Provident Financial — Q2 FY2023 Earnings Presentation

5 slides from Provident Financial's earnings presentation, Jan 27, 2023

Slide 1: Deposits and borrowings balances and rates
(1) The interest rate described in the rate column is the weighted-average interest rate or yield of all instruments, which are included in the balance of the respective line item. As of December 31, 2022 2021 Balance Rate (1) Balance Rate (1) DEPOSITS: Checking accounts – non interest-bearing $ 108
Slide 2: Weighted-average interest rate or cost footnote
(1) The interest rate described in the rate column is the weighted-average interest rate or cost of all instruments, which are included in the balance of the respective line item.
Slide 3: Selected average balance sheets
(1) The interest rate described in the rate column is the weighted-average interest rate or yield/cost of all instruments, which are included in the balance of the respective line item. Six Months Ended Six Months Ended December 31, 2022 December 31, 2021 Balance Rate (1) Balance Rate (1) SELECTED A
Slide 4: Weighted-average yield/cost footnote
(1) The interest rate described in the rate column is the weighted-average interest rate or yield/cost of all instruments, which are included in the balance of the respective line item.
Slide 5: Non-performing loans footnote
(1) The non-performing loans balances are net of individually evaluated or collectively evaluated allowances, specifically attached to the individual loans.