Aeon Financial Service Co., Ltd. · TSE:8570
Aeon Financial Service — FY2014 Earnings Presentation
7 slides from Aeon Financial Service's earnings presentation, May 26, 2015
Slide 1: FY 2014 Consolidated Business Scale and Results
FY 2014 Consolidated Business Scale and Results ・We We positioned FY 2014 as a year for going “back back to basics, basics,” and prioritized the building of our governance system to ensure future growth. FY 2014 Results YoY Number of cardholders, 35.67 million +1,770 thousand consolidated Domestic 2
Slide 2: Funding and Forecast of Results for FY 2015
Funding Forecast of Results for FY 2015 ・Interest rates in Japan remain at historically low levels, allowing us to raise long-term funds at low rates. ・Given the risk of rising interest rates and refinancings refinancings, we will raise long long-term term funds in the current low interest rate envi
Slide 3: Progress and Remaining Issues; Back to Basics Initiatives
Progress and Remaining Issues “Back to Basics” Initiatives (Okinawa Rycom Branch) ・The Okinawa Rycom branch, which opened on April 25, was designed based on the concept at the time of Progress Remaining Issues AEON O Bank’s’ establishment. ・Establish models for making in- ・Achieved record ordinary p
Slide 4: Future Directions and Initiatives for Growth
Initiatives for Growth Global next- next Global-minded Enhancements generation human resources investment Priority Investment Themes Enhance governance Structural reform Growth strategy gy Digital F t Future Directions Di ti Synergy creation Marketing ・Establishment of business models for ISB and AT
Slide 5: Fee Business and Banking Business
Fee Business Banking Business (1) ・ Roll out call centers in each country to collect vast amounts of customer feedback. ・ Assemble information obtained from various channels in a database and conduct area analysis. ・ Improve efficiency with state-of-the-art systems and training of call center staff.
Slide 6: Overseas Business (Greater Mekong Subregion, Malay Subregion)
Overseas Business (Greater Mekong Subregion) Overseas Business (Malay Subregion) ・In Thailand, strengthen cultivation of a new customer base (by expanding sign-ups at BTS) and target the ・In Malaysia, promote comprehensive financial service business initiatives integrated with retailers. middle-inco
Slide 7: Reference: Credit Loss Allowances and Overseas Results
(Reference) Allowance for Possible Credit Losses and Allowance for Loss on (Reference) FY 2014 Results (Hong Kong, Thailand and Malaysia) Refund of Interest Received ■ Consolidated Results of AEON Credit Service (Asia) Co., Ltd. (Billions of yen) ■ Allowance for Possible Credit Losses (Domestic Cred
AEON Financial Service — FY2014 Earnings Presentation on 6ix