Pepper Money Ltd · ASX:PPM
Pepper Money — Shareholder Meeting (May 2024)
21 slides from Pepper Money's shareholder meeting presentation, May 23, 2024
Slide 1: Annual General Meeting
For personal use only Annual General Meeting 23 May 2024
Slide 2: Annual General Meeting
PEPPER MONEY LIMITED Annual General Meeting For personal use only We acknowledge the traditional custodians of the land on which we meet today, the Gadigal people of the Eora Nation. We pay our respects to each of their Elders, past, present, and emerging. 2 © Pepper Money Limited.
Slide 3: Today's Presenters
ANNUAL GENERAL MEETING Today’s Presenters For personal use only Mike Culhane Mario Rehayem John Williams Chair & Shareholder Representative Chief Executive Officer General Counsel & Company Secretary Founded Pepper Money in 2000 Joined Pepper Money in 2011, Joined Pepper Money in 2012 and appointed
Slide 4: Our Mission, Values and Board of Directors
Our Mission We help Our Values ANNUAL GENERAL MEETING people succeed Board of Directors For personal use only MIKE CULHANE JUSTINE TURNBULL M A R I O R E H AY E M DES O’SHEA MIKE CUTTER AKIKO JACKSON ROB VERLANDER 4 © Pepper Money Limited. Confidential. 4
Slide 5: How to ask a question
ANNUAL GENERAL MEETING How to ask a question For personal use only O N L I N E P L AT F O R M G U I D E www.peppermoney.com.au/about/shareholders/key date & AGM PHONE LINES TO ASK A QUESTION 1800 809 971 +61 (02) 9007 3187 O N L I N E P L AT F O R M U S E R G U I D E To view/listen to proceedings pl
Slide 6: 2023 Highlights
ANNUAL GENERAL MEETING Our Mission We help Our Values people succeed 2023 Highlights For personal use only Originations Total AUM¹ Funding Warehouse capacity $7.3bn $ 19.7bn $ 5.4bn $ 9.3bn² (24)% vs PCP Highest AUM achieved by the business Raised from Public Term Securitisation over 2023 (18)% vs D
Slide 7: Operating environment
Our Mission Our Values ANNUAL GENERAL MEETING We help people succeed Operating environment For personal use only Improving Continuing outlook to watch Mortgage market – stablising. Refinancing Customer adjust to high interest rates materially declined Interest rate - holding over CY2024, Asset Finan
Slide 8: Incoming Chair Akiko Jackson
ANNUAL GENERAL MEETING Incoming Chair For personal use only Akiko Jackson Chair Appointed Chair 23 May 2024. Appointed to Board 6 May 2021 Akiko is an internationally experienced Non-Executive Director and strategy adviser. Akiko has more than 30 years’ experience as an executive in the financial se
Slide 9: Agenda Item 1: Company Financial Report ended December 2023
ANNUAL GENERAL MEETING Agenda Item 1: Company Financial Report ended 31 December 2023 For personal use only To receive the Company’s Financial Report for the financial year ended 31 December 2023 9 © Pepper Money Limited. Confidential.
