Askari Bank Limited · PSX:AKBL
Askari Bank — FY2021 Earnings Presentation
10 slides from Askari Bank's earnings presentation, Mar 8, 2022
Slide 1: Corporate Briefing Session
Corporate Briefing Session For the Year Ended December 31, 2021 Tuesday March 8, 2022
Slide 2: Contents
Contents: 1. Basic information 2. Vision, Mission & Strategic Focus 3. Performance FY 2021 4. Recap 5. Q&As Askari Bank Limited – Corporate Brief 2
Slide 3: Askari Bank Limited – basic info
Askari Bank Limited – basic info Commencement of operations April 1992 Sponsors Fauji Foundation Group (71.91%) Entity Rating AA+(by PACRA) Market capitalization - Rupees in billion 28 Market share of deposits 4.8% Branches 560 (including 101 islamic branches) Cities / towns covered 162 Internationa
Slide 4: Vision, Mission & Strategic Focus
Vision & Mission VISION To be a responsible customer focused bank providing inclusive and progressive financial services MISSION To build long term relationships by delivering transformative customer experience, responsible banking, innovative technology, aiming to be employer of first choice and sh
Slide 5: Balance Sheet – as of December 31, 2021
Balance Sheet – as of December 31, 2021 (Rupees in million) Dec.'21 Dec. '20 YTD Deposit CASA 1,015 ASSETS Cash, bank bal. & lendings 92,887 81,606 14% 791 Investments - net 616,361 449,687 37% 679 574 526 Advances - net 477,588 395,374 21% 809 689 Fixed & other assets 72,308 65,850 10% 557 486 443
Slide 6: Profit & Loss – Period ended December 31, 2021
Profit & Loss – Period ended December 31, 2021 (Rupees in million) YE'21 YE'20 Change Mainly contributed by volumetric growth: Mark-up income 77,550 79,105 -2% avg earning assets grew by 21% yoy, net Mark-up expense (45,140) (48,842) -8% spread declined by 27 bps due to changes in market rates Net I
Slide 7: Six Years Summary KPIs
Six Years Summary KPIs '16 '17 '18 '19 '20 '21 Deposit - CAGR - % 16.6 Advances - CAGR - % 14.1 Return on Equity - % 22.1 20.0 15.0 20.1 25.5 19.2 Return on Asset - % 0.9 0.8 0.7 0.9 1.2 0.9 Cost to income - % 64.7 67.5 65.6 62.2 50.6 50.7 Advance to Deposit - % 55.4 54.1 64.4 58.7 53.3 50.0 Infecti
Slide 8: Profitability – FY ended December 31, 2021
Profitability – FY ended December 31, 2021 Rs. in B NIM Rs. in B Non Fund Income FEE and Commission Other Income 32.4 9.7 30.3 9.4 22.1 7.1 7.4 6.3 18.6 5.6 5.8 4.8 15.0 16.2 3.8 5.0 3.5 2.5 3.9 4.6 2.7 3.1 3.6 2.2 2016 2017 2018 2019 2020 2021 2016 2017 2018 2019 2020 2021 Rs. in B Profit Before Ta
Slide 9: Advances Concentration – December 31, 2021
Advances Concentration – December 31, 2021 Bahrain Metal and allied Wholesale and 3% Transport, 5% Textile Islamic Retail Trade Storage and 16% 14% 4% Communication 8% HO/ SAM, Others Services 6% Power and 9% energy Branch banking 15% 3% Consumer 5% Individuals 9% Food and allied Corporate Banking O
Slide 10: Q and As
Thank You. Q and As Askari Bank Limited – Corporate Brief