Qualitas Controladora S.a.b. De C.v. · BMV:Q

Qualitas Controladora S.a.b. De C.v — Qualitas Controladra Sab — Q1 2022 Earnings Presentation

21 slides from Qualitas Controladora S.a.b. De C.v's earnings presentation, Apr 25, 2022

  1. Slide 1: Corporate presentation 1st quarter 2022

    Corporate presentation 1st quarter 2022

  2. Slide 2: Index

    01. Leaders for more than 02. Going 03. Value 04. Industry 05. Our 06. Analysts 07. Appendix 15 years forward… creation landscape stock Corporate presentation 1st quarter 2022 Index 01 Leaders for more than 15 years Going 02 forward… 03 Value creation Industry 04 landscape 05 Our stock 06 Analysts 0

  3. Slide 3: Our essence

    01. Leaders for more than 02. Going 03. Value 04. Industry 05. Our 06. Analysts 07. Appendix 15 years forward… creation landscape stock Our essence 28 years in the market, International presence; Technological innovation 15 years as market leaders. Operation in 5 countries: for risks, accidents and

  4. Slide 4: Corporate structure

    01. Leaders for more than 02. Going 03. Value 04. Industry 05. Our 06. Analysts 07. Appendix 15 years forward… creation landscape stock Corporate structure GEOGRAPHIC SUBSIDIARIES: VERTICAL INTEGRATION: We seek to expand and replicate our business model, Operational efficiencies, which allow us to r

  5. Slide 5: Qualitas' DNA

    01. Leaders for more than 02. Going 03. Value 04. Industry 05. Our 06. Analysts 07. Appendix 15 years forward… creation landscape stock Qualitas’ DNA QUALITAS OPERATIONAL CENTER: Business model based on excellence in service & cost control. Technological systems used in our call center are design in

  6. Slide 6: Competitive advantages

    01. Leaders for more than 02. Going 03. Value 04. Industry 05. Our 06. Analysts 07. Appendix 15 years forward… creation landscape stock Competitive advantages Risk prevention and • Data analysis: 28 years of experience + unique data base fraud service • Telematics, GPS devices, recovery rate above t

  7. Slide 7: Maintain our leadership in Mexico; accelerate growth in subsidiaries

    01. Leaders for more than 02. Going 03. Value 04. Industry 05. Our 06. Analysts 07. Appendix 15 years forward… creation landscape stock Maintain our leadership Accelerate growth in our Actively looking for new in Mexico subsidiaries business opportunities • Through technological and product • Capita

  8. Slide 8: Sustainability

    01. Leaders for more than 02. Going 03. Value 04. Industry 05. Our 06. Analysts 07. Appendix 15 years forward… creation landscape stock Sustainability ENVIRONMENTAL Social Responsibility Committee reports to the BoD E ▪ 35% of our fleet is hybrid ▪ Solar panels in specific service offices ▪ Annual r

  9. Slide 9: Written premiums, operating result, net result

    01. Leaders for more than 02. Going 03. Value 04. Industry 05. Our 06. Analysts 07. Appendix 15 years forward… creation landscape stock Written premiums Operating result Net result CAGR 2.0% CAGR 7.7% CAGR 5.7% 0.9% (41.7%) (31.5%) 9,705 9,796 1,817 9,593 1,440 9,046 1,197 1,074 955 876 8,387 736 51

  10. Slide 10: Premiums by business line and duration

    01. Leaders for more than 02. Going 03. Value 04. Industry 05. Our 06. Analysts 07. Appendix 15 years forward… creation landscape stock Premiums by business line and duration Δ %/bp Δ %/bp BUSINESS LINE 1Q22 1Q21 1Q20 21 vs 20 21 vs 19 Traditional 6,295 5,896 6.8% 5,825 8.1% Individual 3,573 3,247 1

  11. Slide 11: Acquisition, loss, operating and combined ratios

    01. Leaders for more than 02. Going 03. Value 04. Industry 05. Our 06. Analysts 07. Appendix 15 years forward… creation landscape stock Acquisition Loss 25.0% 72.0% 65.8% 24.0% 63.3% 24.0% 61.3% 64.0% 59.3% 23.2% 22.8% 23.0% 56.0% 52.7% 22.4% 22.2% 22.0% 48.0% 21.0% 40.0% 1Q18 1Q19 1Q20 1Q21 1Q22 1Q

