Shf Holdings, Inc. · NASDAQ:SHFS
Shf — Investor Presentation (November 2022)
18 slides from Shf's investor presentation, Nov 14, 2022
Slide 1: The Leading Financial Services Platform for the US Cannabis Industry
The Leading Financial Services Platform for the US Cannabis Industry October 2022 Nasdaq: SHFS
Slide 2: Disclaimers
Disclaimers NOTICE TO RECIPIENTS This confidential presentation (this “Presentation") has been prepared solely for general informational purposes by SHF Holdings, Inc. (the “Company,” “we,” “us” or “our"). No representation or warranty as to the accuracy, completeness, or fairness of such informatio
Slide 3: Disclaimers
Disclaimers HISTORICAL FINANCIAL INFORMATION OF SAFE HARBOR FINANCIAL The historical financial information regarding the Company contained in this Presentation relating to the target company acquired in the business combination, SHF, LLC d/b/a Safe Harbor Financial (the “Target”), has been taken fro
Slide 4: Safe Harbor Financial
4 | Safe Harbor Financial (NASDA‘
Slide 5: Safe Harbor Financial's Overview
Safe Harbor Financial’s Overview Safe Harbor Financial is a financial services technology firm that serves the regulated cannabis industry and implements the highest standard of accountability, transparency, monitoring, reporting and risk mitigation measures while meeting BSA obligations in-line wit
Slide 6: SHF Presents a Compelling Investment Opportunity
SHF Presents a Compelling Investment Opportunity Untapped Market Opportunity in a Rapidly Growing Sector Strong Growth Profile . High Margins ol Strong Cash Flow Conversion Key Operating Advantages @ NASDAQ listed publicly traded company with exposure to the large and growing cannabis industry © Ram
Slide 7: Pioneering the Cannabis Financial Services Industry Since 2015
Pioneering the Cannabis Financial Services Industry Since 2015 Safe Harbor Financial has built the industry standard cannabis banking technology platform with over $14 billion processed in cannabis related funds, while concurrently maintaining compliance through rigorous state and federal examinatio
Slide 8: Nationally Recognized CEO and Industry Thought Leader
Nationally Recognized CEO and Industry Thoug THE CEO Sundie Seefried Chief Executive Officer Ehe New Uork Eimes Where Pot Entrepreneurs Go When the Banks Just Say No - The New York Times (nytimes.com) “But in three years it has established itself, entirely through word of mouth, as the marijuana ind
Slide 9: Rapidly Growing and Fragmented Market
Rapidly Growing and Fragmented Market Cannabis-related businesses are quickly scaling and require a safe commercial banking solution. Estimated Number of US Cannabis-Related Businesses in 2021 0,000+ CRBs 37 States Within Existing Cannabis Market With Medical Marijuana Programs Testing Labs 21 State
Slide 10: Uniquely Positioned to Capture National Market Share
Uniquely Positioned to Capture National Market Share Safe Harbor Financial has established continued growth which will be further compounded by geographic expansion and industry growth. Safe Harbor Financial's presence in legalized medical and recreational states has led to significant deposit growt
Slide 11: High Barriers of Entry - Safe Harbor Financial's Advantage
High Barriers of Entry - Safe Harbor Financial’s Advantage Legal Environment Regulatory Pressure An evolving legal environment at the federal level poses a challenge to new entrants. Without an established system of measures and protocols in place, competitors are at a severe disadvantage. The uncer
Slide 12: Methodical Growth
Methodical Growth Safe Harbor Financial has strong customer deposit growth which will be further fueled by expanding relationships with our client financial institutions. Annual Cannabis-Related Business Deposits Onboarded by SHF ($ in millions) $3,602 2015 2016 2017 2018 2019 2020 2021 v_ Diverse c
Slide 13: Continuing to Build the Cannabis Financial Services Ecosystem
Continuing to Build the Cannabis Financial Services Ecosystem With existing and upcoming CRBs lacking access to a full-suite of financial service solutions, Safe Harbor Financial is strategically positioned to expand its base of onboarded CRB accounts, increase service offerings, and capture additio
Slide 14: The Cannabis Lending Opportunity
14 | Safe Harbor Financial (NASDAQ: SHFS) The Cannabis Lending Opportunity Leveraging its growing managed deposit base, Safe Harbor Financial is capable of providing growth capital to CRBs at better rates than other industry participants while still maintaining similar net interest spreads.
Slide 15: Commercial Lending Opportunity in the Cannabis Industry
Commercial Lending Opportunity in the Cannabis Industry Safe Harbor Financial is one of the first providers of debt at commercial lending rates establishing long-term market share of operators while maintaining compelling yields. Current Lending Environment Safe Harbor Financial * Raises equity or h
Slide 16: Safe Harbor Financial Lending Program Playbook
Safe Harbor Financial Lending Program Playbook Loan Pipeline 700+ Existing New Customers . ¥ Safe Harbor from Business Robust Third-Party —| Indusiay Leadii Loan " a Origination — Origination Portfolio Financial Customers Development Underwriting r BSA onboarding procedures intentionally designed Co
Slide 17: Growth Strategies
Growth Strategies Organic Growth of Current SHF Customers Deposits at PCCU have grown at approximately 69% CAGR since 2015 and have a customer retention rate of approximately 83% Customer revenue growth will lead to larger deposits and transactions which increases deposit fee income and lending capa
Slide 18: Visit Us
18 Visit Us: SHFinancial.org Investor Contact: investor@SHFinancial.org Safe Harbor Financial (NASDAQ: SHFS) Nasdaq: SHFS