Mantra Capital Ltd · BSE:MANTRA

Mantra Capital — Investor Presentation (December 2025)

13 slides from Mantra Capital's investor presentation, Dec 5, 2025

  1. Slide 1: Intimation to BSE for publication of presentation deck

    December 05, 2025 To, BSE Limited Listing Compliance Department P. J. Towers, Dalal Street, Fort, Mumbai-400001. Ref: Scrip Code: 511577 Scrip ID: SAVFI Dear Madam/Sir, Subject: Intimation for publication of a Presentation-deck on the website of the Company. Pursuant to Regulation 30 of Securities a

  2. Slide 2: Strategic Growth Snapshot

    Strategic Growth Snapshot Mantra Capital Limited (Formerly Savani Financials Limited) A professionally managed NBFC focusing on credit solutions for businesses across trade, logistics and mobility December 2025

  3. Slide 3: Who We Are

    Who We Are Mantra Capital Limited (formerly Savani Financials Limited) is a BSE-listed, RBI-regulated NBFC building access to credit for India’s most ambitious entrepreneur-led businesses. Headquartered in Mumbai, and growing across high-potential markets in South India and Delhi-NCR, we design shar

  4. Slide 4: Sharp Market Segment Focus

    Sharp Market Segment Focus I. High-Growth States - Karnataka, Telangana, Andhra Pradesh Delhi NCR is a recognized growth Contributes to nearly 30% of GDP market, where a strong presence is being Among India’s fastest-expanding growth corridors with a strong need established for lasting impact. for i

  5. Slide 5: Product and Growth Strategy

    Product and Growth Strategy Emerging Small Business Climate Secured Green Loan (SGL) Secured Business Loan (SBL) Trade Mobility & Financing climate-aligned solutions and Expanding access and smooth on-ramps Logistics enabling sustainable growth through EV into India’s formal credit system. and green

  6. Slide 6: Rapid Expansion

    Rapid Expansion Nov 2025 Aug 2025 Crossed the AUM of First Bank 85Cr On-boarding of Jul 2025 AU Small Finance Bank 1000 loans disbursed Mar 2025 Nov 2024 Crossed the AUM of 25 Cr First Sept 2025 Secured Business Loan Tie-up for secured Aug 2024 disbursed green loans with First Jul 2025 Euler Electri

  7. Slide 7: Our Milestones

    Our Milestones…. Total AUM (In Crores) Direct customer-facing team Total branches OEM Partnerships 120 20 109 18 18 90 100 ₹ 85 Cr 16 15 14 80 80 12 60 54 10 70 ₹ 66 Cr 8 40 6 60 4 20 2 7 2 50 0 0 Lenders Sep'24 Mar'25 Sep'25 Sep'24 Mar'25 Sep'25 40 State-wise branch breakup 30 ₹ 26 Cr 20 10 ₹ 1 Cr

  8. Slide 8: With Leading Metrics

    …With Leading Metrics Financial Inclusion & Access Climate Impact Customer-Centric Delivery ~22.7% borrowers 1,924.91 tonnes 100% digital brought into formal credit CO2 abated onboarding ~14.5% (SBL) and ~25.5% (SGL) through Secured Green Loans Tech-and-touch enabled 100% secured 13,474+ trees Prese

  9. Slide 9: Key Foundational Strengths

    Key Foundational Strengths Origination  Preferred Partnership Status with major OEMs (Mahindra, Euler & Greaves)  Lower ticket size strategy (~ATS of 7.5 lacs)  80% focus in Tier 3 & Tier 4 cities Processing  Proprietary Score’ as a viable replacement for the Bureau Score  Digital – Physical In

  10. Slide 10: 3 Year Horizon: Focused Value Creation with Fiscal Parameters

    3 Year Horizon: Focused Value Creation with Fiscal Parameters ~4x to 5x ~10% to11% Equity Value ROE Driven by scalable Supported by prudent business economics balance sheet deployment ~3% to 3.2% ~2 to 2.2x ROA Debt to Equity Ratio Reflecting strength of underwriting and Enabling strong leverage effici

  11. Slide 11: Backed By Strong Management Team & Board Governance

    Backed By Strong Management Team & Board Governance Founding Team With Strong Domain Expertise Deepa Tracy Jatinder Shah Anil Arjun Managing Director Chief Executive Officer Advisory to the Board of Directors A first-generation entrepreneur with 25+ A financial services leader with 25+ years of A cros

  12. Slide 12: Key Investment Highlights

    Key Investment Highlights Proven Execution ₹1 Cr → ₹85 Cr AUM in 15 months EV Mobility Tailwinds USD 2.37 Billion TAM growing at 53.15% CAGR | 55% EV penetration + 3-wheeler Path to ₹300+ Cr AUM Growth driven with value creation | 4-5x equity value creation | Strong ROE/ROA profiles Differentiated M

  13. Slide 13: Let's connect

    Let’s connect: Deepa Tracy Jatinder Mohan Singh Shah Anil Arjun deepa.tracy@mantracapital.in jatinder.shah@mantracapital.in anil.arjun@mantracapital.in 12

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