Sb Financial Group, Inc. · NASDAQ:SBFG
Sb Financial — Rurban Financial — Shareholder Meeting (May 2003)
9 slides from Sb Financial's shareholder meeting presentation, May 2, 2003
Slide 1: Welcome to Rurban Financial Corp.'s 2002 Annual Meeting
REBUILDING THE BEST Welcome to Rurban Financial Corp.'s 2002 Annual Meeting
Slide 2: Cautionary Statement Regarding Forward-Looking Information
REBUILDING THE BEST CAUTIONARY STATEMENT REGARDING FORWARD-LOOKING INFORMATION Rurban would like to remind everyone that comments made during this presentation regarding Rurban's anticipated future performance are forward-looking statements within the meaning of the Private Securities Litigation Ref
Slide 3: Kenneth A. Joyce, President and CEO
Kenneth A. Joyce President and CEO Rurban Financial Corp.
Slide 4: Good News
Good News Strong capital going into "Perfect Storm" Sound plan to re-build to be completed by June 30, 2003 Perfect Storm: We believe we have identified substantially all of the problems loans Most, perhaps all, of significant losses taken
Slide 5: Is RFC "For Sale"?
Is RFC "For Sale"? Best way to maximize shareholders investment, at this time, is to continue executing our strategic plan.
Slide 6: The Future
The Future Expect some loan recoveries in the future Goal: Restore operating profits after 2nd quarter 2003 Goal: High performance organization 2004 and beyond
Slide 7: The Future: Return of Dividends
The Future Goal: Return of dividends in first half of 2004 Level of dividends may be a bit lower in the beginning of the year Dividends will grow as profitability grows
Slide 8: The Future: Rurban Value
The Future Rurban Value Reliance Financial Services Approximately $2.5 million in 2002 revenue Profitable and prepared to grow revenues as markets improve RDSI Growing top line revenue 15% - 18% Potential Annual revenues of $11 million based upon 2002 first quarter results
Slide 9: Rurban's Future is Bright
Rurban's Future is Bright Presently a "turn around" stock with sound intrinsic value I am buying the stock and I believe in our company