Is Finansal Kiralama A.s. · BIST:ISFIN
Is Finansal Kiralama A.s — Q2 2022 Earnings Presentation
33 slides from Is Finansal Kiralama A.s's earnings presentation, June 2022
Slide 1: Investor Presentation June 2022
INVESTOR PRESENTATION June 2022
Slide 2: Advantageous, Competent, Flexible, Foreseeable
Advantageous Competent Flexible Foreseeable
Slide 3: Company Overview
Company Overview iS LEASING
Slide 4: Milestones
Milestones As a result of the increase in Incorporated under the company value and partnership of İşbank, Initial public transaction volume, it is Societe General and IFC. offering (ISFIN) included in the ISE 50 index. 1988 2000 2005 1985 1995 2009 The Leasing Law enters into force. İşbank Group tak
Slide 5: Company Overview
Company Overview With a new transaction volume of USD 290 million and a market share of 14,63%, İş Leasing carried its strong position in the sector one step further. Leasing receivables amounted to TL 14,5 billion with 14,43% market share on the basis of leasing receivables. The Company increased i
Slide 6: Company Overview
Company Overview Rating İş Leasing TİBAŞ TSKB İş Bankası Fitch Long-Term Foreing B- B+ B+ 39,1% Currency TSKB SAHA 9,29 - 9,56 Where to sell 1,0% İş Grubu Diğer 30,4% İşlem Hacmi Fiyat Halka Açık 29,5% 400.000.000 Marketing 5,00 Diğer 350.000.000 Strategy 4,50 4,00 300.000.000 3,50 250.000.000 3,00
Slide 7: Company Overview
Company Overview 145 Avcılar Branch Kozyatağı Branch Şişli Branch Kartal Branch Trabzon Branch Bursa Branch 51,72 % Ostim Branch Başkent Branch 48,28 % İzmir Branch Kayseri Branch 46 Sales Diyarbakır Şube Ege Serbest Bölge Branch Konya Branch Staff Adana Şube Gaziantep Branch Antalya Branch 16 Branc
Slide 8: Sustainability
SÜRDÜRÜEBİLİRLİK SUSTAINABILITY
Slide 9: Sustainability
SUSTAINABILITY İş Leasing offers services for energy efficiency and renewable energy investments in line with its sensitivity to sustainability, society and the environment, and aims to take the measures required for effective resource and energy use in order to help protect the natural balance. İş
Slide 10: TurSEFF (Türkiye Sustainable Energy Financing Facility)
SUSTAINABILITY TURSEFF (TÜRKİYE SUSTAINABLE ENERGY FINANCING FACILITY) İş Leasing proceeds to promote green ventures as one of the designated financial institutions within the umbrella of TurSEFF (Türkiye Sustainable Energy Financing Facility), since 2020. An essential success story was achieved in
Slide 11: Sustainability
SUSTAINABILITY
Slide 12: Combating the Climate Crisis and Decarbonization
SUSTAINABILITY COMBATING THE CLIMATE CRISIS AND DECARBONIZATION İş Leasing funded USD 156.2 million to renewable energy projects.
Slide 13: İş Leasing Sustainability Priorities and Strategy Elements
is Leasing Sustainability Priorities ‘Management of Environmental and Social Impacts and Risks Energy and Climate Change Talent Management, Employee Rights and Satisfaction International Compliance ‘Transition to Circular Economy Sustainable Finance Vision Diversity and inclusion Corporate Social Re
Slide 14: Memberships
MEMBERSHIPS We increase our memberships to national and international organizations for a sustainable future.
Slide 15: Sustainability Report
SUSTAINABILITY You can access the İş Leasing 2021 Sustainability Report, prepared in PDF and HTML formats, from the link below https://www.isleasing.com.tr/sustainability/
Slide 16: Financial Results
FINANCIAL RESULTS is LEASING
Slide 17: Financial Results
FINANCIAL RESULTS 8.760 26.948 Million TL Million TL Factoring 14.452 Receivables Total Assets Million TL Leasing Receivables 2.549 290 Million TL Million USD Shareholder Transaction s’ Equity Volume
Slide 18: Financial Highlights
Financial Highlights TL Million, consolidated 2021 2022/03 2022/06 Δ Leasing Receivables, Net 11.373 12.831 14.551 27,9% Factoring Receivables, Net 6.672 7.480 8.826 32,3% Non Performing Receivables 806 833 756 -6,1% Provisions 805 893 923 14,6% Total Assets 20.377 22.703 26.948 32,2% Financial Liab
Slide 19: Solo Key Figures
Solo Key Figures (Million TL) 2021 2022/03 2022/06 Δ 2021 2022/03 2022/06 Δ Financial Highlights Sector İş Leasing Receivables 83.203 91.715 100.830 21% 11.373 12.831 14.551 28% Total Assets 106.048 118.886 134.840 27% 13.481 14.973 17.849 32% Equity 14.575 17.091 19.151 31% 1.549 1.597 1.839 19% Ne
Slide 20: NPL
NPL Sector NPL % İş Leasing NPL% 8,3% 7,2% 6,7% 6,7% 6,3% 6,0% 6,6% 5,8% 5,5% 5,4% 4,9% 4,8% 4,9% 4,6% 4,7% 4,6% 4,5% 4,3% 4,3% 3,7% 2014 2015 2016 2017 2018 2019 2020 2021 2022/03 2022/06
Slide 21: Leverage
LEVERAGE Leverage 8,4 8,7 5,6 5,3 6,0 5,0 5,0 4,7 2016 2017 2018 2019 2020 2021 2022/03 2022/06 NPL 8,3 7,2 9, 0 6,3 6,7 8, 0 5,5 5,8 5,4 7, 0 4,9 6, 0 6,6 5, 0 4,9 4, 0 4,7 4,6 4,8 4,3 4,5 3, 0 3,7 2, 0 1, 0 - 2016 2017 2018 2019 2020 2021 2022/03 2022/06 İş Leasing Sektör
Slide 22: Industrial, Asset and Geographical Breakdown
Industrial & Asset & Geographical Breakdown, % Assets Distribution (%) Diğer; 19,71% 2021 2022/03 ANTALYA; 1,95% İSTANBUL; 36 36 35,74% DENİZLİ; 2,22% 20 20 18 18 ADANA; 2,96% 13 13 8 9 5 4 BURSA; 3,96% İZMİR; 2,86% MACHINERY REAL ESTATE CONSTRUCTION TEXTILE TRANSPORTATION OTHER MACH. KONYA; 4,83% A
Slide 23: Sales Channels
Sales Channels 31.12.2021 30.06.2022 İŞ BANK DIRECT MARKETING VENDORS İŞ BANK DIRECT MARKETING VENDORS 12% 48% 12% 47% 40% 41% İşbank: 1143 local and 21 foreign branches, largest network among private banks.
