Rbl Bank Ltd. · NSE:RBLBANK
Rbl Bank — Conference Presentation (2018)
21 slides from Rbl Bank's conference presentation, 2018
Slide 1: Unscaling Finance
Unscaling Finance Rajeev Ahuja Executive Director, RBL Bank © 2018, Amazon Web Services, Inc. or its affiliates. All rights reserved.
Slide 2: Disclaimer
Disclaimer By attending the meeting / telephonic call where this presentation is made, or by reading the presentation materials, you agree to be bound by the following limitations: The information in this presentation has been prepared by RBL Bank Limited (the “Company”) for use in presentations by
Slide 3: Agenda
Agenda • RBL Bank | Our Growth Story • Changing the way we bank… • Rebooting RBL Bank • What Next ? © 2018, Amazon Web Services, Inc. or its affiliates. All rights reserved.
Slide 4: RBL Bank | Our Growth Story
RBL Bank | Our Growth Story © 2018, Amazon Web Services, Inc. or its affiliates. All rights reserved.
Slide 5: Our Growth Story
Our Growth Story Figs in Cr. Figs in Cr. Net Worth Assets Our Guiding Principles 61,851 30X 6X FY18 FY18 Governance Figs in Cr. Figs in Lacs Net Profit No. of Customers 45 Human Capital Development 50X 35X Technology Investments 1.3 Strategic Partnerships FY18 FY18 © 2018, Amazon Web Services, Inc.
Slide 6: Changing the way we bank…
Changing the way we bank… © 2018, Amazon Web Services, Inc. or its affiliates. All rights reserved.
Slide 7: What is changing ?
What is changing ? PUSH content PULL content Branch Banking Internet Banking Mobile Banking Open Banking © 2018, Amazon Web Services, Inc. or its affiliates. All rights reserved.
Slide 8: Amplifiers for Change
Amplifiers for Change © 2018, Amazon Web Services, Inc. or its affiliates. All rights reserved.
Slide 9: Rebooting RBL Bank
Rebooting RBL Bank © 2018, Amazon Web Services, Inc. or its affiliates. All rights reserved.
Slide 10: Rebooting to RBL | Banking As A Platform
Rebooting to RBL | Banking As A Platform Hierarchy Network Customers Partners Bank Control Shared Control Standard N=1 © 2018, Amazon Web Services, Inc. or its affiliates. All rights reserved.
Slide 11: RBL Bank | Crossing the Chasm
RBL Bank | Crossing the Chasm Changing Business Models Bundling & Unbundling Services Wider Physical Infra through Partners Micro is Big © 2018, Amazon Web Services, Inc. or its affiliates. All rights reserved.
Slide 12: RBL Bank | Working Principles
RBL Bank | Working Principles Unbundled Business Stack Collaboration is Religion Leading through Innovation Growing alongside the Agility is not an Option Customer Experience Learning by Doing © 2018, Amazon Web Services, Inc. or its affiliates. All rights reserved.
Slide 13: Where it took us…
Where it took us… #3 in AEPS among Private players with 30% market share #4 Ranking MeitY Digital Performance OPEN BANKING #5 in Acquiring ~100% growth for the FY18 for merchant acquiring 10% market share in PoS terminal count RBL Branch Banking #265 Branches 4.5 Mn Customers RBL Network BC Network
Slide 14: What Next ?
What Next ? © 2018, Amazon Web Services, Inc. or its affiliates. All rights reserved.
Slide 15: Traditional Vs Futuristic business models
Traditional Vs Futuristic business models Traditional banking models Futuristic business models User Competition Interface Competition Services Competition Infra- structure Competition Technology is undermining the advantage of vertical Adapting business models to compete at critical layers in integ
Slide 16: Unscaling Finance
Unscaling Finance AEPS OPPORTUNITY Aadhar pay Solution for BC network IMPS ~50 Mn* SMEs 65 Micro Services A/C Seeking launched Solution foropening Convenience Banking Collection UPI Agri Most Important Customer Benefit: Disbursement Solution for segment UPI Low Touch APIs High Value Banking NBFCs IM
Slide 17: Unscaling Finance
Unscaling Finance OPPORTUNITY ~50 Mn* SMEs Seeking Convenience Banking Moving to CLOUD for SCALABILITY Most Important Customer Benefit: Low Touch High Value Banking Convenient Onboarding | Auto-reconciliation | Low-cost pricing | Real-time payments © 2018, Amazon Web Services, Inc. or its affiliates
Slide 18: Unscaling Finance: Cloud As A Choice
Unscaling Finance: Cloud As A Choice Speed to market Speed to innovate Agility in Infrastructure provisioning OPPORTUNITY Low cost of failure Ability to handle data explosion Reliable Security © 2018, Amazon Web Services, Inc. or its affiliates. All rights reserved.
Slide 19: Journey with AWS
Journey with AWS Commercial & Business Launch POC completed & Working model Work in Progress & Overcoming Obstacles Collaboration & Deliberation Conceptualization & Opportunity exploring © 2018, Amazon Web Services, Inc. or its affiliates. All rights reserved.
Slide 20: Unscaling Finance: Next Steps
Unscaling Finance: Next Steps Creation of a complete Banking Stack on the cloud… In the next 5 years if you are selling your products, through your channels, to your customers, then you are doomed!- Speaker at a #FinTech Sessions © 2018, Amazon Web Services, Inc. or its affiliates. All rights reserv
Slide 21: THANK YOU
THANK YOU © 2018, Amazon Web Services, Inc. or its affiliates. All rights reserved.