Banco Bilbao Vizcaya Argentaria, S.a. · BME:BBVA
Banco Bilbao Vizcaya Argentaria — Q2 2024 Earnings Presentation
20 slides from Banco Bilbao Vizcaya Argentaria's earnings presentation, September 2024
Slide 1: BBVA Group 2Q24
BBVA BBVA Group 2Q24
Slide 2: Disclaimer
BBVA Corporate Presentation | 2 | Disclaimer This document is only provided for information purposes and is not intended to provide financial advice and, therefore, does not constitute, nor should it be interpreted as, an offer to sell, exchange or acquire, or an invitation for offers to acquire secu
Slide 3: About BBVA
BBVA Corporate Presentation | 3 | About BBVA BBVA’s GLOBAL PRESENCE FINANCIAL HIGHLIGHTS JUNE 2024 JUNE 2024 Net attributable profit 6M24 CET 1 FL 5.0 BN€ 12.75% Total assets Deposits from customers OUR PURPOSE 759,534 M€ 430,984 M€ Countries Branches Employees Active Clients To bring the Loans and a
Slide 4: About BBVA: purpose, priorities and values
BBVA Corporate Presentation | 4 | About BBVA Our To bring the age of opportunity Purpose to everyone Strategic Priorities Improving our clients’ Helping our clients transition financial health towards a sustainable future Our Values Reaching more clients Driving operational excellence The best and mo
Slide 5: A well-diversified footprint with leading franchises
BBVA Corporate Presentation | 5 | A well-diversified footprint with leading franchises BREAKDOWN BY BUSINESS AREA STRONG POSITION RANKING AND MARKET SHARE (%)2 Rest of Business South America 8% TOTAL Turkey 9% Spain SPAIN # 3 13.8% ASSETS1 53% 9% JUN.24 Mexico MEXICO # 1 24.6% 21% TURKEY # 2 18.9% Re
Slide 6: 2Q24 key messages
BBVA Corporate Presentation | 6 | 2Q24 key messages CORE REVENUES (NII+FEES) TOTAL LOAN GROWTH1 OUTSTANDING CORE REVENUES 1 AND SOLID ACTIVITY GROWTH +23.4% +17.6% +10.7% +6.3% (YOY, CONSTANT) (YOY, CURRENT) (YOY, CONSTANT) (YOY, CURRENT) vs. 6M23 vs. JUN 2023 LEADING AND IMPROVING EFFICIENCY EFFICI
Slide 7: Keeping good traction in customer acquisition
BBVA Corporate Presentation | 7 | Keeping good traction in customer acquisition NEW CUSTOMERS1 (BBVA GROUP, MILLION; % ACQUISITION THROUGH DIGITAL CHANNELS) TOTAL DIGITAL 67% DIGITAL 20% 6M19 6M20 6M21 6M22 6M23 6M24 (1) Gross customer acquisition through own channels for retail segment. Excludes th
Slide 8: Positive impact on society through our activity
BBVA Corporate Presentation | 8 | Positive impact on society through our activity BBVA GROUP LOAN GROWTH1 INCLUSIVE GROWTH FINANCING +10.7 % +6.3% 75,000 FAMILIES BOUGHT (YOY, CONSTANT €) 340,000 SMEs AND (YOY, CURRENT €) 70,000 LARGER CORPORATES 11 €BN MOBILIZED THEIR HOME2 SELF - EMPLOYED INVESTED
Slide 9: Advancing in sustainable business
BBVA Corporate Presentation | 9 | Advancing in sustainable business SUSTAINABLE BUSINESS (€BN, ACCUMULATED DATA 2018-6M24) BY SEGMENT (€ BN) € 46 Bn YoY channeled in New target (2022) growth 6M24 300 €Bn 46 +37% €252 Bn 5.3 Retail +12% Channeled since 2018 Revised target (2021) 34 200 €Bn 4.8 15.8 E