  12. Slide 12: Investment portfolio

    01. Leaders for more than 02. Going 03. Value 04. Industry 05. Our 06. Analysts 07. Appendix 15 years forward… creation landscape stock Investment portfolio Total portfolio Portfolio by subsidiary Cash & Equivalents 4.8% 6.5% Others 1.0% 0.5% 1.2% Loans 0.7% 9.2% QCR 2.2% International bonds 12.8% 1

  13. Slide 13: Market share

    01. Leaders for more than 02. Going 03. Value 04. Industry 05. Our 06. Analysts 07. Appendix 15 years forward… creation landscape stock Market share Market share by segment 18.7% 18.7% 18.1% 18.0% 16.6% 15.7% 15.5% 15.0% 15.6% 15.9% 26.2% Cars/light vehicles 11.7% 12.8% 12.4% 11.8% 12.2% 12.4% 12.0%

  14. Slide 14: New car sales in Mexico

    01. Leaders for more than 02. Going 03. Value 04. Industry 05. Our 06. Analysts 07. Appendix 15 years forward… creation landscape stock New car sales in Mexico Oct-20 Nov-20 Dec-20 Jan-21 Feb-21 Mar-21 Apr-21 May-21 Jun-21 Jul-21 Aug-21 Sep-21 160.0% Mar-21 Apr-21 May-21 Jun-21 Jul-21 Aug-21 Sep-21

  15. Slide 15: Auto theft and recovery in Mexico

    01. Leaders for more than 02. Going 03. Value 04. Industry 05. Our 06. Analysts 07. Appendix 15 years forward… creation landscape stock Auto theft and recovery in Mexico Qualitas* recovery of 49%, + 3.1 pp vs the Theft to Qualitas Qualita's recovery Industry average 25000 20000 (1.8%) Theftato Robo

  16. Slide 16: Q* stock performance

    01. Leaders for more than 02. Going 03. Value 04. Industry 05. Our 06. Analysts 07. Appendix 15 years forward… creation landscape stock Q* stock performance Traded volume Marketability index (daily average) Q* was listed on the Mexican Stock Exchange Mar 23 since 2005. 21 Volume Traded volume* (MM U

  17. Slide 17: Analysts

    01. Leaders for more than 02. Going 03. Value 04. Industry 05. Our 06. Analysts 07. Appendix 15 years forward… creation landscape stock Analysts Analyst: Analyst: Analyst: Analyst: Analyst: Analyst: Enrique Mendoza Gilberto García Rodrigo Ortega Martín Lara Ernesto Gabilondo Jorge Gordillo E-mail: E

  18. Slide 18: IR team contacts

    IR team contacts Santiago Monroy smonroy@qualitas.com.mx T: +52 (55) 1555-6056 Andrea González angonzalez@qualitas.com.mx T: +52 (55) 1555-6316 Raquel Leetoy rleetoy@qualitas.com.mx T: +52 (55) 1555-6313 16

  19. Slide 19: Financial highlights

    01. Leaders for more than 02. Going 03. Value 04. Industry 05. Our 06. Analysts 07. Appendix 15 years forward… creation landscape stock Financial highlights Quarterly Δ %/pb Δ %/pb Income Statement 1Q22 1Q21 1Q20 22 vs 21 22 vs 20 Premiums written 9,796 9,705 0.9% 9,593 2.1% Net premiums written 9,5

  20. Slide 20: Financial highlights

    01. Leaders for more than 02. Going 03. Value 04. Industry 05. Our 06. Analysts 07. Appendix 15 years forward… creation landscape stock Financial highlights Quarterly Δ %/pb Profitability ratios 1Q22 1Q21 22 vs 21 Return on investments 3.3% 5.0% (174) ROE for the period 14.3% 22.2% (794) LTM ROE 17.

  21. Slide 21: Solvency margin

    01. Leaders for more than 02. Going 03. Value 04. Industry 05. Our 06. Analysts 07. Appendix 15 years forward… creation landscape stock Solvency margin 1000% 20,000 900% 2022 GENERAL ASSEMBLY 18,000 718% 800% 16,000 700% Surpluss Cash dividend payment 14,000 13,814 551% 600% 565% 172% amount of $2,6

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