Malayan Banking Bhd. · MYX:MAYBANK
Malayan Banking Bhd — Shareholder Meeting (April 2015)
28 slides from Malayan Banking Bhd's shareholder meeting presentation, Apr 7, 2015
Slide 1: 55th Annual General Meeting
Humanising Financial Services 55th Annual General Meeting Presentation to Shareholders by Tan Sri Dato’ Megat Zaharuddin, Chairman 7 April 2015 0 0 0
Slide 2: Record profits year after year
TEST Maybank has made record profits year after year, resulting from its pursuit to be a regional financial services leader in humanising financial services. “We took full advantage of “Corresponding to the increase in healthy economic conditions… revenue, net profit after tax and (which) enabled us
Slide 3: Expanded business footprint in key markets
TEST We have expanded our business footprint in key markets, including the two fastest growing regions in the world, Southeast Asia and Greater China. 2 2 2
Slide 4: Physical and virtual touchpoints
TEST We have enhanced our organisational and relationship management capabilities as well as our physical and virtual touchpoints to ensure better delivery of products and services in meeting customers’ needs. Maybank’s Physical and Virtual Touchpoints 2,400 United States branches 5,900 Self-service
Slide 5: Commitment to financial inclusion
“I hope we have earned a place in the hearts of our communities with our commitment for financial inclusion of all our stakeholders”. 4 4 4
Slide 6: 2014 was a more challenging year for financial services
2014 was a more challenging year for the financial services industry. GDP growth slowed in our key Capital market activity markets such as Singapore, was relatively unexciting Indonesia and even Greater China. in 1H 2014 Change in Real GDP Growth ASEAN Equity Issuance (USD billion) 22.4 -1.5% -0.5%
Slide 7: Your Company has performed commendably
TEST Your Company has performed commendably Return on Equity (ROE) Net profit hit a new record of 13.8%. of RM6.72 billion. 6 6 6
Slide 8: Cost management controlled overheads growth
Our on-going cost management efforts controlled overheads growth, which mitigated the softer revenue performance. Overheads growth 9.4% 8.4% 2.1% 2012 2013 2014 7 7 7
Slide 9: We strengthened our capital base
TEST We strengthened our capital base Maybank has the highest Common Equity Tier 1 Capital ratio among Malaysian banks. Common Equity Tier 1 Capital ratio +0.50% 11.25% 11.75% 2013 2014 8 8 8
Slide 10: Capturing value in favourable markets
We focused on capturing value and creating opportunities in countries where business conditions were more favourable. In Malaysia, almost all our business sectors performed admirably. PBT grew 32.5% for Community Financial Services and 15.2% for Insurance & Takaful +32.5% Global Banking (GB) +3.1% +
Slide 11: Top Graduate Employer of the Year
TEST Maybank was voted the Top Graduate Employer of the Year in Malaysia’s Leading 100 Graduate Employer Award 2014. This not only speaks volumes of our employment culture and practices, but also that of our ability to attract new talent into the organisation. 10 10 10
Slide 12: Productivity improvement continued to yield results
TEST Productivity improvement continued to yield results +1.2% 1.79X 1.81X 2013 2014 • Staff strength maintained at 47,000 employees despite adding 17 new branches. • IT infrastructure enhancements have also improved staff productivity. 11 11 11
Slide 13: Maybank 20/20 Group Sustainability Plan
We will be guided by the Maybank 20/20 Group Sustainability Plan 20/20 Group Sustainability Plan Community Access to People and Citizenship Products and Services • Investing for impact • Employee Engagement • Commitment to the Environment • Learning and development • Focus on Customers • Talent and
Slide 14: FTSE4Good Bursa Malaysia ESG Index inclusion
Maybank has been included in the top 20 list of the FTSE4Good Bursa Malaysia ESG Index Among the awards: We won multiple awards for our Sustainability Report 2013. NACRA 2014 ACCA Malaysia Awards Sustainability Reporting Awards (MaSRA 13 13 13
