Eml Payments Ltd. · ASX:EML
Eml Payments — UBS Australian Emerging Companies Conference 2018 - FinTech
31 slides from Eml Payments's conference presentation, Apr 11, 2018
Slide 1: Australian Emerging Companies Conference Series: FinTech
For personal use only AUSTRALIAN EMERGING COMPANIES CONFERENCE SERIES: FINTECH 11 April 2018
Slide 2: Agenda & Disclaimer
Agenda & Disclaimer For personal use only 01 ABOUT EML PRESENTER: Rachelle St. Ledger CEO Australia 02 PRODUCTS & FUTURE 03 APPENDIX Important Notice This investor presentation has been prepared by EML Payments Limited ABN 93 104 757 904 (EML) and is general background information about EML’s activi
Slide 3: EML Key Messages
EML KEY MESSAGES For personal use only > EML enable our customers to deliver value to their customers / employees through our innovative prepaid solutions. > EML continues to evolve and lead the way through innovative, people focused solutions. > EML’s markets evolve at different timeframes which cr
Slide 4: About EML
For personal use only ABOUT EML
Slide 5: Who is EML
Who is EML For personal use only A growing ASX listed FinTech company focused on enhancing their brand partners, by offering innovative accessible prepaid programs – immediately. ML issue and distribute mobile, virtual and physical E card solutions to some of the largest corporate brands around the
Slide 6: Our customers' success is our success
For personal use only Our customers’ success is our success We enable our customers to deliver value to their customers or employees.
Slide 7: Innovative salary packaging solutions
For personal use only Innovative salary packaging solutions EML enable McMillan Shakespeare, AccessPay, Paywise, Eziway and Salary Options to offer a tax compliant product to their customers including Mobile Merchant Rewards.
Slide 8: Immediate access to winnings
For personal use only Immediate access to winnings EML enable our partners including Sportsbet, CrownBet, Ladbrokes and bet365 to drive loyalty while giving their customers instant access to their funds.
Slide 9: Driving footfall into malls
For personal use only Driving footfall into malls EML enable our customers to deliver value and drive revenue into their tenants.
Slide 10: Going Global
GOING GLOBAL For personal use only We are currently managing: APPROXIMATELY 1,100 CARD PROGRAMS IN 19 COUNTRIES GROUP GDV (FY17) $4.42bn 348% GROUP GDV (HY18) $3.58bn 86% 12 years experience 2 PCI DSS Tier 1 Platforms We have an international presence with offices strategically located to service Au
Slide 11: Significant barriers to entry
Significant barriers For personal use only to entry Public facing products & solutions: Non-reloadable Virtual Reloadable Mobile Merchant Mobile payments Rewards Non-public facing INFORMATION TECHNOLOGY REGULATORY AND COMPLIANCE ACROSS THE GLOBE operations: 2 in-house, prepaid, processing platforms
Slide 12: Empowering Payments: EML Timeline
Empowering Payments EML TIMELINE For personal use only 2011 2013 2015 2017 INCENTIVES INC. GAMING REDI ATM REDIATM MOBILE MERCHANT PAYWITH REWARDS The Plastic Magic Immediately Accessible Winnings Network Integration App & Virtual Benefit Account 2005 2012 2014 2016 2017/18 B2B & B2C CARDS HERITAGE-
Slide 13: Deloitte Tech Fast rankings
ABOUT EML For personal use only # 21 Deloitte Tech Fast 50 Australia # 174 Deloitte Tech Fast 500 Asia Pacific About EML EML Payments 13
Slide 14: Products & Future
For personal use only & FUTURE PRODUCTS
Slide 15: Meeting consumer demand for digital payments
For personal use only Meeting consumer demand for digital payments EML will be the first non bank self-issuer in Australia providing a secure alternative to cash or card payments.
Slide 16: Leaders in payment technology for the salary packaging industry
For personal use only Leaders in payment technology for the salary packaging industry EML created a proprietary, customisable, nimble and future proof platform.
