Mcb Bank Limited · PSX:MCB
Mcb Bank — Q1 2015 Earnings Presentation
11 slides from Mcb Bank's earnings presentation, Mar 31, 2015
Slide 1: Investors Briefing: Financial Performance Analysis, Quarter ended March 31, 2015
MCB Bank Limited Investors Briefing Financial Performance Analysis For the Quarter ended March 31, 2015 Presented by: Hammad Khalid Head Investor Relations, Financial Reporting and Taxation
Slide 2: Disclaimer
Disclaimer THIS PRESENTATION IS BEING PRESENTED TO YOU SOLELY FOR YOUR INFORMATION AND MAY NOT BE REPRODUCED, REDISTRIBUTED OR PASSED ON, DIRECTLY OR INDIRECTLY, TO ANY OTHER PERSON OR PUBLISHED, IN WHOLE OR IN PART, FOR ANY PURPOSE. This presentation might contain certain “forward looking statement
Slide 3: Statement of Financial Position
MCB Bank Limited Statement of Financial Position Rs. in mln Increase of 3% in Equity Unconsolidated Consolidated Mar-15 2014 YTD % Mar-15 2014 YTD % Assets 1,012,585 934,631 77,954 8% 1,008,749 941,606 67,142 7.1% Advances - net 303,666 303,559 107 0.0% 303,855 304,001 (146) 0.0% Investments 585,971
Slide 4: Non Performing Loans (NPLs)
MCB Bank Limited Non Performing Loans (NPLs) Rs. In mln Coverage ratio* at 85.36% (YE14: 85.62%), NPLs ratio improved to 6.73% (YE14: 6.80 %) YTD (Mar 15 vs. Dec 14) Mar 15 Dec 14 Sep 14 June 14 Mar 14 Var. % Total NPLs (224) ‐1% Substandard (19) ‐8% Total NPLs 21,684 21,908 21,925 22,100 22,514 Dou
Slide 5: Investments
MCB Bank Limited Investments Increase of Rs. 65.80B in Market Treasury Bills & decrease of Rs. 9.47B in Pakistan Investment Bonds . Rs. In mln Composition of Investments Mar 2015 Dec 2014 Var. % var. Mar 2015 Dec 2014 Treasury Bills 207,335 141,538 65,797 46% T‐Bills 36.71% 29% Pakistan Investment B
Slide 6: Deposits
MCB Bank Limited Rs. In mln YTD increase/decrease YTD Deposits Current deposits 10% CASA reported at 91%, Increase recorded in Current Deposits +10%, Saving Deposits +6% Savings deposits 6% CASA 7% Term Deposits 3% Total Deposits 7% Q1 15 Q4 14 Q3 14 Q2 14 Q1 14 Volume Mix Volume Mix Volume Mix Volu
Slide 7: Profit and Loss Statement
MCB Bank Limited Profit and Loss Statement Rs. In mln Standalone PBT increased by 42% and PAT increased by 44% Unconsolidated Consolidated Mar-15 Mar-14 +/- % Mar-15 Mar-14 +/- % Mark-up Income 20,600 17,935 2,665 15% 20,624 17,961 2,664 15% Mark-up Expense 8,625 7,921 704 9% 8,628 7,922 706 9% Net
Slide 8: Non-Markup Income
MCB Bank Limited Non‐ Markup Income Rs. In mln Budgeted Mar 2015 Mar 2014 Var. % var. Var. % var. Mar 2015 NON MARKUP INCOME 5,243 2,740 2,502 91% 3,114 2,129 68% Fee, Commission & Brokerage 2,079 1,685 394 23% 1,884 195 10% Dividend Income 357 278 80 29% 200 157 79% Income from dealing in Foreign C
Slide 9: Key Ratios
MCB Bank Limited Key Ratios Coverage Non‐ EPS* Infection Coverage (incl. benefit BV* ROA ROE CAR ADR markup/Total (annualised) ratio ratio** of liquid Rev sec)*** Mar 2015 99.19 3.25% 29.13% 28.43 19.54% 43.76% 6.73% 85.36% 93.87% 30.45% Dec 2014 96.05 2.78% 23.83% 21.85 20.41% 46.83% 6.80% 85.62% 9
Slide 10: International Recognition Awards / Accolades
International Recognition Awards / Accolades International Excellence in Retail Financial Services Awards Program 2015 “Best Corporate Report Award 2013 – Ranked among the Top 25 1st Runner Up Best Presented Annual Banking Sector” Companies in Pakistan Report Awards 2013 – Category Private “Best Cor
Slide 11: Thankyou
MCB Bank Limited Thankyou For further details on MCB Bank Limited, please visit www.mcb.com.pk For any query/comments/feedback, please e‐mail investor.relations@mcb.com.pk