National Bank Holdings Corporation · NYSE:NBHC
National Bank — Investor Presentation (November 2021)
10 slides from National Bank's investor presentation, Nov 22, 2021
Slide 1: National Bank Holdings UniFi: More than a bank
Ba National Bank Holdings 2UniFi More than a bank
Slide 2: Mission: helping small and medium sized businesses
To help small and medium sized businesses: • Increase their access to the US Banking System • Reduce their costs while saving time • Increase their actionable information With the goal of reducing stress in the lives of business owners and operators. Mission 1
Slide 3: Positioned to Deliver a New Way of Banking for SMBs
Positioned to Deliver a New Way of Banking for SMBs 2 In total value creation(2)
Slide 4: Solution
Enriched/timely information Access to working capital/term debt Reduction in cost Fun and easy to use Financial inclusion 3 • A superior client experience delivered through a digital ecosystem • Increasing access to financial services under the safety and soundness of a regulated bank • Reducing cos
Slide 5: The Current Financial Services Process is Broken for SMBs
Cash Flow Information Security Payments 69% of Small Business owners have been kept up at night by concerns about cash flow 60% of Small Businesses struggle with cash flow 40% of Small Businesses continue to be serviced on Consumer platforms 84% of Small Businesses use pen and paper or spreadsheets
Slide 6: U.S. Businesses by Number of Employees and Addressable Market
(# of Employees) v Addressable Market 99% of businesses are small or medium sized businesses 1.6 million net new jobs created by SMBs 280,496 small business exporters 32 Million U.S. Businesses by Number of Employees 1-4 5-19 20-99 100-499 500+ 80% of B2B payments still made by check 37% of SMBs are
Slide 7: Delivering an Innovative SMB Marketplace and Platform
Delivering an Innovative SMB Marketplace and Platform 4 Digital Lending Trade Finance/ Working Capital Equipment Finance SBA/Owner Occupied Real Estate Loans Deposit and Treasury Management Services FDIC Insured Account Recurring Billing Invoicing Information Services Financial Statement Preparation
Slide 8: Management Team
Management Team 4 Experienced Team Our associates bring experience from global leaders in technology and financial services Strategic Relationships to date Partnerships with best-in-class organizations 7
Slide 9: Our Story is Gaining Traction
Our Story is Gaining Traction 4 Unifying a Top Community Bank with Fintech: Outlook for NBHC Bright Post Q3 Results…While it's too early to surmise how material this venture could grow to be at NBHC, this is nonetheless a key differentiator for the bank, and something we expect to be a continued foc
Slide 10: Forward-Looking Statements
Forward-Looking Statements This presentation contains “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements contain words such as “anticipate,” “believe,” “can,” “would,” “should,” “could,” “may,” “predict,” “seek,” “poten
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