Vingroup Joint Stock Company · HOSE:VIC
Vingroup Joint Stock — Investor Presentation (August 2026)
51 slides from Vingroup Joint Stock's investor presentation, August 2026
Slide 1: Vingroup Corporate Presentation
CORPORATE PRESENTATION 1 Vingroup Corporate Presentation August 2026
Slide 2: Important Notice
CORPORATE PRESENTATION 2 Important Notice IMPORTANT : The information contained herein is preliminary and subject to change without notice, its accuracy is not guaranteed, has not been independently verified and may not contain all material information concerning Vingroup Joint Stock Company (the “C
Slide 3: Table of Contents
CORPORATE PRESENTATION 3 Table of Contents 1 About Vingroup 2 Key Competitive Advantages 3 Macroeconomic Updates 4 Financial Highlights 5 2026 Outlook VinFast Electric Vehicle – VF 7
Slide 4: 1. About Vingroup
CORPORATE PRESENTATION 4 1. About Vingroup Vinhomes Central Park – Ho Chi Minh City
Slide 5: Vingroup: Essential Part of the Vietnamese Economy with Comprehensive Ecosystem
CORPORATE PRESENTATION 5 Vingroup Is an Essential Part / Proxy of the Vietnamese Economy with a Comprehensive Ecosystem of Dominant Businesses Addressing all Consumer Needs 13% 20% USD 12.7 bn 2.6% EV OEM, Sustainable VinFast comprehensive Energy suite of fully electric cars, e -motorcycles, e -bike
Slide 6: Track Record of Developing New Businesses into Market Leaders
CORPORATE PRESENTATION 6 Track Record of Developing New Businesses into Market Leaders Total Assets (USD billion) 2 • 1993 – Technocom was set up • 2000 – Technocom -Vingroup returned to Vietnam Sector Core Businesses Position • 2001 – Vinpearl Launch • 2002 – Vincom Launch Industrials – 3 Electric
Slide 7: Corporate Structure
CORPORATE PRESENTATION 7 Corporate Structure Industrials – Technology Real Estate Development Infrastructure Green Energy Culture Social Enterprises and Services 61.4% - 50.7% Pure EV OEM 72.1% Real Estate 10% Railway 19% Green 10% Cultural & 100% Development Energy Artistic Development Healthcare E
Slide 8: Proven Track Record of Developing Vietnamese Brands of Scale
CORPORATE PRESENTATION 8 Proven Track Record of Developing Vietnamese Brands of Scale AIBP 2023 ASEAN Tech Vietnam’s First Class Labor Medal ● ESG Award ● Vingroup – Outstanding Progress in Construction of Vietnam Exposition Center Nikkei Asia 300 (2015 – 2023) ● Kind Heart Foundation – Outstanding
Slide 9: Vinmec – Centers of Excellence
CORPORATE PRESENTATION 9 Vingroup and The Founders' Efforts “For a Better Life of People” Vinmec – Centers Of Excellence With Specialized Infrastructure And High -quality Offerings 14+ 2,428 10 7 1 c.5.6 million 1 1 1 Years of Total bed General hospitals Clinics Research centers Number of outpatient
Slide 10: Vinschool – Largest Private K-12 Education System
CORPORATE PRESENTATION 10 Vingroup and The Founders' Efforts “For a Better Life of People” (cont’d) Vinschool – Incubator of Talent and Largest Private K -12 Education System in Vietnam 1 58 c. 51,000 c. 7,400 3 Campuses under operation in Students Teachers & 3 5 provinces, municipalities 3 employee
Slide 11: VinUniversity – A University of Excellence