Slide 24: Financial Results: Funding
FINANCIAL RESULTS Strong relationships with both domestic and international Efficient use banks of capital market instruments Efficient hedging strategy against maturity, interest rate and FX risk by Allocation of diversifying Usage of special loan liabilities. structures alternative funding channel
Slide 25: Leasing Sector in Turkey
LEASING SECTOR IN TURKEY is LEASING
Slide 26: Number of Leasing Companies and Leasing Penetration
Number of Leasing Companies and Leasing Penetration Leasing penetration 5,47% 4,97% 4,79% Penetration: 3,51% 3,50% 3,36% 3,08% Leasing volume/ Private sector fixed investments 2,60% 2016 2017 2018 2019 2020 2021 2022/03 2022/06 Number of Leasing Companies 26 25 24 23 22 22 22 21 2016 2017 2018 2019
Slide 27: Leasing Volume
Leasing Volume Milyon USD -3,69% 1,04% 6.130 6.194 -22,59% 24% 18% 4.795 20,80% 18% 29,12% 3.990 3.303 19% -46,65% 2.558 20% 28% 967 1.018 18% 14% 2016 2017 2018 2019 2020 2021 2022/03 2022/06 Leasing Sat& Geri Kirala
Slide 28: Portfolio Development
Portfolio Development Leasing Receivables (USD) 13.786 12.509 11.539 8.202 7.803 6.411 6.262 6.049 2016 2017 2018 2019 2020 2021 2022/03 2022/06 Currency Distribution 90% 80% 77% 77% 70% 75% 75% 72% 72% 70% 70% 60% 50% 40% 30% 25% 30% 28% 28% 30% 20% 25% 23% 23% 10% 0% 2016 2017 2018 2019 2020 2021
Slide 29: Portfolio Development
Portfolio Development 30.000 35% 30% 30% 28% 28% 30% 25.000 24% 25% 20.000 20% 15.000 15% 10.000 8.554 7.803 6.411 6.262 6.049 10% 5.000 2.349 5% 2.053 1.772 1.755 1.787 0 0% 2019 2020 2021 2022/03 2022/06 Lease Receivables (USD) TL TL %
Slide 30: Profitability
Profitability Net Profit of Sector (Million TL) 2.929 2.042 1.125 1.502 1.248 923 952 917 2016 2017 2018 2019 2020 2021 2022/03 2022/06 Equity & Leverage 25.000 7 6,986 6,972 6,958 6,944 6,93 6,916 6,902 6,888 6,874 6,86 6,846 6,832 6,818 6,804 6,79 6,776 6,762 6,748 6,734 6,72 6,706 6,692 6,678 6,6
Slide 31: Customer Base and Non Performing Loans
NPL Customer Base %12,2 %12,7 %13,2 %13,5 %13,3 %11,2 90.0 00 %16,0 80.0 00 70.0 00 %10,0 %10,7 %14,0 %12,0 60.0 00 %10,0 50.0 00 %8,0 40.0 00 %6,0 30.0 00 %4,0 20.0 00 58.373 57.593 53.510 40.457 36.240 35.669 35.201 35.498 %2,0 10.0 00 %0,0 2016 2017 2018 2019 2020 2021 2022/03 2022/06 Sector Tota
Slide 32: Investor Relations Unit
Investor Relations Unit yatirimciiliskileri@isleasing.com.tr Neslihan Oruç +90 212 350 74 00 Mustafa Çilli +90 212 350 74 73 Firuze Kutlu +90 212 350 74 72
Slide 33: Disclaimer Statement
Disclaimer Statement The information in this document has been obtained by İş Finansal Kiralama A.Ş. (“İş Leasing”) from sources believed to be reliable, however, İş Leasing cannot guarantee the accuracy, completeness , or correctness of such information. This document has been issued for informatio
İş Finansal Kiralama A.Ş. (İş Leasing) — Q2 2022 Earnings Presentation on 6ix