Banco Bpm Spa · MIL:BAMI

Banco Bpm Spa — Banco Popolare — FY2013 Earnings Presentation

66 slides from Banco Bpm Spa's earnings presentation, Feb 28, 2014

1. Slide 1: Presentazione dei risultati al 31 dicembre 2013

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2. Slide 2: Disclaimer

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3. Slide 3: Agenda

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4. Slide 4: Performance del 2013: messaggi di sintesi

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5. Slide 5: Conto economico consolidato al 31/12/2013: variazione annuale

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6. Slide 6: Conto economico consolidato al 31/12/2013: evoluzione trimestrale

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7. Slide 7: Conto economico consolidato al 31/12/2013: scomposizione

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8. Slide 8: Impatti economici straordinari del 2013

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9. Slide 9: Andamento ricavi del core business bancario

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10. Slide 10: Margine di interesse

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11. Slide 11: Margine di interesse della rete commerciale

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12. Slide 12: Commissioni nette

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13. Slide 13: Risultato Netto Finanziario

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14. Slide 14: Oneri operativi: costi per il personale

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15. Slide 15: Evoluzione degli organici 2014-2018

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16. Slide 16: Oneri operativi: altri costi

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17. Slide 17: Agenda

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18. Slide 18: Raccolta diretta

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19. Slide 19: Ottima posizione di liquidità

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20. Slide 20: Profilo scadenze e copertura funding

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21. Slide 21: Portafoglio titoli di Stato: evoluzione

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22. Slide 22: Portafoglio titoli di Stato: analisi al 31/12/2013

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23. Slide 23: Agenda

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24. Slide 24: Impieghi: focus su Retail e PMI

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25. Slide 25: Qualità del credito: costo del rischio creditizio

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26. Slide 26: Crediti deteriorati lordi del Gruppo

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27. Slide 27: Flussi di ingresso nei crediti deteriorati

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28. Slide 28: Copertura dei crediti deteriorati del Gruppo

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29. Slide 29: Focus su coperture e garanzie di sofferenze e incagli

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30. Slide 30: Italease: ulteriori progressi nel 'downsizing'

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31. Slide 31: Agenda

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32. Slide 32: Coefficienti patrimoniali del Gruppo (Basilea 2.5)

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33. Slide 33: Evoluzione Core Capital

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34. Slide 34: Aumento di capitale: le principali date dell'operazione

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35. Slide 35: Conclusioni

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36. Slide 36: Appendice

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37. Slide 37: Note metodologiche (1/9)

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38. Slide 38: Note metodologiche (2/9)

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39. Slide 39: Note metodologiche (3/9)

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40. Slide 40: Note metodologiche (4/9)

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41. Slide 41: Note metodologiche (5/9)

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42. Slide 42: Note metodologiche (6/9)

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43. Slide 43: Note metodologiche (7/9)

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44. Slide 44: Note metodologiche (8/9)

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45. Slide 45: Note metodologiche (8/9)

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46. Slide 46: Note metodologiche (9/9)

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47. Slide 47: Stato patrimoniale riclassificato del Gruppo

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48. Slide 48: Modifiche normative che hanno impattato sul margine di interesse

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49. Slide 49: Conto economico consolidato ufficiale: evoluzione trimestrale

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50. Slide 50: Effetto PPA: evoluzione trimestrale

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51. Slide 51: Conto economico pre PPA: evoluzione trimestrale

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52. Slide 52: Conto economico con PPA: evoluzione trimestrale

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53. Slide 53: Italease: scomposizione dell'andamento del 2013

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54. Slide 54: Italease: Conto economico – evoluzione trimestrale

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55. Slide 55: Raccolta Indiretta

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56. Slide 56: Terminologia usata per la traduzione inglese dei crediti deteriorati

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57. Slide 57: Qualità del credito: crediti deteriorati del Gruppo

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58. Slide 58: Crediti deteriorati netti del Gruppo

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59. Slide 59: Portafoglio crediti altamente garantito

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60. Slide 60: Qualità del credito: focus sul BP 'Standalone'

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61. Slide 61: Italease: crediti deteriorati consolidati

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62. Slide 62: Portafoglio 'Release': analisi al 31/12/2013

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63. Slide 63: Portafoglio 'Italease Residuale': analisi al 31/12/2013

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64. Slide 64: Principali impatti sul CET ratio 1 Basilea 3 Fully Phased

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65. Slide 65: Agenda degli eventi IR previsti nel 2014

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66. Slide 66: Contatti per investitori e analisti finanziari

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Banco Popolare — FY2013 Earnings Presentation on 6ix