Eml Payments Ltd. · ASX:EML
Eml Payments — H1 FY2014 Earnings Presentation
24 slides from Eml Payments's earnings presentation, Mar 10, 2014
Slide 1: 1HFY14 Investor Update
For personal use only 1HFY14 Investor Update March 2013 1
Slide 2: Important Notice
Important Notice For personal use only emerchants refers to the Emerchants Group which contains Emerchants Limited and its We believe the information provided herein is reliable, as of the date hereof, but do not wholly owned subsidiaries including Emerchants Payment Solutions Limited. warrant its a
Slide 3: Mission
For personal use only Mission empowering | Your Money To transform the commercial payment solutions landscape by inspiring companies to demand more control, more transparency and more flexibility over their money. To deliver our stakeholders sustainable financial success. 3
Slide 4: Our Value Proposition
Our Value Proposition For personal use only 4
Slide 5: Our History
Our History For personal use only QLD Government contract signed Ladbrokes contract signed Cash Converters pilot program 5
Slide 6: What we do
What we do For personal use only emerchants offers clients payment solutions across all 4 segments of financial card industry Non-reloadable Re-loadable 6
Slide 7: Sources of Revenue
Sources of Revenue 5. Customer info system authorises For personal use only transaction and adjusts cardholder account balance 1. emerchants issues emerchants prepaid card software Set up fee CAR fee 4. Transaction 6. Transaction request sent to authorised emerchants 2. Cardholder makes a 3. Transac
Slide 8: 1HFY14 Financial Summary
For personal use only 1HFY14 Financial Summary 8
Slide 9: 1HFY14 Business Metrics
1HFY14 Business Metrics For personal use only Total Dollar Loads Total Active Cards 20% 12% Over prior year to Over prior year to $66.28m 527,850 cards Total Transactions Total Stored Value 16% 38% Over prior year to Over prior year to 1.87million $21.5m 9
Slide 10: Key Business Metrics
Key Business Metrics For personal use only 1HFY14 Total dollars loaded prepaid platform Total number of active accounts 100.0 ($millions) 0.8 (millions) Reloadable Non-Reloadable Reloadable Non-Reloadable 90.0 0.7 80.0 0.6 70.0 Millions Millions 0.5 60.0 50.0 0.4 40.0 0.3 30.0 0.2 20.0 0.1 10.0 0.0
Slide 11: Financials
Financials For personal use only Income statement for 6 months ended 31 December 6 months to 6 months to %Δ (‘000) Dec 2012 Dec 2013 Establishment and breakage income 1,069 946 (12%) • Flat revenue growth Transaction fees 955 1,039 9% due to slowdown in gift Interest received – host based stored val
Slide 12: 1HFY14 Highlights
For personal use only 12 1HFY14 Highlights
Slide 13: 1HFY14 Business Highlights
1HFY14 Business Highlights For personal use only Growth in Re- Ladbrokes.com.au Salary Packaging Queensland Loadable Metrics Government Contract We showed strong growth We announced an We are engaged in We signed a landmark in all of our re-loadable agreement with discussions with several agreement
Slide 14: 1HFY14 Business Highlights
1HFY14 Business Highlights For personal use only Cash Converters Launch of Infrastructure Finance and PAID.com.au Project Operations We launched a pilot into We remain committed to We commenced our I.T We successfully raised six Cash Converters innovation and are Infrastructure upgrade so $7.1m in
Slide 15: Queensland Government Agreement
Queensland Government Agreement For personal use only Contract Approaches to Sales Cycle Government Sector Status Agencies opportunities The contract has been We are working with the Despite the agreement We will commence a formal executed with both the Department of Trade and detailing all key comm
Slide 16: Cash Converters Update
Cash Converters Update For personal use only Pilot Results Cash Converters CCIG Next Steps Corporate Stores The pilot showed that Cash Converters Corporate We can announce that we We will focus on the launch customers had no objection has since advised that they expect to sign an of cards into all C
Slide 17: Ladbrokes.com.au
Ladbrokes.com.au For personal use only Contract Value Proposition Industry Dynamics Forecast Status We signed a multi-year, The card allows a customer The corporate bookmaker Customers are currently non-exclusive agreement the convenience of market is estimated at $5bn opting-in to receive a card wi
Slide 18: Racing Galleries
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Slide 19: Ladbrokes.com.au Bet Better
Ladbrokes.com.au Bet Better
Slide 20: For personal use only
For personal use only 20
Slide 21: For personal use only
For personal use only 21
Slide 22: For personal use only
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Slide 23: For personal use only
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Slide 24: 2HFY14 Objectives – General Business
2HFY14 Objectives – General Business We have a number of key activities in the 2H that will position us for growth in FY15 For personal use only This is a key partnership for us in this industry vertical and we will focus to ensure the launch is successful. The Ladbrokes Launch product launch is sup