United Overseas Bank — 1H 2026 Earnings Presentation

5 slides from United Overseas Bank's earnings presentation, Jun 30, 2026

Slide 1: ASEAN franchise gaining momentum
ASEAN franchise gaining momentum CEO remarks Wee Ee Cheong, Deputy Chairman and Chief Executive Officer For the first half ended 30 June 2026 Private and Confidential
Slide 2: Wholesale Banking: Capturing growth through regional connectivity
Wholesale Banking: Capturing growth through regional connectivity Group Wholesale Banking ASEAN-4 income contribution ~27% Transaction banking’s 1H26 Trade loans 1H26 Wholesale banking contribution to wholesale +33% YoY CASA banking income +9% YoY ~50% FDI Advisory Unit >300 cross-border deals in la
Slide 3: Retail Banking: Building momentum through ASEAN scale
Retail Banking: Building momentum through ASEAN scale Group Retail ASEAN-4 income 1H26 Card income contribution +13% YoY ~35% 1H26 Wealth income 1H26 ASEAN-4 Wealth income +16% YoY +30% YoY 3
Slide 4: Growth priorities: Deepening customer relationships and capturing regional flows
Growth priorities: Deepening customer relationships and capturing regional flows • Unlock full value of retail franchise of more than 8 million customers • Accelerate wealth growth by investing in capabilities and expanding North Asia presence • Capture ASEAN trade and investment flows through trans
Slide 5: Right By You
@ Right By You