Danske Bank A/S · OMXCOP:DANSKE
Danske Bank A/S — Debt Investor Presentation (March 2019)
22 slides from Danske Bank A/S's debt investor presentation, March 2019
Slide 1: Danske Bank Group Green Bond Framework Investor Presentation
Danske Bank Group Green Bond Framework Investor Presentation March 2019
Slide 2: Agenda
Danske Bank Group Green Bond Framework Agenda 2 Societal Impact & Sustainability at Danske Bank 10 Danske Bank Group Green Bond Framework 18 Initial Portfolio of Green Loans (Danske Bank A/S) 20 Second Party Opinion – Sustainalytics 1
Slide 3: Societal Impact & Sustainability at Danske Bank
Societal Impact & Sustainability at Danske Bank
Slide 4: Sustainability has been part of Danske Bank for many years
Societal Impact & Sustainability at Danske Bank Sustainability has been part of Danske Bank for many years 2006 2007 2008 2009 First Corporate We joined the First Responsible Investment We reached Responsibility UN Global Policy carbon report published Compact neutrality Moneyville launched to teach
Slide 5: With Nordic Integrator, societal impact has become an integral part of our business
Societal Impact & Sustainability at Danske Bank With Nordic Integrator, societal impact has become an integral part of our business 4
Slide 6: Societal Impact and Sustainability Strategy 2025
Societal Impact & Sustainability at Danske Bank Danske Bank’s Societal Impact and Sustainability Strategy 2025 The Essence AMBITION We want to drive sustainable progress and positive impact in the societies we are part of STRATEGIC Climate Innovation Financial Confidence THEMES & & & Environment Ent
Slide 7: Snapshot - Sustainability is part of the way we do business
Societal Impact & Sustainability at Danske Bank Snapshot - Sustainability is part of the way we do business Screening of Refrain from investing ESG factors in and lending in thermal Supplier Code Sustainable workplace lending and coal and oil from tar of Conduct for 100 % CO2 neutral investing sands
Slide 8: Active stance on selected topics and sectors with elevated ESG risks
Societal Impact & Sustainability at Danske Bank Danske Bank takes an active stance on selected topics and sectors with elevated ESG risks Climate change Arms & defence Climate change is Danske Bank acknowledges fundamentally altering nations’ right to use legitimate Agriculture the risks that people
Slide 9: Danske Bank's International Commitments
Societal Impact & Sustainability at Danske Bank Danske Bank’s International Commitments UN Global Compact OECD Guidelines for UN Guiding Principles on UN supported Principles Multinational Business and Human for Responsible A multi-stakeholder initiative focusing on Enterprises Rights Investment ali
Slide 10: Danske Bank's external ESG ratings
Societal Impact & Sustainability at Danske Bank Danske Bank’s external ESG ratings Score Range B CCC to AAA 74 0 to 100 C D- to A+ 1) C D- to A+ 1) CDP: Carbon Disclosure Project – primary focus is on climate change / management, also linked to TCFD. 9
Slide 11: Danske Bank Group Green Bond Framework
Danske Bank Group Green Bond Framework
Slide 12: Rationale
Danske Bank Group Green Bond Framework Rationale Executing on Danske Bank’s SIS 2025 Danske Bank is committed to further strategic theme “Climate & developing the green bond market Environment” by helping society transition to a net-zero carbon economy Danske Bank Rationale Group Through alignment w
Slide 13: Overview of four GBP core components
Danske Bank Group Green Bond Framework Overview of four GBP core components ISSUING ENTITIES • Net Proceeds will be used to finance an array of green USE OF activities that promote the transition to low-carbon, Danske Bank A/S PROCEEDS climate resilient and sustainable economies GREEN LOAN • Danske
Slide 14: Use of Proceeds
Danske Bank Group Green Bond Framework Use of Proceeds UoP category Eligible Green Loans1 SDG • Electric / biogas / hydrogen public transport Clean transportation • Electric / plug-in hybrid / hydrogen vehicles • Infrastructure related to electric transport • Onshore / offshore wind energy • Solar e
Slide 15: Process for evaluation and selection
Danske Bank Group Green Bond Framework Process for evaluation and selection Evaluation and selection process description Danske Bank ‘s Green Bond Committee • Potential Green Loans in Danske Bank go through the standard credit process, which assesses, among many other issues, potential (ESG) risks •
Slide 16: Management of Proceeds
Danske Bank Group Green Bond Framework Management of Proceeds Management & tracking of Green Bond net proceeds: Eligibility criteria • Use of Green Registries on a portfolio basis to keep track of the Green Loans per issuing entity • Danske Bank will strive to achieve a level of allocation for Green
Slide 17: Allocation Reporting
Danske Bank Group Green Bond Framework Allocation Reporting Danske Bank will, per each issuing entity, provide Green Bond reporting, on annual basis A summary of general Green Bond developments The outstanding amount of Green Bonds Total allocation of Green Bond net proceeds to each Green Loan categ
Slide 18: Impact Reporting
Danske Bank Group Green Bond Framework Impact Reporting1 Environmentally sustainable Clean transportation Transmission and energy storage Renewable energy management of living natural resources and land use Low carbon public Transmission and energy Renewable energy generation Forests and forestry tr
Slide 19: Initial portfolio of Green Loans (Danske Bank A/S)
Danske Bank Group Green Bond Framework Initial portfolio of Green Loans (Danske Bank A/S)1 Category Sub-category Description Green Loan amount, EURm Clean Transportation Low carbon public transportation Electric trains 48 Buildings certified with at least LEED "Gold", BREEAM Green Buildings Public o
Slide 20: Example projects
Danske Bank Group Green Bond Framework Example projects Tripla Mall Tahkoluoto Offshore Wind Farm • Disbursed loan amount by Danske Bank: • Disbursed loan amount by Danske Bank: EUR 18m EUR 85m • Financing the construction of Tripla mall, a • Financing for Finland’s first offshore wind farm business
Slide 21: Second Party Opinion - Sustainalytics
Danske Bank Group Green Bond Framework Second Party Opinion - Sustainalytics “Sustainalytics considers Danske Bank to be well-positioned to issue Green Bonds and believes that the Danske Bank Group Green Bond Framework is transparent, credible and in alignment with the four core components of the Gr
Slide 22: Disclaimer
Danske Bank Group Green Bond Framework Disclaimer Important Notice This presentation does not constitute or form part of and should not be construed as, an offer to sell or issue or the solicitation of an offer to buy or acquire securities of Danske Bank A/S in any jurisdiction, including the United
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