Blender Financial Technologies Ltd. · TASE:BLND
Blender Financial Technologies — Q2 2026 Earnings Presentation
16 slides from Blender Financial Technologies's earnings presentation, 2026
Slide 1: Capital Market Presentation Q2 2026 - Business Summary and Revenues
Capital Market Presentation Q2 2026 - Business Summary and Revenues Blender Financial Technologies LTD Blender Financial Technologies | TASE: BLND
Slide 2: Legal Disclaimer
Legal Disclaimer This presentation constitutes the principle and marketing presentation of Blender Financial Technologies Ltd. and its subsidiaries (henceforth referred to, together, as "the Company" and/or "Blender" and/or "the Group") and is meant for marketing purposes. It does not constitute a p
Slide 3: Blender Financial Technologies
Blender Financial Technologies Credit Arm Technology Arm 36% growth in credit origination in Israel compared Advanced solutions for digital banking, deposits, and various to the same period last year (YoY) types of credit Utilization of the Rating 2.0 system, enabling SaaS solution that reduces cost
Slide 4: Key Highlights
Key Highlights 1 Accounting Profit and Continuous Improvement Transition to net profit for the period Second consecutive half-year of operating profit from continuing operations 2 Assignment of loan portfolio Assignment of a loan portfolio totaling approximately NIS 50 million, funded by a major Isr
Slide 5: Blender In Numbers
Blender In Numbers 2.4B 509M Total loans financed Managed loan portfolio 82M 111K Revenue over last 12 months Paying customers Non-GAAP financial data includes loans within the credit brokerage system as of June 30, 2026, figures are non-reviewed and non-audited 5 Total cumulative loans and paying c
Slide 6: Financial Results – H1 2026
Financial Results – H1 2026 Accounting Revenues Adjusted EBITDA 25.8M 41% 2.7M 612% Consistent growth in core Growth in Adjusted Operating Profit operations Accounting Operating Profit Profit for the Period New Credit Origination 1.8M 1.3M 97M 36% Compared to a loss of approx. Compared to a loss of
Slide 7: Credit portfolio development
Credit portfolio development (In Millions NIS) Credit Provision in Israel – 60% growth in the Israeli credit provision sector compared to the same period last year (YoY) Discontinuation of new credit origination within the Israeli Peer-to-Peer (P2P) credit brokerage system 219 Sale of Loans to a Thi
Slide 8: Accounting Revenues Development
Accounting Revenues Development (In Millions NIS) Growth in Revenues from Continuing Operations in Israel 25.8 23.5 0.5 6.2 18.3 16.5 8.5 0.3 14.0 - - 7.0 7.3 6.7 19.1 15.1 11.0 9.2 7.3 H1.24 H2.24 H1.25 H2.25 H1.26 אשראי הכנסות מתן Credit Origination אשראי Creditתיווך הכנסות Brokerage אח
Slide 9: Gross Profit
Gross Profit (In Millions NIS) Continued Growth in Net Income of Israel Operations 17.2 15.3 12% 12.7 20% 13% 8% 11.2 10.4 H1.24 H2.24 H1.25 H2.25 H1.26 11 Gross Profit – Gross accounting revenues from continuing operations less credit costs and accounting credit losses as of June 30, 2026
Slide 10: Credit Provision in Israel
Credit Provision in Israel Sale of Loans to Financial Increase in Revenues Growth in Credit Originations Institutions 2025 6.2026 Gross Revenues Gross Revenues 17.5% 19.3% Interest Expense Ratio Interest Expense Ratio 6.7% 6.2% Actual Credit Losses Actual Credit Losses 1.6% 2.8% Net Margin Net Margi
Slide 11: blenderPay
blenderPay A smart technological solution that enables merchants to receive immediate cash payment while allowing customers to spread the transaction by loan up to 60 installments without affecting their credit limit Quick Integration Instant Approval Improving Cash Flow Connects to the POS system o
Slide 12: blenderPay
blenderPay The Revolution in POS and E-Commerce Payments Over 2,000 POS blenderPay partner’s network Leading the BNPL (Buy Now Pay Later) sector in Israel Instant 30-Second Approval: A fully digital customer experience at both physical Points of Sale (POS) and E- Commerce platforms Outside the Credi
Slide 13: Blender: An advanced end-to-end credit platform
Blender: An advanced end-to-end credit platform Operational Optimization: Reducing credit origination costs by 40% to 60% through full automation Business Agility: Significantly shortening the time-to-market for new products Rapid Digital Underwriting: Precise credit decision-making within a few sec
Slide 14: Technological Leadership in Rapid and Precise Credit Underwriting
Technological Leadership in Rapid and Precise Credit Underwriting Secured Integral Architecture A robust Salesforce based system, significant process efficiency, driven by data-based decisions and APIs Fraud Prevention Rating2.0 A multi-dimensional model for credit risk assessment and fraud A propri
Slide 15: Technology Sales and Strategic Partnerships
Technology Sales and Strategic Partnerships Technological Infrastructure 32Finance Global Distribution and Operations A leading cloud-based platform Establishing a platform for Technology sales to global (5th Generation) for digital technology sales (SaaS) and financial and retail companies banking,
Slide 16: Thank you
Thank you Blender.co.il Blender Financial Technologies | TASE: BLND
Blender Financial Technologies — Q2 2026 Earnings Presentation on 6ix