CORPORATE PRESENTATION 11 Vingroup and The Founders' Efforts “For a Better Life of People” (cont’d) VinUniversity – A University of Excellence – Developing Talents for the Future The Youngest Vietnam’s first UNESCO Chair University in APAC to receive 5 stars on the QS rating system in 9 categories u
Slide 12: VinBus and Foundations
CORPORATE PRESENTATION 12 Vingroup and The Founders' Efforts “For a Better Life of People” (cont’d) A modern, smart electric bus fleet equipped with VINGROUP INNOVATION FOUNDATION : Founded to essential technologies ; safety features available for the support scientists and young talents to conduct
Slide 13: 2. Key Competitive Advantages
CORPORATE PRESENTATION 13 2. Key Competitive Advantages 2.1 Favorable Macro -Economics in Vietnam and Across All Consumer Industries 2.2 Unparalleled Execution Capabilities in New Business Sectors 2.3 Dominant Integrated Real Estate Developer, Owner and Operator 2.4 Largest Ecosystem in Vietnam with
Slide 14: 2.1 Favorable Macro Economics in Vietnam
2.1 FAVORABLE MACRO - ECONOMICS IN VIETNAM AND ACROSS ALL CONSUMER INDUSTRIES 14 2.1 Favorable Macro Economics in Vietnam and Across All Consumer Industries
Slide 15: Private Sector as the New Driver to the Economy
2.1 FAVORABLE MACRO - ECONOMICS IN VIETNAM AND ACROSS ALL CONSUMER INDUSTRIES 15 Private Sector as the New Driver to the Economy • D ynamic private sector for fostering innovation and sustaining Vietnam’s long -term economic momentum. • Strong public investment for industrial growth and national com
Slide 16: Strong Macro Tailwinds
2.1 FAVORABLE MACRO - ECONOMICS IN VIETNAM AND ACROSS ALL CONSUMER INDUSTRIES 16 Strong Macro Tailwinds Fastest Growing Economy Fastest Growing Middle -Income The Fastest Growing Private in Southeast Asia Segment in SEA Consumption in Southeast Asia Average projected Real GDP Middle income populatio
Slide 17: Consumer Spending to Grow Across Vingroup's Key Consumer Segments
2.1 FAVORABLE MACRO - ECONOMICS IN VIETNAM AND ACROSS ALL CONSUMER INDUSTRIES 17 Consumer Spending to Grow Across Vingroup’s Key Consumer Segments Healthcare - Increasing Household Education - Increasing Household Tourism – International Tourist Arrivals and Healthcare Expenditure from Aging Educati
Slide 18: Rapid Policy Alignment with Net-zero Targets across the Region
2.1 FAVORABLE MACRO - ECONOMICS IN VIETNAM AND ACROSS ALL CONSUMER INDUSTRIES 18 Rapid Policy Alignment with Net -zero Targets across the Region Electric Vehicle - Increasing EV adoption Infrastructure – Significant attention in Energy – Accelerating in adoption of as ASEAN’s Governments push for gr
Slide 19: 2.2 Unparalleled Execution Capabilities in New Business Sectors
2.2 UNPARALLELED EXECUTION CAPABILITIES IN NEW BUSINESS SECTORS 19 2.2 Unparalleled Execution Capabilities in New Business Sectors VinFast Electric Vehicle – VF 8
Slide 20: VinFast – Leading the Charge to Create a Sustainable Future
2.2 UNPARALLELED EXECUTION CAPABILITIES IN NEW BUSINESS SECTORS 20 VinFast – Leading the Charge to Create a Sustainable Future for Everyone BUILDING THE FOUNDATION STRATEGIC INVESTMENTS 2017 – 2023 2024 – 2025 2026 Established the VinFast brand on an Became the #1 mobility brand in industrial founda
Slide 21: VinFast – Comprehensive and Fully Commercialized EV Portfolio
