Banco Davivienda SA · BVC:PFDAVVNDA
Banco Davivienda SA — Q1 2011 Earnings Presentation
29 slides from Banco Davivienda SA's earnings presentation, Jul 1, 2021
Slide 1: Results Quarter 2011
D/VIVICENDNMN Results | Quarter 2011 DIWIMIENDAN
Slide 2: Table of Contents
Table of Contents Important Facts of the Quarter Consolidated Results Summary Profits Assets Loans Deposits and Bonds Equity and Solvency Financial Margin Commisions and Fees Expenses Financial Statements
Slide 3: Important Facts of the Quarter
Important Facts of the Quarter
Slide 4: Placement of Bonds
Placement en of Bonds Bonds reached $3,5 COP trillion for the 1Q11. This makes Davivienda’s bonds the most traded Bond of the market. February/10 March/11 February/09 June/09 October/10 Subordinated: $550 Ordinary: $500 Demand: $1,263 Demand: $1,183 Ordinary: $500 Ordinary: $450 Demand: $1,556 Deman
Slide 5: Daviplata
Daviplata In february 23rd, a new product was launched. DaviPlata is a new financial service which provides an easy and safe management of the electronic cash for all colombian people. It belongs to the program of financial inclusion proposed by the bank. A bank account isn’t required in order to pu
Slide 6: Preferred Shares
Preferred Shares During the 1Q11, Davivienda’s preferred shares had a valuation of 27.5%. The Bank has 57,111 preferred shareholders as of 1Q11. Last march, Davivienda’s General Assembly authorized a COP 200 payment dividend, equivalent to COP 10,3* billion. Volume (Mill $) 66,9 $23,6 $23,1 Price CO
Slide 7: Consolidated Results
Consolidated esuits PF DAVIVIENDA “a rs g Woy Je
Slide 8: Summary Results
Summary Results Profits grew 15,2% in 1Q11 reaching $172 COP billion, compared to the 1Q10. Gross Loan Portfolio reached $21,9 COP trillion and a growth of 22,9% compared to the 1Q10. The loan portfolio quality reached 3,21% compared to the 4,32% of 1Q10 and the coverage reached 151,3% compared to t
Slide 9: Profits
Results First Quarter 2011 Profits Profits 12 months Profits 1Q10 - 1Q11 2010-2011 24,2% 601,9 15,2% 171,6 484,5 149 1Q10 1Q11 Mar/10 Mar/11 Data in COP Billion. Source: Davivienda.
Slide 10: Assets
Results First Quarter 2011 Assets 17,6% 32,3 29,6 28,7 27,2 27,5 1Q10 2Q10 3Q10 4Q10 1Q11 Mar 2010 19% Mar 2011 18% 36% 39% 16% 14% 70.1% 6% 8% 21% 23% Commercial Consumer Mortgage Investments Other Data in COP Billion. Source: Davivienda. 1. Mortgage includes home leasing
Slide 11: Loans
Results First Quarter 2011 Loans 22,9% 20.8 21.9 19.8 17.8 18.6 3,5 3,1 3,5 3,7 3,3 7,6 8 6,4 6,7 7,2 9,3 9,5 10,1 11,2 11,6 1Q10 2Q10 3Q10 4Q10 1Q11 Mar 2010 Mar 2011 Mortgages 17,0% 15,0% Consumer 49,0% 51,0% Commercial 34,0% 34,0% Data in COP Billion. Source: Davivienda. 1. Mortgage includes home
Slide 12: Loans Growth, Quality and Coverage
Results First Quarter 2011 Loans Growth, Quality and Coverage Total Consumer Commercial Mortgage 1Q10 1Q10 1Q10 1Q10 1Q11 1Q11 1Q11 1Q11 Loans Quality 4,32 3,21 3,58 2,93 1,90 0,88 1,92 1,90 Loan Coverage 130 151 106 118 174 217 119 180 Growth 1Q10 - 1Q11 22,9% 24,9% 25,1% 6,4% Source: Davivienda. C
Slide 13: Deposits and Bonds
Results First Quarter 2011 Deposits and Bonds 14,1% 24,7 21,6 21,5 22,4 3,5 2,8 2,6 3,1 3,1 2,7 2,9 3,3 7,2 6,9 7,5 7 9,1 8,9 10,7 8,5 1Q10 3Q10 4Q10 1Q11 Mar 2010 Mar 2011 13% 14% 1% 42% 1% 43% 32% 29% 12% 13% Savings accounts Cuenta Corriente Time deposits Other Bonds Source: Davivienda Data in CO
Slide 14: Equity and Solvency Evolution
Results First Quarter 2011 Equity and Solvency Evolution 4 20% 1 1 0,8 3 15% 0,9 1 2 10% 2,7 2,7 2,9 1 2,1 2,1 5% 0% 1Q10 2Q10 3Q10 4Q10 1Q11 Tier 1 Tier 2 Solvency 1Q10 2Q10 3Q10 4Q10 1Q11 Solvency 12,9% 12,8% 14,2% 13,1% 12,8% Source: Davivienda Data in COP trillion
Slide 15: Profit Breakdown
Results First Quarter 2011 Profit Breakdown 535 Financial Margin 463 15,3% Operating -380 Expenses -329 15,5% 64 Other Income 51 25,1% Non - Operational - -4 net -4 Income Tax Expense -43 -32 32,8% 172 Profits 149 15,2% 1Q10 1Q11 Source: Davivienda. Data in COP Billion Financial Margin inc
