Heartland Group Holdings Ltd. · NZX:HGH
Heartland — Shareholder Meeting (November 2016)
33 slides from Heartland's shareholder meeting presentation, Nov 22, 2016
Slide 1: Annual Meeting 22 November 2016
Annual Meeting 22 November 2016 Annual Meeting 1 November 2013 | Page 1
Slide 2: Agenda
Agenda Welcome and formalities Chairman’s address Chief Executive Officer’s report Shareholder discussion Voting and conduct of poll Other business 2016 Annual Meeting | Page 2
Slide 3: Introduction of Directors
Introduction of Directors Geoff Ricketts CHAIRMAN Bruce Irvine DEPUTY CHAIR Jeff Greenslade CEO John Harvey Graham Kennedy Chris Mace Vanessa Stoddart Greg Tomlinson 2016 Annual Meeting | Page 3
Slide 4: Introduction of Executives
Introduction of Executives Chris Flood DEPUTY CEO Richard Lorraway CHIEF RISK OFFICER Laura Byrne CHIEF OPERATING OFFICER Simon Owen CHIEF FINANCIAL OFFICER Chris Cowell HEAD OF BUSINESS Michael Drumm GENERAL COUNSEL Darryl Harnett HEAD OF RETAIL & Ben Russell HEAD OF RURAL CONSUMER Kate Watt HEAD O
Slide 5: Other formalities
Other formalities Proxies and postal votes received Meeting procedures Voting procedures and declaration of poll Notice of meeting Minutes of last Annual Meeting 2016 Annual Meeting | Page 5
Slide 6: Chairman's Address
Chairman’s Address Annual Meeting 1 November 2013 | Page 6
Slide 7: Heartland Trust
Heartland Trust Annual Meeting 1 November 2013 | Page 7 2016 Annual Meeting | Page 7
Slide 8: Chief Executive Officer's Report
Chief Executive Officer’s Report Photo credit: Sara Orme Annual Meeting 1 November 2013 | Page 8
Slide 9: Net profit after tax, net finance receivables, interest margin
Net profit after tax Net finance receivables Interest margin Cost-to-income ratio Annual Meeting 1 November 2013 | Page 9 2016 Annual Meeting | Page 9
Slide 10: Growth in Net Receivables
Growth in Net Receivables 2016 Annual Meeting | Page 10
Slide 11: Shareholder returns
Shareholder returns Total dividend c per share increase on FY2015 Share price increase since last year’s meeting 2016 Annual Meeting | Page 11
Slide 12: Outlook for FY17
Outlook for FY17 3 month NPAT FY17 NPAT (forecast) Growth in net finance receivables 2016 Annual Meeting | Page 12
Slide 13: Heartland's Strategic Focus
Heartland’s Strategic Focus To provide innovative 'best or only' banking products in niche markets that are under-serviced by the major banks Our markets Emerging Growing Neglected Millennials Seniors SMEs (65+) Annual Meeting 1 November 2013 | Page 13 2016 Annual Meeting | Page 13
Slide 14: Annual Meeting 1 November 2013 | Page 14
Annual Meeting 1 November 2013 | Page 14
Slide 15: Annual Meeting 1 November 2013 | Page 15
Annual Meeting 1 November 2013 | Page 15
Slide 16: Annual Meeting 1 November 2013 | Page 16
Annual Meeting 1 November 2013 | Page 16
Slide 17: Annual Meeting 1 November 2013 | Page 17
Annual Meeting 1 November 2013 | Page 17
Slide 18: Annual Meeting 1 November 2013 | Page 18
Annual Meeting 1 November 2013 | Page 18
Slide 19: Annual Meeting 1 November 2013 | Page 19
Annual Meeting 1 November 2013 | Page 19
Slide 20: Annual Meeting 1 November 2013 | Page 20
Annual Meeting 1 November 2013 | Page 20
Slide 21: Annual Meeting 1 November 2013 | Page 21
Annual Meeting 1 November 2013 | Page 21
Slide 22: Annual Meeting 1 November 2013 | Page 22
Annual Meeting 1 November 2013 | Page 22
Slide 23: Annual Meeting 1 November 2013 | Page 23
Annual Meeting 1 November 2013 | Page 23
Slide 24: Annual Meeting 1 November 2013 | Page 24
Annual Meeting 1 November 2013 | Page 24
Slide 25: Annual Meeting 1 November 2013 | Page 25
Annual Meeting 1 November 2013 | Page 25
Slide 26: Annual Meeting 1 November 2013 | Page 26
Annual Meeting 1 November 2013 | Page 26
Slide 27: Distribution channels
Distribution channels Digital Intermediary Relationship or transition Open for Business Motor vehicles Rural Other platforms Deposits Business > $1m Harmoney Reverse Mortgages Business < $1m 2016 Annual Meeting | Page 27
Slide 28: Shareholder discussion
Shareholder discussion Photo credit: Chris Williams Annual Meeting 1 November 2013 | Page 28
Slide 29: Resolutions
Resolutions Resolution 1: Re-election of Bruce Irvine Resolution 2: Re-election of John Harvey Resolution 3: Election of Vanessa Stoddart Resolution 4: Directors’ remuneration Resolution 5: Auditor’s remuneration 2016 Annual Meeting | Page 29
Slide 30: Voting Cards
Voting Cards Your Voting Cards will now be collected Please place your Voting Card in the ballot boxes as they are passed around If you require assistance please raise your hand 2016 Annual Meeting | Page 30
Slide 31: Other Business
Other Business To consider any other matters that may be properly brought before the meeting 2016 Annual Meeting | Page 31
Slide 32: Closure
Closure Thank you for your attendance and participation You are invited to join the Directors and Executives for refreshments outside the room 2016 Annual Meeting | Page 32
Slide 33: Annual Meeting 22 November 2016
Annual Meeting 22 November 2016 Annual Meeting 1 November 2013 | Page 33
Heartland Group Holdings — Shareholder Meeting (November 2016) on 6ix