Fulton Financial Corporation · NASDAQ:FULT
Fulton Financial — Ryan Beck Financial Institution Investors Conference 2004
10 slides from Fulton Financial's conference presentation, Oct 27, 2004
Slide 1: Fulton Financial Corporation
Fulton Financial Corporation Ryan Beck Financial Institution Investors Conference October 27, 2004
Slide 2: Key statistics and stock chart
Key statistics and stock chart Key Stats Stock Price: $21.40 52-Week Range: $18.81 - $21.90 Market Cap. (mil): $2,603 Avg. Daily Vol.: 142,375 Annual Dividend: $0.66 Dividend Yield: 3.08% Total Assets: $10,556 ROAA: 1.43% ROAE: 13.75% FULT 22.2 19.2 16.2 13.2 10.2 3.00M 1.50M 0 Vol 00 J 01 J 02 J 03
Slide 3: Where are we located?
Where are we located? The Bank Delaware National Bank FNB Bank Fulton Bank Hagerstown Trust Lafayette Ambassador Bank Lebanon Valley Farmers Bank The Peoples Bank of Elkton Premier Bank Resource Bankshares Corporation Skylands Community Bank Swineford National Bank First Washington State Bank (Pendi
Slide 4: Possible future expansion
Possible future expansion Current Markets Pending Acquisitions Future Expansion Pennsylvania Maryland New Jersey Delaware Virginia North Carolina FULTON FINANCIAL CORPORATION
Slide 5: Acquisitions
Acquisitions Fulton Financial’s 23rd acquisition, First Washington FinancialCorp, announced in June, is expected to close on or before April 15, 2005. To date, the Corporation’s whole bank transactions have contributed $5.2 billion in assets or 49% of the firm’s total assets. First Washington State
Slide 6: Key growth rates and recent valuation
Key growth rates and recent valuation Largely via M&A activity, Fulton Financial has grown its assets at a 15.6% CAGR over the preceding 10 year period. The company’s organic asset growth is approximately 8% over this same time period. Deposits have grown at a solid 10-year CAGR of 14.0% and at roug
Slide 7: What do we look for?
What do we look for? High growth areas Dynamic market demographics Strong performance Asset quality Talented and dedicated staff Compatible corporate culture
Slide 8: Acquisitions in new markets: What changes?
Acquisitions in new markets What changes? Loan review Investments Asset/liability management Compliance Common operating platform Audit
Slide 9: Acquisitions in new markets: What stays the same?
Acquisitions in new markets What stays the same? Bank name Board of Directors Management team Employees
Slide 10: Fulton Financial Corporation
Fulton Financial Corporation fult.com
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