Slide 15: Inclusiveness and Diversity Agenda
TEST Group’s Inclusiveness and Diversity Agenda (GIDA) 35% Maybank’s representation of Women in Senior women in leadership positions 35% Management Women for Positions Critical women mentees with mentors Positions 35 from senior management Road to Malaysia: Bumiputera ETP Bursa Economic Excellence F
Slide 16: Maybank Foundation corporate responsibility programmes
Maybank Foundation continues to support corporate responsibility (CR) programmes with high impact CashVille Kidz 660 Schools, 102,580 Students 2,660 Teachers Microfinance BII Berbagi Over 6,000 women since 2012 Selayang Liver Transplant Centre 63 transplants since 2002 RM8 million contribution 15 15
Slide 17: Response to natural disasters
We were quick to respond to natural disasters such as Typhoon Hagupit in the Philippines and the worst ever recorded floods that ravaged the east coast of Peninsular Malaysia in December. RM 1 million for MERCY Malaysia 160 employees assisted in East Coast floods 16 16 16
Slide 18: Volunteer hours increased
Volunteer hours for Global CR Day and Cahaya Kasih initiatives increased by 20% to 142,900 hours. 142,900 Man-hours 26,200 Volunteers globally 5th Global CR Day 2014 Inspiring Global Communities 17 17 17
Slide 19: Sustainability Report 2014
Sustainability Report 2014 Sustainability Report 2014 available in May 2015 Executive Summary of Sustainability Report 2014 available now at www.maybank.com/sustainability 18 18 18
Slide 20: Change in Board of Directors
Change in Board of Directors Retirement: New appointments: En. Zainal Abidin Jamal Datuk R. Karunakaran Mr Cheng Kee Check Served the Board since Appointed in Appointed in July 2009. July 2014 November 2014 19 19 19
Slide 21: ASEAN Economic Community by end of 2015
We also look forward to the creation of the ASEAN Economic Community (AEC) by the end of 2015. We are present in all 10 ASEAN countries 20 20 20
Slide 22: Positive about the prospects of AEC
TEST We are positive about the prospects of AEC. Opportunities arise since many in ASEAN are still financially under-served. However, competition will intensify due to AEC’s fast growing GDP. Potential for greater financial inclusion 21 21 21
Slide 23: Capability to benefit from the AEC
TEST We have the capability to benefit from the AEC. Our diversified technology-savvy workforce will excel in a liberalised ASEAN market We aim to be fleet-footed and continue to leverage on our strong balance sheet to facilitate our clients’ expansion in the evolving AEC. 22 22 22
Slide 24: Outlook for 2015 is mixed
Our outlook for 2015 is mixed. The year began with uncertainties on several fronts… from falling crude oil prices to… weakening of some Asian currencies. Nymex WTI (USD) RM/USD 110 0.32 100 0.31 90 0.30 80 0.29 70 0.28 60 50 0.27 40 0.26 Jan 14 Apr 14 Jul 14 Oct 14 Jan 15 Jan 14 Apr 14 Jul 14 Oct 14
Slide 25: Expect more political stability
However, we expect more political stability. And regional leaders in Southeast Asia and Greater China would stay focused on driving economic growth in 2015. Change in Real GDP Growth -1.5% -0.1% +0.5% +3.3% +0.3% +0.9% -0.4% +0.5% 7.4 7.0 7.0 6.0 6.1 5.9 6.2 5.5 5.0 4.5 4.0 2.9 2.8 3.0 2.5 0.7 Malay
Slide 26: Higher dividend payout
Higher dividend payout • Proposed final dividend of 33 sen per share for 2014, or a payout of RM3.08 billion. • Full year net dividend of RM5.27 billion, up 11.9% YoY Gross Dividend per Share (sen) Dividend Payout (RM billion) +6.5% +11.9% 53.5 57.0 5.27 4.71 31.0 33.0 Final Interim 22.5 24.0 2013 2
Slide 27: Thanks to stakeholders
TEST On behalf of the Board, I wish to thank all our stakeholders for the support given to us in our mission to humanise financial services, and in our efforts to widen and diversify our scope of financial inclusion in the various communities we serve. 26 26 26
Slide 28: Thank you
THANK YOU Humanising Financial Services 27 27 27
Malayan Banking Berhad (Maybank) — Shareholder Meeting (April 2015) on 6ix