Slide 10: 1: Adoption of Remuneration Report
ANNUAL GENERAL MEETING Resolution 1: Adoption of Remuneration Report For personal use only To consider and, if thought fit, to pass the following resolution as an ordinary resolution: That, for the purposes of section 250R(2) of the Corporations Act and for all other purposes, the Remuneration Repor
Slide 11: 1: Adoption of Remuneration Report - Voting
ANNUAL GENERAL MEETING Resolution 1: Adoption of Remuneration Report For personal use only INSTRUCTIONS GIVEN TO VALIDLY APPOINTED DIRECTORS RESOLUTION DETAILS ( as at proxy close) Resolution Resolution Type For Against Proxy’s Discretion Abstain Resolution 1: Adoption of Ordinary 358,083,716 12,756
Slide 12: 2: Re-election of James Desmond O'Shea as a Director
ANNUAL GENERAL MEETING Resolution 2: Re-election of James Desmond O’Shea as a Director For personal use only To consider and, if thought fit, to pass the following resolution as an ordinary resolution: That James Desmond O’Shea, retiring as a Director of the Company in accordance with rule 6.2(c) of
Slide 13: 2: Re-election of James Desmond O'Shea - Voting
ANNUAL GENERAL MEETING Resolution 2: Re-election of James Desmond O’Shea as a Director For personal use only INSTRUCTIONS GIVEN TO VALIDLY APPOINTED DIRECTORS RESOLUTION DETAILS ( as at proxy close) Resolution Resolution Type For Against Proxy’s Discretion Abstain Resolution 2: Re-election of James
Slide 14: 3: Re-election of Michael John Cutter as a Director
ANNUAL GENERAL MEETING Resolution 3: Re-election of Michael John Cutter as a Director For personal use only To consider and, if thought fit, to pass the following resolution as an ordinary resolution: That Michael John Cutter, retiring as a Director of the Company in accordance with rule 6.2(c) of t
Slide 15: 3: Re-election of Michael John Cutter - Voting
ANNUAL GENERAL MEETING Resolution 3 : Re-election of Michael John Cutter as a Director For personal use only INSTRUCTIONS GIVEN TO VALIDLY APPOINTED DIRECTORS RESOLUTION DETAILS ( as at proxy close) Resolution Resolution Type For Against Proxy’s Discretion Abstain Resolution 3: Re-election of Ordina
Slide 16: 4: Issue of Rights under the Executive Rights Plan to Mario Rehayem
ANNUAL GENERAL MEETING Resolution 4: : Issue of Rights under the Executive Rights Plan to Mario Rehayem For personal use only To consider and, if thought fit, to pass the following resolution as an ordinary resolution: That for the purposes of ASX Listing Rule 10.14 and for all other purposes, appro
Slide 17: 4: Issue of Rights - Voting
ANNUAL GENERAL MEETING Resolution 4 : Issue of Rights under the Executive Rights Plan to Mario Rehayem For personal use only INSTRUCTIONS GIVEN TO VALIDLY APPOINTED DIRECTORS RESOLUTION DETAILS ( as at proxy close) Resolution Resolution Type For Against Proxy’s Discretion Abstain Resolution 4: Issua
Slide 18: 5: Issue of Restricted Rights under the STVR Plan to Mario Rehayem
ANNUAL GENERAL MEETING Resolution 5: Issue of Restricted Rights under the STVR Plan to Mario Rehayem For personal use only To consider and, if thought fit, to pass the following resolution as an ordinary resolution: That for the purposes of ASX Listing Rule 10.14 and for all other purposes, approval
Slide 19: 5: Issuance of Restricted Rights - Voting
ANNUAL GENERAL MEETING Resolution 5 : Issuance of Restricted Rights under the STVR Plan to Mario Rehayem For personal use only INSTRUCTIONS GIVEN TO VALIDLY APPOINTED DIRECTORS RESOLUTION DETAILS ( as at proxy close) Resolution Resolution Type For Against Proxy’s Discretion Abstain Resolution 4: Iss
Slide 20: Thank you
For personal use only Thank you on behalf of all of Pepper Money Pepper Money Limited ABN 55 094 317 665. Australian Finance Services Licence 286655; Australian Credit Licence 286655 Pepper Asset Finance Pty Limited ACN 165 183 317; Australian Credit Licence 458899 © Copyright Pepper Money Limited.
Slide 21: Contact details
Company Secretary For personal use only Pepper Money Limited John Williams T +61 (02) 7227 3811 E jwilliams@pepper.com.au Investor Relations Reunion Capital Partners For more information visit Gordon Livingstone M +61 (0) 417 695 138 www.peppermoney.com.au E glivingstone@reunioncapital.com.au Media