2.2 UNPARALLELED EXECUTION CAPABILITIES IN NEW BUSINESS SECTORS 21 VinFast – Leading through a Comprehensive and Fully Commercialized EV Portfolio LAC HONG – VINFAST – PERSONAL VEHICLES GREEN – COMMERCIAL LINE ULTRA LUXURY Minio Herio Nerio Limo Lac Hong Lac Hong Lac Hong Model VF 2 VF 3 VF 5 VF 6 V
Slide 22: Technology: Driving Smart Mobility Forward
2.2 UNPARALLELED EXECUTION CAPABILITIES IN NEW BUSINESS SECTORS 22 Technology: Driving Smart Mobility Forward In Partnership with Vingroup Technology Ecosystem Hardware Integration 1 Ownership of Hardware and Core Technologies Across EV Platform lyw Data Flogy Plheel hno atfor Tec m Inhouse Battery
Slide 23: Autonomy: Path to Level 4 through Strategic Partnerships
2.2 UNPARALLELED EXECUTION CAPABILITIES IN NEW BUSINESS SECTORS 23 Ạutonomy : Path to Level 4 through Strategic Partnerships Summary VinFast continues to strengthen its technology partnerships to support its long -term autonomy ambition . On June 1, 2026 , at GTC Taipei, VinFast (alongside partner A
Slide 24: Green SM – Leading the Green Transition
2.2 UNPARALLELED EXECUTION CAPABILITIES IN NEW BUSINESS SECTORS 24 Green SM – Leading the Green Transition 200,000+ EVs c. 50+% Fleet size 1 Market share in Vietnam 2 #1 in taxi & ride hailing industry in Vietnam 15 mn customers 7 markets Active customers 3 Geographic footprint 2 COMPREHENSIVE SUITE
Slide 25: VinEnergo – Comprehensive Green Energy Solutions
2.2 UNPARALLELED EXECUTION CAPABILITIES IN NEW BUSINESS SECTORS 25 VinEnergo – Comprehensive Green Energy Solutions for the Future 2 .8 GW 100 GW Renewable energy Target development portfolio under scale in Vietnam and development in Vietnam international markets Integrated renewable energy value ch
Slide 26: 2.3 Dominant Integrated Real Estate Developer, Owner, and Operator
2.3 DOMINANT INTEGRATED REAL ESTATE DEVELOPERS, OWNER, AND OPERATOR 26 2.3 Dominant Integrated Real Estate Developer, Owner, and Operator VINHOMES OCEAN PARK VINHOMES OCEAN PARK 2 VINHOMES OCEAN PARK 3 THE 1,200 -HA “OCEAN DISTRICT” OF HANOI'S EASTERN RESIDENTIAL MARKET
Slide 27: Vinhomes – Vietnam's #1 Real Estate Developer
2.3 DOMINANT INTEGRATED REAL ESTATE DEVELOPERS, OWNER, AND OPERATOR 27 Vinhomes – Vietnam’s #1 Real Estate Developer #1 Real estate developer in SEA – Dominant position in Vietnam All - in - one ecosystem integrates with ESG & smart living innovation VINPEARL/ VINWONDERS ESG excellence Hotel & Enter
Slide 28: Vinpearl – Vietnam's Leading Integrated Hospitality Platform
2.3 DOMINANT INTEGRATED REAL ESTATE DEVELOPERS, OWNER, AND OPERATOR 28 Vinpearl – Vietnam’s Leading Integrated Hospitality Platform with Premium Resorts & Hotels Vietnam’s Leading Hospitality & Entertainment Brand Well -positioned for long -term growth, supported by leading scale and strong operatin
Slide 29: Vincom Retail – Vietnam's Leading Retail Real Estate Platform
2.3 DOMINANT INTEGRATED REAL ESTATE DEVELOPERS, OWNER, AND OPERATOR 29 Vincom Retail – Vietnam’s Leading Retail Real Estate Platform 1 2 23 USD 2.5 bn 90 Significant market growth potential Preferred partner of leading global brands Competitive advantages from the Vingroup ecosystem Market cap 1,2 O
Slide 30: 2.4 Largest Ecosystem in Vietnam with Market Leadership
2.4 LARGEST ECOSYSTEM IN VIETNAM WITH MARKET LEADERSHIP ACROSS MULTIPLE BUSINESSES 30 2.4 Largest Ecosystem in Vietnam with Market Leadership Across Multiple Businesses