Slide 16: Financial Margin
Results First Quarter 2011 Financial Margin 15,3% 535 463 149,4 144,3 58,6 20,9 580,6 650,7 -214 -209,3 -68,4 -115,1 1Q10 1Q11 Investment income Other income Portfolio income Provisions Financial expenses Source: Davivienda Data in COP Billion
Slide 17: Expenses
Results First Quarter 2011 Expenses Expenses 380 Composition 329 15,5% 32,5 1Q11 30 8,6% 146,3 13,1% 122,1 38,5% 39,8% 134,8 150,9 41,9 49,7 1Q10 1Q11 Amortization and Depreciation Operation Personnel Taxes Source: Davivienda Data in COP Billion
Slide 18: Consolidated Financial Statements
Consolidated Financial Statements
Slide 19: Main Figures
Main Figures Accumulated Company Assets Liabilities Equity Profit Banco Davivienda S.A.* 31.059 27.394 3.666 180 Bancafé Panamá S.A. -99.9% 1.008 884 124 8 Confinanciera S.A. -94.9% 431 366 65 8 Fiduciaria Cafetera S.A. -94.01% 81 17 65 1 Fiduciaria Davivienda S.A. - 60% 67 23 44 4 Davivalores S.A.
Slide 20: Main Figures - Miami
Main Figures - Miami Since january 1st of 2011, Bancafé International is a branch of the Bank. These are its main figures as of march 2011. Assignated Accumulated Company Assets Liabilities capital Profit Miami Internacional 235 215 23 -3 Total 1Q11 235 215 23 -3 4Q10 198 175 23 0,5 1Q10 189 165 23
Slide 21: Consolidated Results - Assets
Consolidated Results Variation 1Q10 4Q10 1Q11 1Q10/1Q11 Assets $ % Cash and cash equivalents 2.027 1.492 1.730 -298 -14,7% Active postions in monetary market and related 237 192 1.222 985 415,3% operations Investments 4.484 4.392 4.516 32 0,7% Credit portfolio and 17.807 20.768 21.882 4.075 22,9% fi
Slide 22: Consolidated Results - Liabilities
Consolidated Results Account Name 1Q10 4Q10 1Q11 Variation Liabilities 1Q10/1Q11 $ % Deposits and current liabilities 18.851 19.348 21.178 2.327 12,3% Liability positions in monetary 371 58 31 -341 -91,7% market and related operations Bank acceptances outstanding 86 82 65 -21 -24,7 Banking credits a
Slide 23: Consolidated Income
Consolidated Income Account name 1Q10 4Q10 1Q11 Variation 1Q10/1Q11 $ % Direct operating income 777 849 869 92 11,8% Direct operating expenses 246 217 220 -26 -10,6% Direct operating results 531 632 649 118 22,1% Other operating income 51 48 64 13 25% Other operating expenses 287 387 330 43 14,9% Ot
Slide 24: Individual Financial Statement
Individual Financial Statement
Slide 25: Colombia's third largest financial Institution
Colombia’s third largest financial Institution 1997 Part. 2004 Part. Feb/11 Part. Rank. CAGR* Assets 3.050 5,1% 6.000 6,1% 29.507 11,7% 3 29,9% Total loans 2.300 5,7% 3.056 5,9% 23.813 13,7% 2 40,1% Consumer 237 3,2% 792 6,8% 7.705 17,6% 1 45,4% Mortgages 1.877 14,2% 1.236 17,4% 5.551 26,6% 2 28,0%
Slide 26: Individual Results - Assets
Individual Results 1Q10 4Q10 1Q11 Variation 1Q10/1Q11 Assets $ % Cash and cash equivalents 1.908 1.326 1.651 -257 -13,5% Active postions in monetary market 201 191 1.222 1.021 508,0% and related operations Investments 4.079 4.066 4.190 111 2,7% Credit portfolio and financial leasing 16.991 19.819 20
Slide 27: Individual Results - Liabilities
Individual Results Account Name 1Q10 4Q10 1Q11 Variation Liabilities 1Q10/1Q11 $ % Deposits and current liabilities 17.553 18.063 20.025 2.472 14,1% Liability positions in monetary 376 58 31 -345 -91,8% market and related operations Bank acceptances outstanding 83 80 64 -19 -22,9% Banking credits an
Slide 28: Individual Income Statement
Individual Income Statment Account name 1Q10 4Q10 1Q11 Variation 1Q10/1Q11 $ % Direct operating income 729 806 820 91 12,5% Direct operating expenses 229 202 208 -21 -9,2% Direct operating results 500 604 612 112 22,4% Other operating income 60 45 86 26 43,3% Other operating expenses 274 371 317 43
Slide 29: Thanks for your attention!
D/WVIVICENDNMN Thanks for your attention!