Stifel Financial Corporation · NYSE:SF
Stifel Financial — Investor Presentation (2025)
17 slides from Stifel Financial's investor presentation, Jul 24, 2025
Slide 1: The New Consumer
Insights from Stifel’s CIO Office The New Consumer Findings from our 2025 Summer Intern Survey This year we surveyed over 150 of Stifel’s summer interns to learn more about the preferences, spending habits, and perceptions of the next generation of consumers. The survey questions were based largely
Slide 2: Get to Know Our Intern Class
Get to Know Our Intern Class 104 19 colleges 20 represented Stifel languages offices spoken 2
Slide 3: Work Wishlist
Work Wishlist 3 most important factors when deciding on a job 1. Salary 2. Growth opportunities within the company 3. Daily Job Responsibilities Interestingly, 10% of interns said they intend to stay at their first job for more than 10 years while 27% expect to move within one to three years. Retire
Slide 4: Value for the Human Experience
Value for the Human Experience While past years showed a strong preference for human experiences over digital ones, this year’s results suggest a growing openness to virtual events and even robotic waitstaff. 60% 63% 46% said they are likely to attend a prefer shopping in-store for think of “Unique
Slide 5: Cash Is No Longer King
Cash Is No Longer King At checkout, which form of payment option are you most likely to use? “Wallet?” “I’ve got my phone.” 51% use a virtual wallet 48% use a physical credit <1% use cash or debit card Which cash app is used at Venmo 67% least once a month? Apple Pay 21% 43% believe crypto currencie
Slide 6: Gen Z’s Investment Toolkit
Gen Z’s Investment Toolkit 70% of respondents What do they invest in? invest Exchange Preferred method for receiving Traded 34% investment advice Funds (ETFs) 62% trust their own research 32% rely on a financial advisor 68% hold their investments for over a year Mutual 20% Funds Stock market outlook
Slide 7: Gen Z Is Thinking Ahead
Gen Z Is Thinking Ahead Why do they invest? Our interns understand the power of COMPOUNDING 53% retirement now are starting to save for 76% invest for Wealth Accumulation 35% 22-25 years old will start saving between 54% believe their generation will be worse off financially than their parents 3% in
Slide 8: Top Threats to Society
Top Threats to Society What do you believe is the While climate change remains a major concern, this year’s interns are showing a greater biggest threat to society willingness to adjust their habits. over the next 20 years: 45% would be willing to change their diet 30.7% 65% say slower shipping is w
Slide 9: Family Matters
Family Matters 99% intend to purchase a home in the future, versus 82% last year over 99% 93% 88% 50% expect to get married expect to raise want to have say staying close to or have a serious children a pet family is the biggest relationship factor in deciding where to move for a job (down from 100%
Slide 10: Revving Up
Revving Up 98% expect t a car in o purch the futu ase re Prefer Gas Powered Have No Preference Prefer Hybrid Prefer 39% 30% 21% 10% versus versus unchanged Electric versus 31% two years ago 28% two years ago from last two years 21% two years ago Fun fact: They’d rather stay in the driver’s seat. 60%
Slide 11: What’s (Still) Trending?
What’s (Still) Trending? No surprises here: Gen Z’s “go-to’s” hold strong … Social Media Streaming Music Footwear 51% 50% 70% 40% selected have Netflix still selected said Nike Instagram as as their go-to Spotify as their is their preferred their preferred streaming preferred music athletic footwear
Slide 12: The Future They Expect (and Don’t)
The Future They Expect (and Don’t) INTERNS SEE A FUTURE WITH: Personalized Nuclear Quantum Computing AI agents Power by 2035 However, Flying Cars, Digital Twins, and Bionic Humans? That’s a stretch (for now). 49% would be interested in taking a flight if Space Tourism becomes available, versus 55% l
Slide 13: AI in Everyday Life
AI in Everyday Life believe that AI is helpful to humanity 83% versus 69% last year AI 90% are using AI in their personal life (78% last year), with 57% using it mainly for research purposes have second-guessed the legitimacy of an 77% article because of generative AI of interns say AI helps them le
Slide 14: The Future of AI
The Future of AI LABOR MARKET 20%+ 10% TRANSFORMATION 15-20% 12% What percent of current 10-15% 27% jobs do you expect will be 5-10% 35% replaced by AI by the end of the decade? 0-5% 15% SECTORS IT = 46% DISRUPTED Communication = 32% Respondents believe the biggest disruption Healthcare = 6.7% will
Slide 15: Lightning Round
Lightning Round A quick game of This or That from this year’s interns GMO (28%) Non-GMO (72%) Private Social Media (80%) Public Social Media (20%) Text (56%) Call (44%) Emoji (59%) No Emoji (41%) Coffee (65%) Energy Drink (35%) VERSUS Morning Person (36%) Night Person (64%) Digital Notes (40%) Paper
Slide 16: Disclosures
Disclosures This information is presented for informational purposes only, is not intended to constitute This material is provided by Stifel for information purposes only and does not constitute legal or personalized investment advice or a recommendation to buy or sell any particular security tax ad
Slide 17: Insights from Stifel’s CIO Office
Insights from Stifel’s CIO Office One Financial Plaza | 501 North Broadway | St. Louis, Missouri 63102 Stifel, Nicolaus & Company, Incorporated | Member SIPC & NYSE | www.stifel.com 0725.8141769.1