Banco Bilbao Vizcaya Argentaria, S.a. · BME:BBVA
Banco Bilbao Vizcaya Argentaria — BBVA — Investor Day (November 2021)
16 slides from Banco Bilbao Vizcaya Argentaria's investor day presentation, November 2021
Slide 1: Sustainability as a business opportunity — BBVA
Creating Opportunities Sustainability as a business opportunity — BBVA Investor Day JAVIER RODRIGUEZ SOLER, HEAD OF SUSTAINABILITY
Slide 2: Disclaimer
BBVA Investor Disclaimer Day This document is only provided for information purposes and does not constitute, nor should it be interpreted as, an offer tosell or exchange or acquire, or an invitation for offers to buy securities issued by any of the aforementioned companies. Any decision to buy or i
Slide 3: Sustainability, the biggest transformation in human history
Sustainability, the biggest transformation inhuman history — sev At the top of the agenda... _... requiring big investments... ... in all geographies European Union Worldwide annual Extensive policy responses investment to limit geared to sustainability for global warming until 2030 2021-2024 40% of
Slide 4: The opportunity: banks play a key role in the transition
THE OPPORTUNITY BAVA - Investor Banks play a key role in the transition to a more Day sustainable world The future of banking is financing the Future © © © Mobilize capital as Develop Sustainable Manage impacts channeling agent for public financial solutions both in (direct and indirect emissions) f
Slide 5: BBVA has generated significant traction in sustainable finance origination
OUR DIFFERENTIAL POSITIONING BBVA has generated significant traction in sustainable finance origination SUSTAINABLE FINANCE (EUR Mn) 35,359 20,516 18,157 i 2019 2020 2021E (1) Includes lending, project finance, bonds, refinancings but excludes asset management business (2) Based on incremental marke
Slide 6: Designing and launching new sustainable solutions to market
OUR DIFFERENTIAL POSITIONING BBVA : Designing and launching new sustainable solutions to market... Investor New sustainable solutions... ... leveraging BBVA's digital capabilities Ry Energy-efficient linked 4270% mortgages SEINE e Pioneer in adding sustainability - BBVA offers a advice in the app Hy
Slide 7: Pioneering in sustainable activity
OUR DIFFERENTIAL POSITIONING eave Investor ..and pioneering in sustainable activity Day 1st Bank Worldwide 1stWorldwide . . 2007 | ® greentonat in launching all type 18 Worldwide f sustainabl 2016 1 ® social bond O u . € . financing solutions ® 1 Worldwide ® 1 Worldwide TH 1*Spanish 2017 green syndi
Slide 8: Net Zero 2050 and excelling in managing emissions
OUR DIFFERENTIAL POSITIONING Net Zero 2050: and excelling in managing emissions Portfolio alignment strategy well underway 2030 decarbonization goals set in CO2 selected intensive industries BBVA Baseline Benchmark vs Absolute Sector‘? Metric (2020) scenario baseline effort by 2030 4% Power Kg CO2e/
Slide 9: Growth as the cornerstone of our sustainability strategy
BOLD GROWTH AHEAD BBVA : Investor Growth as the cornerstone of our sustainability strategy Day © Enablers Superior risk management capabilities integrating transition risk into banking processes while enabling portfolio alignment © Growth Doubling our target of channeling sustainable financing under
Slide 10: Bringing sustainability financing to the next level
BOLD GROWTH AHEAD BBVA Investor Bringing sustainability financing to the next level Day 2X our target of channeling sustainable financing Leading bank in sustainable finance commitment New target €200Bn ANNUALISED TARGET AS SHARE OF TOTAL ASSETS (%) ’ Peer] — sd) Channeled until . BBVA es | 4.0 (€8B
Slide 11: Prioritizing transition themes for business execution
BOLD GROWTH AHEAD BBVA Investor Prioritizing 12 transition themes for business execution Day Themes have been prioritized looking for a balance between Size: topics concentrating short term value Growth: emerging technologies with room for exceptional long term expansion Right to win: potential alig
Slide 12: Leveraging differential sustainable opportunities in emerging markets
BOLD GROWTH AHEAD BBVA Investor Leveraging differential sustainable opportunities Day in emerging markets Emerging countries will invest more, relative to GDP, in low-emissions assets BBVA will lead the transition in emerging markets leveraging on its know-how of sustainability transition in develop
Slide 13: Creating specialized sectoral knowledge
BOLD GROWTH AHEAD Creating specialized sectoral knowledge © © Monitoring our clients’ Running and updating strategies and reflecting sectoral deep dives on them in the appropriate different transition scoring tools scenarios BBVA : Investor Day Analyzing and quantifying the impact of scenarios in th
Slide 14: Development of a transition risk indicator as a scoring tool
BOLD GROWTH AHEAD Development of a transition risk indicator as a scoring tool to support clients’ transition and align our portfolio ADVANCED Reflects clients’ awareness Business model inherently and preparedness to benefits from the transition decarbonization STRONG Clients with strategies and pla
Slide 15: BBVA's sustainable edge
BBVA ' : Investor BBVA's sustainable edge Day Outstanding track record Ambitious Ahead of Engaging with our channeling sustainable growth strategy the market clients’ transition finance Throughout 2021 BBVA will In June ‘21, BBVA Leading the market with Specialized sectoral have channeled €35Bn in d
Slide 16: Creating Opportunities
Creating Opportunities — BBVA Investor Day