Slide 10: 2Q24 Results
BBVA Presentación Institucional | 10 | 2Q24 Results
Slide 11: 2Q24 Profit & Loss
BBVA Corporate Presentation | 11 | 2Q24 Profit & Loss Change Change 2Q24/2Q23 2Q24/1Q24 BBVA Group (€M) 2Q24 % constant % % constant % Net Interest Income 6,481 17 12 1 0 Net Fees and Commissions 1,955 35 33 4 4 Net Trading Income 1,114 247 233 47 44 Other Income & Expenses -324 26 -15 -66 -66 Gross
Slide 12: Business Areas: Spain and Mexico
BBVA Corporate Presentation | 12 | Business Areas SPAIN MEXICO (€M 6M24. CHANGE IN % vs. 6M23) (CONSTANT €M 6M24. CHANGE IN % vs. 6M23) OPERATING INCOME NET ATTRIBUTABLE PROFIT OPERATING INCOME NET ATTRIBUTABLE PROFIT 2,990 €M 1,790 €M 5,508 €M 2,858 €M 6M24 vs. 6M23 6M24 vs. 6M23 Net Interest Incom
Slide 13: Business Areas: Turkey and South America
BBVA Corporate Presentation | 13 | Business Areas TURKEY SOUTH AMERICA (€M 6M24. CHANGE IN % vs. 6M23) (€M 6M24. CHANGE IN % vs. 6M23) OPERATING INCOME NET ATTRIBUTABLE PROFIT OPERATING INCOME NET ATTRIBUTABLE PROFIT 983 €M 351 €M 1,405 €M 317 €M 6M24 vs. 6M23 Net Attributable Profit 6M24 vs. 6M23 Ne
Slide 14: Business Areas: Corporate & Investment Banking
BBVA Corporate Presentation | 14 | Business Areas OTHER INFORMATION: CORPORATE & INVESTMENT BANKING BUSINESS ACTIVITY CLIENT’S REVENUE RESULTS (CONSTANT €M CHANGE YTD) (CONSTANT €M CHANGE vs. 6M23) (CONSTANT €M CHANGE vs. 6M23) GROSS INCOME LENDING 2,571 €M +27% 82 €Bn +7.1% 2,872 €M +22.9% OPERATIN
Slide 15: Takeaways
BBVA Corporate Presentation | 15 | Takeaways BBVA once again reports a remarkable quarter At the top of the European Banking Sector TBV + Significant progress in the execution of our strategy ROTE DIVIDENDS (YoY) focused on digitization, innovation and sustainability Excellent core revenues evolution
Slide 16: Annex
BBVA Presentación Institucional | 16 | Annex
Slide 17: BBVA had significant growth since 1995
BBVA Corporate Presentation | 17 | BBVA had significant growth since 1995 MORE THAN 165 YEARS OF HISTORY Banco Continental (Perú) 1995 Probursa (Mexico) 2007 Compass (USA) 2016 Sale of CNCB´s 1.12% (China) Sale of GarantiBank Moscow AO (Moscow) Banco Ganadero (Colombia) 2008 Extended CNCB agreement (
Slide 18: BBVA's shareholders structure (Jun.24)
BBVA Corporate Presentation | 18 | BBVA’s shareholders structure (Jun.24) # BBVA SHARES # SHAREHOLDERS 5,763 M 721,403 Shareholders Shares NUMBER OF SHARES Amount % Amount % Up to 500 310,613 43.1 57,201,029 1.0 501 to 5,000 322,333 44.7 570,781,301 9.9 Retail 5,001 to 10,000 47,618 6.6 333,879,512
Slide 19: Organizational chart
BBVA Corporate Presentation | 19 | Organizational chart (1) Reporting to the CEO and to the Chair (for topics related to sustainability strategy and transformation). (2) Reporting channel to CEO for Argentina, Colombia, Peru, Venezuela and Uruguay, as well as monitoring of all countries, including S
Slide 20: BBVA
BBVA
Banco Bilbao Vizcaya Argentaria — Q2 2024 Earnings Presentation on 6ix