National Bank Of Greece S.a. · ATHEX:ETE

National Bank Of Greece — Investor Presentation (March 2022)

24 slides from National Bank Of Greece's investor presentation, March 2022

  1. Slide 1: Greece 2.0 – National Recovery and Resilience Plan: Financing Opportunities (RRF)

    EAAada e cone EONIKO EXEAIO ANAKAMWHE KAI ANOEKTIKOTHTAE EONIKH TAMEIO ANAKAMWHZ KAI ANOEKTIKOTHTAZ (RRF) EYKAIPIEZ XPHMATOAOTHZHZ ZTHN EPXOPIA OIKONOMIA CORPORATE BANKING Madptioc 2022

  2. Slide 2: Contents

    ENOTHTE XapaktTnpioTikd HNxavicopov Xpnpatodétnons Kavovec KpaTIKoV EVIOXUCEWV Npooepouevec unnpeoieg ETE O 7 Napdptnya 02 04 06 Avapevopéevn enidpaon OTOV KAGSo Auvartotntec aéionoinons nopev and Tov KAGSo Enoyeva Brpata

  3. Slide 3: Notes

    ZHMEIOZEIL H napouciaon €xel NAnpo@opiakd xapakThpa kal napéxeETal QNOKAEIOTIKAa yId THY EVNUEPWON TwWV OTEAEXV TNC enixeipnors oac. Ta oToIxeia Kal O1 EKTIUROEIG NOU ava@épovTal oe auUTH npo€gpxovtal and nnyés nou Pewpouvtal a€ldnioTEc, WOTdGO N E@viky TpdneZa Sev eyyudtal yia thv akpiBela, Tov eni

  4. Slide 4: Features of the financing mechanism

    01 XapaktnpioTika HNxaviopav xpnvatodotnons ONLINE:USER A, Profits: Bilal v0acS DASHBOARD | =" tbe HT

  5. Slide 5: Financing mechanisms and RRF resources

    EONIKH 2g0 O1 H eyxwpia olKovouia avayévetal va evioxuGei and thv a&ionoinon Twv Stone UNxaviou@v xenuaTodétnons nou 8a avantuxBouvv oTn xapa HNxavicpav xpnyatodétnons Rs © ® son AiaGéoipo! pnxavicpoi Aia@éoipol ndépor 4 © * Mnxaviopéc Avakapwng kai Av@extiKétnTac (Recovery & Resilience Mechanism -

  6. Slide 6: RRF resources, pillars and directions

    EONIKH 2g0 01 Xapaktnpiotika HNxavicpav xpnpatodétnons oTn Bdon 4 nuAdvev Kal 5 kaTevOUVoEMv Eyxapio1 népo1 RRF € 31510. Enidortioeic € 18 dio. Baoikéc apxéc Kal KatevOUvoeic * NEo Evepyelakd LOVTEAO @IAIKO oTO nEpIBGAAov » » *Mpdoivo ovotnua pETapopav * Evepyeiaxr avaBa8pion & agipdpoc xprion Twv N

  7. Slide 7: RRF investments create value through improved economic fundamentals

    EONIKH 2g0 01 Xapaktnpiotika HNxavicpav xpnpatodétnons O1 enevdévoeic nou kivntonolouvtTal and To RRF 8a odnynjoouv otn Snuloupyia WHEAEIOV HEOW TNS BEATIMWONS BacIKHV OIKOVOLIKHV HEYEBOV AidBeon népwev NpdokAnon |____| NpookAnoeicg LupBdoeic ava8_eons —. XUpHETOXH avadéxev / unepyoAdBwv Anudoiec en

  8. Slide 8: RRF resource utilization timeline

    EONIKH 2g0 01 H agionoinon Twv ndpwv tou unxavioyou Eekivnoe Tov DeBpoudpio 2022, oe Xapaktnpiotixd ouvexela enitevEnc enivepous KpicIuwWv OPOOHUWV HNxavicpav xpnpatodétnons ® ® ® ® Cal = = Enikaiponoinon Katdaption opoorpov & lobAlog TEXVIKOV 17 louviou kaTdption, = SeAtiov Epyov @eBpoud Ews . ‘ Pl

  9. Slide 9: Slide 9

  10. Slide 10: Business expectations and RRF implementation lead to positive economic estimates

    EONIKH 2,0 0) 2 H EvioxUON TOV ENIXEIDNUATIKMV NPOGSOKIDV Kal N UAONOINON TOU ENxavioyOU RRF odnyei oe Betikéc EKTIUNOEIC yia THY EEEAIEN THS OIKOVOLIAG Avapevouevn enidpaon oTov KAdSo AEn* KUKAog epyacieov enixeipnoewv* (oe dio. €, TRPEXOUGES TIHEC) (oe dio. €) ~ Anudoiog Topéacg** Mldiwtikdég Towé

