Banco Bbva Argentina Sa · BCBA:BBARB
Banco Bbva Argentina Sa — Q1 2026 Earnings Presentation
9 slides from Banco Bbva Argentina Sa's earnings presentation, May 27, 2026
Slide 1: 1Q26 Earnings Conference Call
BBVA Argentina May 2026 1Q26 Earnings Conference Call
Slide 2: 1Q26 Profitability Indicators
BBVA Argentina Corporate Presentation p. 1 1Q26 Profitability Indicators Net Income (AR$ billion, INFLATION ADJUSTED) -21% +31% ROE ROA
Slide 3: 1Q26 NII and Fee improvement with lower loan loss allowances
BBVA Argentina Corporate Presentation p. 2 1Q26 NII and Fee improvement with lower loan loss allowances 1Q26 Net Income 1 Better NII thanks to lower average interest rates, better net fee income on the side of expenses Net Interest Income 1Q26 $ 879.8 bn Var QoQ +5.9% Var YoY +22.6% 2 Loan loss allo
Slide 4: Financial Indicators
BBVA Argentina Corporate Presentation p. 3 Financial Indicators Net Interest Income (net of monetary position result) & Adjusted NIM** Fees-to-Expenses Ratio (Net Fee Income / Expenses) (AR$ billion, INFLATION ADJUSTED) (%, INFLATION ADJUSTED) Cost of Risk Efficiency Ratio (%, INFLATION ADJUSTED) (%
Slide 5: Loans-to-Deposits Ratio & NIMs
BBVA Argentina Corporate Presentation p. 4 Loans-to-Deposits Ratio & NIMs Loans-to-Deposits Ratio Adjusted Quarterly NIM* (%, INFLATION ADJUSTED) (AR$ billion, INFLATION ADJUSTED) **Adjusted NIM: (Quarterly Net Interest Income - Net Monetary Position Results) / Average quarterly interest earning Sys
Slide 6: Loan Portfolio & Asset Quality
BBVA Argentina Corporate Presentation p. 5 Loan Portfolio & Asset Quality Private Loans (AR$ BILLION, INFLATION ADJUSTED) NPL & Coverage (%, CONSOLIDATED, INFLATION ADJUSTED) Real growth in a context of deceleration +28.1% -3.5% Financial System NPL 6.67%* Mar-26 PRIVATE LOANS MARKET SHARE* 11,25% 1
Slide 7: Deposits & Capital Requirement
BBVA Argentina Corporate Presentation p. 6 Deposits & Capital Requirement Private Deposits Capital ratio decline in line with increase in (AR$ BILLION, INFLATION ADJUSTED) financial intermediation, at comfortable levels Market share stabilizing above two digits +15.7% -9.0% 11,5% 8% * RPC includes 1
Slide 8: Safe Harbor Statement
BBVA Argentina Corporate Presentation p. 7 Safe Harbor Statement This press release contains certain forward-looking statements that reflect the current views and/or expectations of Banco BBVA Argentina and its management with respect to its performance, business and future events. We use words such
Slide 9: Investor Relations Contact
Investor Relations Contact investorelations-arg@bbva.com www.ir.bbva.com.ar