Royal Bank Of Canada · TSX:RY
Royal Bank Of Canada — Q1 2025 Earnings Presentation
9 slides from Royal Bank Of Canada's earnings presentation, Feb 27, 2025
Slide 1: Royal Bank of Canada first quarter 2025 results
Royal Bank of Canada first quarter 2025 results All amounts are in Canadian dollars and are based on financial statements presented in compliance with International Accounting Standard 34 Interim Financial Reporting , unless otherwise noted. Our Q1 2025 Report to Shareholders and Supplementary Finan
Slide 2: Market risk measures and IRRBB sensitivities
(1) Trading revenue (teb) in the chart above excludes the impact of loan underwriting commitments. Market risk measures for assets and liabilities of RBC Insurance ® We offer a range of insurance products to clients and hold investments to meet future obligations to policyholders. The investments wh
Slide 3: Long-term debt funding mix by currency of issuance
Long-term debt (1) — funding mix by currency of issuance
Slide 4: Composition of wholesale funding
(1) Includes unsecured and secured long-term funding and subordinated debentures with an original term to maturity greater than 1 year (1) Includes unsecured and secured long-term funding and subordinated debentures with an original term to maturity greater than 1 year (2) Mortgage-backed securities
Slide 5: CET1 ratio and capital movements
(1) Represents rounded figures. (2) Represents net internal capital generation of $2.9 billion or 43 bps consisting of Net income available to shareholders less common and preferred share dividends and distributions on other equity instruments. Our CET1 ratio of 13.2% was unchanged from last quarter
Slide 6: Canada Unemployment Rate
Canada Unemployment Rate (1) % 1 10 9 8 eS 6 5 4 De 4 90 oo no Ao ‘\w\ a > AD Ad 9 O Og? a ws et REY oP GP WP WP? GP Wk De Mh ah pel NV Oh ah Bel AMY oY pe NM eh ah eh AV OY oh py agQeovrqovedqceckqgvraododqadaedqcjeqgwvodq?crecrmmwVraeaeeY’ aa Range of alternative scenarios (January 31, 2025) == Ba
Slide 7: GDP forecast assumptions
• Gross Domestic Product (GDP ) – In our base forecast, we expect both Canadian and U.S. GDP to continuously grow in calendar Q1 2025 and thereafter. GDP in calendar Q4 2025 is expected to be 1.2 % and 1.6 % above Q4 2024 levels in Canada and the U.S., respectively.
Slide 8: Canada Real GDP
Canada Real GDP 1) Trillions of Canadian dollars Range of alternative scenarios (January 31, 2025) = —Base scenario (October 31, 2024) Base scenario (January 31, 2025) (1) Represents the seasonally adjusted annual rate indexed to 2017 Canadian dollars over the calendar quarters presented.
Slide 9: Canadian housing price index and oil price forecasts
• Canadian housing price index – In our base forecast, we expect housing prices to increase by 0.9 % over the next 12 months from calendar Q1 2025, with a compound annual growth rate of 3.0 % for the following 2 to 5 years. The range of annual housing price growth (contraction) in our alternative re