Slide 1: 3Q22 Results
3Q22 Results Alessandro Foti CEO and General Manager Rome, November 22nd 2022 FINECO. SIMPLIFYING BANKING.
Slide 2: A new market structure enlarging our growth opportunities
A new market structure enlarging our growth opportunities A structurally higher profitability and capital light business model, leading to higher DPS and to invest in our growth The current environment has significantly changed Acceleration of structural trends New interest rates environment (1) res
Slide 3: Healthy and sustainable growth with a long term horizon
Healthy and sustainable growth with a long term horizon Diversified revenues mix leading to consistent results in every market conditions Net Profit adjusted (net of systemic charges) (1), mln CAGR 128.8 +13.1% 106.3 98.6 98.9 92.4 89.2 91.2 92.7 93.5 84.1 75.6 73.4 72.0 76.8 66.2 63.2 65.6 63.5 61.
Slide 4: Delivering strong Net Profit in every market condition
Delivering strong Net Profit in every market condition Adj. Net Profit at 302.7mln, +17.7% y/y boosted by strong acceleration of Investing, confirming the effectiveness of our initiatives, and Net Financial Income. Strong operating leverage confirmed Net Profit, mln Revenues, mln excluding non recur
Slide 5: TFA and Net sales breakdown
TFA and Net sales breakdown Successful shift towards high added value products thanks to strong productivity of the network. High quality net sales growth, on the wave of structural trends thanks to our diversified business model. Total Financial Assets, bn Total Net Sales, bn AuM AuC Deposits FAM r
Slide 6: Capital Ratios
Capital Ratios Best in class capital position and low risk balance sheet RWA, mln CET1 Ratio, % Credit Market Operational CET1 capital, mln +1.8% -3.9% 18.37 19.14 20.39 4,580 4,851 4,664 3,309 3,546 3,350 Sep.21 Jun.22 Sep.22 1,195 76 1,256 49 1,256 58 841 929 951 Sep.21 Jun.22 Sep.22 Leverage Rati
Slide 7: 2022 Guidance and outlook going forward
2022 Guidance and outlook going forward FY22 Revenues y/y growth strongly improved vs previous guidance, with a different mix thanks to the diversified business model in the current volatile environment ◼ BANKING REVENUES: ◼ OPERATING COSTS expectations: ➢ Net financial income (NFI: net interest inc