Slide 17: Digitising salary packaging: before EML
HIGHLIGHTS DIGITISING SALARY PACKAGING For personal use only Salary packaging before EML Employee issued with a card Transaction with for each entitled benefit required benefit card Products & Future EML Payments 17
Slide 18: Digitising salary packaging: EML salary packaging
HIGHLIGHTS DIGITISING SALARY PACKAGING For personal use only EML salary packaging Products & Future EML Payments 18
Slide 19: Innovation in salary packaging: future
HIGHLIGHTS INNOVATION IN SALARY PACKAGING For personal use only EML future salary packaging Mobile payments Balance online Products & Future EML Payments 19
Slide 20: From non-reloadable to reloadable
From non-reloadable to reloadable In time, cards will migrate For personal use only to mobile payments
Slide 21: A pioneering community rewards program
For personal use only A pioneering community rewards program We launched a program that merges points, loyalty, rewards, gifts and payments into a mobile app and a single card.
Slide 22: Locations / Offers / Transactions
Locations / Offers For personal use only Transactions
Slide 23: Rewarding merchants & consumers with our mall solution
Rewarding merchants & consumers with our For personal use only mall solution We are taking our Mobile Merchant Reward Program to the malls to drive consumer engagement and ensure ongoing relevance.
Slide 24: Timeline: Product & Technology
TIMELINE PRODUCT & TECHNOLOGY For personal use only EML invest in growth verticals and future opportunities through product and technology innovation. We continue to actively investigate and discover new market niches in the FinTech Industry across all regions, recognising that these markets evolve
Slide 25: EML Key Messages
EML KEY MESSAGES For personal use only > EML enable our customers to deliver value to their customers / employees through our innovative prepaid solutions. > EML continues to evolve and lead the way through innovative, people focused solutions. > EML’s markets evolve at different timeframes which cr
Slide 26: Q&A
For personal use only EML ‘empowering your payments &A
Slide 27: Appendix
For personal use only APPENDIX
Slide 28: Appendix: Key Data Years - Key Metrics
APPENDIX KEY DATA 3 YEARS For personal use only KEY METRICS ($’000s) H1 2015A H2 2015A FY2015A H1 2016A H2 2016A FY2016A H1 2017A H2 2017A FY2017A HY 2018A 6 mnths 6 mnths 12 mnths 6 mnths 6 mnths 12 mnths 6 mnths 6 mnths 12 mnths 6 mnths Headcount (closing) 55 55 55 59 150 150 168 170 170 179 Avera
Slide 29: Appendix: Key Data Years - Key Financials
APPENDIX KEY DATA 3 YEARS For personal use only KEY FINANCIALS ($’000s) H1 2015A H2 2015A FY2015A H1 2016A H2 2016A FY2016A H1 2017A H2 2017A FY2017A HY 2018A 6 mnths 6 mnths 12 mnths 6 mnths 6 mnths 12 mnths 6 mnths 6 mnths 12 mnths 6 mnths Revenue (includes interest income) $5,079 $9,357 $14,437 $
Slide 30: Appendix: Regulations / Laws
APPENDIX REGULATIONS / LAWS For personal use only EML abides by over 52 regulations / laws across Australia, UK, Europe, US and Canada. AUSTRALIA: UK & EUROPE: US Corporations Act 2001 Data Protection Act 1988 Federal Credit Card Accountability Responsibility State Consumer Protection, Gift & Abando
Slide 31: Thank you
Presented by Rachelle St.Ledger For personal use only CEO Australia Mobile: +61 448 018 393 Email: rstledger@emlpayments.com.au Tom Cregan Managing Director & Group CEO Thank you. Mobile: +61 488 041 910 Email: tcregan@emlpayments.com.au Rob Shore Group Finance Director & Investor Relations Manager
EML Payments — UBS Australian Emerging Companies Conference 2018 - FinTech on 6ix