
Slide 5: Three in Ten Expect a Better Standard of Living
Three in Ten Expect a Better Standard of Living Retirement Expectations 3% 9% 16% 29% Men and those 20% with assets of >$500K are more likely to be optimistic about retirement. Much better than it is now A little better than it is now About the same as it is now 52% A little worse than it is now Muc
Slide 6: Four in Ten Worry About Running Out of Money
Four in Ten Worry About Running Out of Money Retirement Concerns Running out of money 40% Loss of structure 6% ? Loss of income 18% Missing co-workers 4% Unable to afford 18% Something else 2% medical expenses Being bored 13% Q3. When thinking about retirement, what concerns you the most? 2021 (n=1,
Slide 7: Many Admit to Saving Less, Especially in the First Five Years
Many Admit to Saving Less, Especially in the First Five Years 6 in 10 Saved Less Than They Should Have And At Other Times? When Saved Less Last Year 42% In Your Teens 67% In Your 20s 69% In Your 30s 56% In Your 40s 46% In Your 50s 34% In Your 60s 26% Q9. In each of the following time periods, how wo
Slide 8: Not Saving More Is Still the Biggest Life Regret
Not Saving More Is Still the Biggest Life Regret Not saving more for Not being a better 35% 6% retirement person, overall Not doing better in your 14% Other 3% career Not doing better with 14% No regrets 14% personal relationships Not doing enough to 14% enjoy life ▪ Those with >$100k have more savi
Slide 9: 4 in 10 Boomers and 3 in 10 Gen Xers/Millennials Have an Advisor
4 in 10 Boomers and 3 in 10 Gen Xers/Millennials Have an Advisor 52% 32% 10% 6% Yes, a professional Yes, a professional advice Yes, both No financial advisor software or online platform Men are more likely to work with an advisor, use advice software, or both. Q19. Do you currently work with a profe
Slide 10: Perceptions of Employers
Perceptions of Employers 10
Slide 11: Retirement Plans Are Highly Valued Benefits
Retirement Plans Are Highly Valued Benefits 90 % At least somewhat agree Participants most likely to strongly agree are men, those with household incomes of $100k or more, and those with assets of at least $500k. Q17. To what extent do you agree or disagree with the following statement? 2021 (n=1,50
Slide 12: Four in Ten Want a Kick in the Pants or Strong Nudge to Save More
Four in Ten Want a “Kick in the Pants” or “Strong Nudge” to Save More 11% 27% 39% 22% Kick in the pants Strong nudge Slight nudge Leave me alone Boomers are more likely than Millennials and Gen Xers to want to be left alone. Q15. Which best describes what you would like your employer to do for you w
Slide 13: Most Prefer a Match Over Salary Increase
Most Prefer a Match Over Salary Increase 2/3 Prefer an employer match over a salary increase, regardless of percentage. 80% 69% 59% Boomer Gen X Millennial Boomers are more likely to prefer a match. Men prefer a 6% match more than women. Q24. Suppose your employer offered the option…Which option wou
Slide 14: Most Want Retirement Contributions Over Education Cost Help
Most Want Retirement Contributions Over Education Cost Help Employer Contribution Preference 82 Prefer a contribution to % 12 Prefer a contribution to % 6 Have no preference % retirement savings educational costs Participants with at least $100k are more likely than those with less money to prefer a
Slide 15: The Majority Support Automatic Plan Features
The Majority Support Automatic Plan Features Just over 2/3 believe companies should 60 believe employers should % have automatic enrollment automatically enroll and with a 6% default rate. automatically increase it each year. Participants with assets of at least $500k are more inclined to support th
Slide 16: Four in Ten Say Retirement Plans Should Be Totally Automatic for All
Four in Ten Say Retirement Plans Should Be Totally Automatic for All Enrollment, Contributions, & Default Investments Make it totally Employees automatic and do should do it all it for employees for themselves 2021 13% 26% 39% 14% h 8% More men, those with incomes of $100k or more, and those with as
Slide 17: 76% Prefer an In-plan Withdrawal Solution
76% Prefer an In-plan Withdrawal Solution Net: Likely 76% 48% 28% 23% h 1% Much more likely to leave Somewhat more likely That would not influence Less likely to leave money in the plan to leave in plan your decision money in the plan Q41. If your workplace retirement plan offered an investment opti
Slide 18: Most Express Confidence, but Answer Differently About Withdrawals