Slide 31: Largest Ecosystem in Vietnam With Market Leadership Across Multiple Businesses
2.4 LARGEST ECOSYSTEM IN VIETNAM WITH MARKET LEADERSHIP ACROSS MULTIPLE BUSINESSES 31 11AM Largest Ecosystem in Vietnam Book hotel/ Entertainment services With Market Leadership Across Multiple Businesses • The only company in Vietnam with extensive presence across the consumer ecosystem 1PM 9AM • L
Slide 32: Leveraging Data Analytics for Deep Behavioral Understanding
2.4 LARGEST ECOSYSTEM IN VIETNAM WITH MARKET LEADERSHIP ACROSS MULTIPLE BUSINESSES 32 Leveraging Data Analytics for Deep Behavioral Understanding and Continual Improvement of Platform Offerings Technology Companies Data CONSUMER DATA Analytics CONSUMER PREFERENCES CONSUMER DATA Personalized Services
Slide 33: 2.5 Prudent Financial Policies And Strong Financial Position
2.5 PRUDENT FINANCIAL POLICIES AND STRONG FINANCIAL POSITION 33 2.5 Prudent Financial Policies And Strong Financial Position Vincom Center Ba Trieu – Hanoi Vincom Center Ba Trieu – Hanoi
Slide 34: Prudent Financial Policies and Strong Financial Position
2.5 PRUDENT FINANCIAL POLICIES AND STRONG FINANCIAL POSITION 34 Prudent Financial Policies and Strong Financial Position Liquidity • Minimum cash balance 1 of USD 700 million or above to avoid liquidity risk . management • Only Vietnamese issuer with access to multiple sources of capital, including
Slide 35: Global Reputation Helped Attract Top-Tier International Investors
2.5 PRUDENT FINANCIAL POLICIES AND STRONG FINANCIAL POSITION 35 Global Reputation and Good Execution Helped Attract Top-Tier International Investors Sovereign Wealth Funds Equity Capital Markets Banking Public Partners Markets Strategic Partners & Joint Ventures Convertible / Exchangeable Bond Marke
Slide 36: Visionary Management with Proven Track Record
2.5 PRUDENT FINANCIAL POLICIES AND STRONG FINANCIAL POSITION 36 Visionary Management with Proven Track Record and An Average 29+ Years of Experience Board of Directors Mr. Pham Nhat Vuong • Holds a Bachelors Degree in Geological Economic Engineering, graduated from Moscow Geology University in Russi
Slide 37: Committed to International Corporate Standards
2.5 PRUDENT FINANCIAL POLICIES AND STRONG FINANCIAL POSITION 37 Committed to International Corporate Standards Seasoned Management Teams for Every Business Segment Mr. Pham Nhat Quan Anh Mr. Pham Thieu Hoa Ms . Nguyen Thu Hang Ms. Ngo Thi Huong Ms. Le Mai Lan Chairman Chairman Chief Executive Office
Slide 38: Rising Sustainably: Powering Vietnam's Green Transition
2.5 PRUDENT FINANCIAL POLICIES AND STRONG FINANCIAL POSITION 38 Rising Sustainably: Powering Vietnam’s Green Transition ESG Strategy 1 Powering the Green Transition 2 Fostering Inclusive Human Development 3 Strengthening Resilience & Responsible Governance Driving lower -carbon economy through the e
Slide 39: 3. Macroeconomic Updates
CORPORATE PRESENTATION 39 3. Macroeconomic Updates Vinpearl Wonderworld Phu Quoc
Slide 40: Robust Economic Growth Amidst Global Challenges
CORPORATE PRESENTATION 40 Robust Economic Growth Amidst Global Challenges GDP growth led by industrials and construction, balancing inflationary pressure Record levels of public spending disbursement and FDI in 1H and heightened interest rates Public investment FDI disbursement Avg. Dep. Rate (>12M)