  11. Slide 11: RRF resources expected to boost sector employment

    EONIKH 20 02 O1 SiaGEoipo! Népoi Tou RRF avayevetal va oSnynoouv oe Evioxuon Tou KUKAOU EPYAGIOV TNS NAEIOWN@ias Twv KAGSwv SpaotnploTHTac Avapevouevn enidpaon oTov KAdSo KUkAog Epyaoiev Enixeiproewv avd KAddo* (oe dio. €) Xovpiné cunép10_ ltt a 2°: Meranoinon [i a ah 17% Aaviké Eundpio a | Aoinés Y

  12. Slide 12: State aid rules

    03 Kavovec KpaTIKOV EVIOXUCEWV

  13. Slide 13: Use of RRF resources requires effective management of state aid rules

    EONIKH 290 03 H a&ionoinon twv nopwv Tou RRF anaitei thv anoteAEouatTikn Siaxeipion THv . KAVOVWV KPATIKOV EVIOXUGEWV Kavoévec KpaTikov @ e e EVIOxtoEwv ra) ‘a2 Q Atepevvnon Npoodiopiopsc Egétaon oupBarétntac nocou opiou HE KpaTiKéG evioxuon¢ koivonoinonsg EVIOXUGEIC + A€loAdynon eniAeEipotntac + E€

  14. Slide 14: Opportunities for utilizing resources by sector

    04 AuvarTotntes agéionoinons Nd6pwv ano Tov KAddo

  15. Slide 15: Opportunities for utilizing resources by sector

    EONIKH 2g0 04 Avuvatétntes agionoinong népwv and Tov kAddo Eniokoénnon TAA - Enidotioeic Wnepraké HeTaoxnpaTiopés pIkpopecaiay entxeipriceav PAAS » Business Intelligence * Avda nepiouaiaka oToixeia Metappu6yi0n Tou iy 3 quorrjparoc Clawba * Mnxavodoyikég Kal Aoinédg m ad e€onhiopoG * MicBohoyika Kdo

  16. Slide 16: Private investment projects eligible for RRF loan financing

    EONIKH 2g0 Eva eupU @doua 1d1wTikOv ENEVvSoUTIKHV EPYWV AVAHEVETAI va Eival EniAEEI"O yia XenuUaTOSOTNON WEOw Saveiwv RRF ae Kpitipia entAeEipstntag enevdutixou oxediou Npdovn » YnapEn npownoAoyiopou enevduoewv npdoivng pETaBaong<, o1 onoies ouvelopépouv oTOUG MetaBaon npaaivous oT6xous (green taggi

  17. Slide 17: Key parameters for utilizing RRF loans

    EONIKH 290 04 Auvarétntes Baolkés napayetpo! a€ionoinong Saveiov RRF agionoinons népwv and e —_— Napdpetpor epappoyric Eykpitixt d1adikacia EniAgfipa eidn Sanavev fe] NpoTacelc npénet va nAnpowv Ta Eva 2 aitnonc KpITHpIa Kal TIC anaitroEI¢ Nou me opiZovtal oTig Odnyies TNS OXETIKHS Xpnparodorixs — V

  18. Slide 18: Loan structure

    EONIKH 2g0 04 ZKEAOE AANEION EAeyxog thipnons @ opiwv KoIlvonoinons YnoGéoeicg enixeipnonc - Meoaiou peyé8ouc - Mepipgpeia Koritng Nosoord Méytotn évtaon evioxuong evioxuong YnodoyiZera ag Baoe! ap6.14 tou AIE npoc TAK kai peyé8ouc enevBuTikd KooTOS enixefonong VY To nocooté evioxuang Eival HIKPOTEP

  19. Slide 19: NBG offered services

    05 Npoopepouevec unnpeoiec ETE

  20. Slide 20: NBG offered services

    05 Npoopepopeves Ynnpecieg ETE EONIKH 290 H E€vixn TedneZa oac napéxe! OAOKANPWUEVES AUOEIC via THY KGAUWN OAwV Tov avayKav Od HE OKONO TN HEYIOTONOINON TWV WHEAEIOV via THY ENIxEionon cas WEOW TOU RRF 2eQ@Q@QgeQeeH aQeLOQ@ EONI Nir H &O ‘YMHPEEIEE| NIKH EniAoy#j Tou nAgov anoSorikou Héoou xenyatodé

  21. Slide 21: Slide 21

  22. Slide 22: Evaluation, submission, NBG pre-approval and disbursement process

    Αξιολόγηση από Υποβολή πρότασης Προέγκριση ΕΤΕ Εκταμίευση Ανεξάρτητο Αξιολογητή • • • • • • • • • •

  23. Slide 23: Moving to the application submission form on the NBG website

    EONIKH 2g0 MetaBaivovtac oTn POpuG UNOBOAN¢ alThUaTOS OTNV loTOGEAISa THG ETE unoBdAAete Ta anapaitnta oTorxeia Kal AauRavete api8yu6 nepwToKOAAOoU 06 Enépeva Bhpata o < © dttpev/mumnbggrie/epneincesyarmatodoticesrimatodots © Seopa opaticenserow ys x [E - 6 «x + Movo n Aitnon Xenuatodétnons, To Enix

  24. Slide 24: National Bank – Corporate Banking

    EONIKH TPATIEZA CORPORATE BANKING

National Bank of Greece — Investor Presentation (March 2022) on 6ix