Most Express Confidence, but Answer Differently About Withdrawals 2/3 How Much Should You Withdraw? 30% 25% say they know how much to withdraw for living 20% expenses in retirement. 15% 60 % 10% 5% 0% know how long to make 1%-4% 5% 6-9% 10% More Weren't Than 10% Sure their money last. Men, those wit
Slide 19: Most People Need Help Drawing Down
Most People Need Help Drawing Down 70 say they “need a little bit % of guidance” on how to withdraw money from their retirement accounts. Men, those with incomes of $100k or more, and those with assets of at least $500k say they “got it covered” as opposed to others who “need a ton of help.” Q44. Wh
Slide 20: Three in Four Show Interest in Holistic Financial Advice
Three in Four Show Interest in Holistic Financial Advice 73 Find it at least % 9 Find it not attractive % 18 % Have no preference somewhat attractive Participants with incomes of at least $100k, Millennials and Gen Xers are more likely to agree. Q23. How attractive would it be for your employer to o
Slide 21: ESG Interest Varies Among Generations and Income Levels
ESG Interest Varies Among Generations and Income Levels Environmental Social Governance More than half express Participants with incomes Millennials and Gen Xers interest in ESG investments of $100k or more are more are most interested. as part of their retirement plan. likely to be interested in ES
Slide 22: ESG Is More Attractive If Performance Is Comparable
ESG Is More Attractive If Performance Is Comparable 65 would be interested if % 29 would be interested if % 6 would be interested even % performance is comparable performance is better if performance is worse Men and those with assets of $500k and above are more interested in ESG. Q39. Which of the
Slide 23: Impact of the Pandemic
Impact of the Pandemic 23
Slide 24: Participants Grade Themselves Higher In 2021
Participants Grade Themselves Higher In 2021 Retirement Savings Grades 3.6 (B-) 3.4 (C+) 3.2 (C) Average 2021 Average 2020 Average 2019 Men, those with incomes of $100k or more, and those with assets of $100k or more are most likely to give themselves an A. Q6. How would you grade the job you did in
Slide 25: More Excitement About Travel While Time With Family Tempered
More Excitement About Travel While Time With Family Tempered Men are more excited Women tend to be more about pursuing hobbies. excited about travel. Those with a household income of at least $100k are also more excited about traveling than those with lower incomes. Q2. When thinking about retiremen
Slide 26: Paying off Debts of All Kinds Is a Lower Priority This Year Than Last Year
Paying off Debts of All Kinds Is a Lower Priority This Year Than Last Year Paying off longer-term credit Paying off longer-term credit card debt and student loans card debt is a bigger priority are more of a priority for for those with household men than women. incomes less than $100k. Q2. When thin
Slide 27: Risk Continues To Be Concerning, but the Degree Has Lessened
Risk Continues To Be Concerning, but the Degree Has Lessened Risk Concerns Post-Pandemic Compared to During the Pandemic Are Decreasing Risk 2021 2020 Longevity 58% 63% Inflation & Interest Rate 49% 53% Market 51% 61% Growth 43% 53% Human Error 39% 44% Q33. When selecting investment options with you
Slide 28: Market Risk Is Still Top Concern, but Only Slightly Higher Than Longevity
Market Risk Is Still Top Concern, but Only Slightly Higher Than Longevity 32% 30% 19% 10% 9% Market risk Longevity risk Inflation and Growth risk Human error interest rate risk Men and those with assets of $500k or higher are more likely to be most concerned about growth risk. Q33b. Which type of ri
Slide 29: Summary
Summary ▪ Investing for retirement is a priority for participants regardless of age. ▪ Employers are having a positive impact on accumulating assets. ▪ Participants are now looking for help in withdrawing assets. ▪ Optimism is on the rise. 29
Slide 30: Important Information
Important Information Managing Money, Making An Impact American Century Investments® is a leading asset manager focused on delivering investment results and building long-term client relationships while supporting research that can improve health and save lives. It’s how we and our clients together
Slide 31: American Century Investments
American Century Investments ® ▪ Performance Focus for Over 60 Years ▪ Pure-Play Business Model ▪ Privately Controlled and Independent ▪ Prosper With Purpose ® Methodology: The survey was conducted between March 8 and 19, 2021. Survey included 1,500 full-time workers between 25 and 65 saving through
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