Mcb Bank Limited · PSX:MCB
Mcb Bank — H1 2019 Earnings Presentation
19 slides from Mcb Bank's earnings presentation, Jun 30, 2019
Slide 1: MCB Bank Limited Investors Briefing
MCB Bank Limited Investors Briefing June 30, 2019 Presented by: Hammad Khalid Chief Financial Officer
Slide 2: Group Structure
Group Structure MCB Bank is majority owned by Nishat group, a prominent business conglomerate, having diversified interests in Textiles, Cement, Banking, Insurance, Power Generation, Hotel Business, Agriculture, Dairy, and Paper Products. To accede to international capital markets, the Bank launched
Slide 3: MCB Key Historical Milestones
MCB Key Historical Milestones 1947 Incorporation Nationalization 1974 Privatization 1991 Change of name from Muslim Commercial Bank to MCB Bank 2005 1st Pakistani Bank to issue Global Depository Receipts 2006 Strategic Acquisition by Maybank – Largest private sector transaction 2008 Total Deposits o
Slide 4: Business Strategy
Business Strategy MCB Bank Limited, a name synonymous with quality service and trust, is a recognized brand working on strategic parameters through out the decades in order to register financial performance and sustainable business development. Our broad spectrum of products and services provides a
Slide 5: Strategic Objectives
Strategic Objectives Delivering remarkable returns to stakeholders, sustainable performance, exceeding market and shareholder expectations Providing value added services through operational expansion, geography and upgraded system Building a corporate culture of equality, trust and team spirit
Slide 6: Vision & Mission
Vision & Mission Vision To be the leading financial services provider, partnering with our customers for a more prosperous and secure future. Mission We are a team of committed professionals, providing innovative and efficient financial solutions to create and nurture long-term relationships with ou
Slide 7: Key Performance Indicators, Awards & Accolades, Financial Performance
1 Key Performance Indicators 2 Awards & Accolades 3 Financial Performance
Slide 8: Key Performance Indicators
Key Performance 1 Indicators
Slide 9: One of the Largest Commercial Banks in Pakistan
One of the largest Commercial Bank in Pakistan Financial Strength Domestic and International footprint PKR 1,573 bn Domestic Assets 1,377 (US$ 9.8 bn) Branches 11 PKR 1,148 bn Foreign Deposits (Sri Lanka : 8, Bahrain : 1, EPZ : 1, UAE : (US$ 7.2 bn) Branches 1) 1 Rep Office in Dubai PKR 557bn MCB Fi
Slide 10: Awards & Accolades
Awards & Accolades es a) —a—
Slide 11: Awards / Accolades and International Recognition
International Recognition Awards/ Accolades “Winner -Best Corporate Report Award 2018 – Banking Sector” Ranked among the Top 25 Companies Winner” - Best Corporate Report Award 2017 in Pakistan Winner – Best Presented Annual Winner” - Best Corporate Report Award 2016 Best bank in Pakistan - 2019 Acco
Slide 12: Financial Performance
Financial 3 Performance
Slide 13: Statement of Financial Position
Statement of Financial Position Rs. In mln Unconsolidated Consolidated Jun 2019 Dec 2018 YTD % Jun 2019 Dec 2018 YTD % Assets 1,573,398 1,498,130 75,268 5.02% 1,670,125 1,585,210 84,915 5.4% Advances - net 514,143 503,581 10,562 2.10% 574,354 566,792 7,562 1.3% Investments 793,510 749,369 44,141 5.8
Slide 14: Non Performing Loans (NPLs)
Non Performing Loans (NPLs) Coverage ratio* at 89.14% (YE18: 88.26 %), NPLs ratio stands at 8.64% (YE18: 8.95%) Rs. In mln Jun 19 Mar 19 Dec 18 Sep 18 Jun 18 Total NPLs 48,150 49,337 48,956 47,080 47,131 QoQ (1,187) 381 1,876 (51) (1,246) QoQ % variance -2% 1% 4% 0% -3% Substandard 253 1,687 1,528 9
Slide 15: Investments
Investments Increase of Rs. 33B in Market Treasury Bills and Rs. 13B in Pakistan Investment Bonds. Rs. In mln Jun 2019 Dec 2018 Var. % var. Jun 2018 Var. % var. Treasury Bills 611,595 578,343 33,252 6% 452,439 159,156 35% Pakistan Investment Bonds 140,908 127,914 12,994 10% 192,574 (51,666) -27% TFC
Slide 16: Deposits
Deposits Rs. in mln Q2 19 Q1 19 Q4 18 Q3 18 Q2 18 Volume Mix Volume Mix Volume Mix Volume Mix Volume Mix Deposits - Volume 1,148,631 1,066,013 1,049,038 1,032,649 1,018,740 Current deposits 437,496 38% 406,850 38% 401,899 38% 394,167 38% 399,611 39% Savings deposits 604,695 53% 565,100 53% 552,914 5
Slide 17: Profit and Loss Statement
Profit and Loss Statement Rs. In mln Unconsolidated Consolidated Jun 2019 Jun 2018 +/- % Jun 2019 Jun 2018 +/- % Mark-up Income 59,133 37,715 21,418 56.79% 63,418 39,272 24,146 61.5% Mark-up Expense 31,333 15,096 16,237 107.55% 33,839 15,948 17,891 112.2% Net Mark-up Income 27,800 22,618 5,181 22.91
Slide 18: Key Performance Ratios
Key Performance Ratios Coverage Non- EPS Infection Coverage (incl. benefit BV ROA ROE CAR ADR markup/Total (annualised) ratio ratio* of liquid Rev sec)** Jun 2019 119.69 1.39% 15.18% 18.02 17.48% 48.50% 8.64% 89.14% 96.64% 22.26% Dec 2018 117.74 1.50% 15.48% 18.02 18.13% 52.12% 8.95% 88.26% 94.49% 2
Slide 19: Thank you
MCB Bank Limited Thank you For further details on MCB Bank Limited, please visit www.mcb.com.pk For any query/comments/feedback, please e-mail investor.relations@mcb.com.pk