Slide 41: Residential: Cautious Market Momentum
CORPORATE PRESENTATION 41 Residential: Cautious Market Momentum – Government -Led Planning to Improve Housing Accessibility and Support Homeownership Demand Condominium: New supply remains strong amid interest rate -constrained absorption Continuous regulatory revision to support housing accessibili
Slide 42: 4. Financial Highlights
CORPORATE PRESENTATION 42 4. Financial Highlights Vinhomes Central Park
Slide 43: Income Statement Highlights
CORPORATE PRESENTATION 43 Income Statement Highlights Revenue 1 VND billion Gross Profit 1, 2 VND billion EBITDA 1, 2, 3, 4 VND billion Profit Before Tax VND billion 1H2026 vs. 1H2025: +67.0% 1H2026 vs. 1H2025: +132.1% 1H2026 vs. 1H2025 : +69.7% 1H2026 vs. 1H2025: +202.1% 339.596 20.4% 21.3% 18.3% 1
Slide 44: Segment Revenue Performance
CORPORATE PRESENTATION 44 Segment Revenue Performance Property Sales 1 VND billion Industrials 2 VND billion Hospitality & Entertainment VND billion 9% 2% 1% Services 3 1H2026 vs . 1H2025: +73.9% 1H2026 vs . 1H2025: +86.3% 1H2026 vs. 1H2025 : +36.2% 3% 11% 2% 2% 188.505 91.050 57% 11.476 4% 6M2026 1
Slide 45: Gross Profit and Margin – VAS
CORPORATE PRESENTATION 45 Gross Profit and Margin – VAS Property Sales 1 Industrials 2 Hospitality & Entertainment Services 3,4 VND billion VND billion VND billion 42.3% 50.3% 39.9% 38.3% 59.1% -64.8% -42.5% -28.3% -33.1% -28.8% 32.5% 46.4% 48.6% 53.7% 56.6% 10.000 75.166 75.120 5.575 8.000 4.060 58
Slide 46: Balance Sheet Highlights
CORPORATE PRESENTATION 46 Balance Sheet Highlights Breakdown of Total Assets % Total Assets & Total Equity VND trillion Debt 1, 2, 3/ EBITDA 4 10.6% 11.1% 10.7% 10.9% 3,9x 27% 3,7x 1.309 3,3x 3,1x 1.119 2,9x VND 1,309tn 2,7x 56% 3% 2,3x 6% 837 2,2x 7% 668 Property Sales Industrials 181 148 154 151 H
Slide 47: Balance Sheet Highlights (2)
CORPORATE PRESENTATION 47 Balance Sheet Highlights (2) Total Debt Breakdown By Type % Total Debt Breakdown By Currency 1 % Total Debt Breakdown By Interest Rate 2 % Other 5,0% Fixed 46,1% Revolving bank loan Domestic bond VND 18,9% 37,1% 83,6% VND356tn VND356tn VND356tn USD 14,5% Long -term bank loa
Slide 48: Leverage, Coverage and Other Ratios
CORPORATE PRESENTATION 48 Leverage, Coverage and Other Ratios LTM as of 30.6.2026 FY2025 Change Leverage ratios 1, 2 Net debt / EBITDA 3 2.2x 2.7x -0.5x 1, 2 2 Net debt / (Total assets – cash & ST investments ) 21.0% 24.1% -310Bps Coverage ratios 3 Recurring revenue / Interest expense 5.8x 5.2x +0.6
Slide 49: 5. 2026 Outlook
CORPORATE PRESENTATION 49 5. 2026 Outlook Vinschool
Slide 50: 2026 Outlook
CORPORATE PRESENTATION 50 2026 Outlook Key drivers in 2026 1 Industrials and Technology Targeted Consolidated Revenue • Consolidate leadership in Vietnam while scaling presence across key Asian markets (India, Indonesia, Philippines) through an ecosystem -driven strategy . VND 485,000 b illion • Exp
Slide 51: Company Information
4Q2023 EARNINGS PRESENTATION 51 Company Information Vingroup Joint Stock Company (referred to as “Vingroup" or "the Group”) is one of the largest listed companies in Vietnam as measured by market capitalization . Offices Vingroup today bases its strategy on the principles of sustainability and profe
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