Nayax Ltd. · TASE:NYAX
Nayax — Nayax CONNECT 2023
27 slides from Nayax's conference presentation, February 2023
Slide 1: Payment Solutions: From Commodity to Differentiator
Nayax CONNECT 2023 Payment Solutions From Commodity to Differentiator Erez Aminpour VP Payment Solutions NYAX | Nasdaq Listed
Slide 2: Payment Product Domains Enable
Payment Product Domains Enable Consumer Supporting interface Features (Unattended, NAYAX Retail, OT!) Payment Solutions Acceptance Monitoring
Slide 3: Let's Start with an Introduction...
Let’s Start with an Introduction... "Your Payments, Our Solutions" Deliver Integrate LEAD Monitor Design Resolve
Slide 4: Payment Solutions Are Regional By Nature
Payment Solutions Are Regional By Nature Regional Constraints? * Domestic Acceptance * Transaction Fees * Regional Compliance Pre-Paid & / Credit Cord Cesc! cquiring } Go Var Alternative \ Payment \ Methods } \ (27) ) Regional Constraint Regional Payment Suite
Slide 5: Device Acceptance Issues
Device Acceptance Issues Payment Product\Service 01 Presentment 02 Authorization 03 Delivery 04 Settlement 05 Post Settlement
Slide 6: Payment Trends 2022
Payment Trends 2022
Slide 7: 2022 Trends: NFC Mobile Is the New King
2022 Trends: NFC Mobile Is the New King * Mobile transactions (ApplePay & GooglePay) now make up ~25% of all Nayax’s Credit Card Volume (40% in Europe alone) ° Significantly Low Decline Rate: 2% (vs 3.6% in General) - “Wallet-Free” Experience Regular Contactless Card Scheme
Slide 8: 2022 Trends: Domestic Cards Are Moving Towards Assimilation
2022 Trends: Domestic Cards Are Moving Towards Assimilation 2 Mastercard joins forces with Edenred to revolutionise use of employee discount vouchers in Belgium MAY 9, 2022 | BY AMANDINE SERVOTTE Brussels, May 9, 2022 - Mastercard has announced that it is partnering with Edenred - the world’s leadin
Slide 9: 2022 Trends: Crypto Currencies Merge into Traditional Paths
2022 Trends: Crypto Currencies Merge into Traditional Paths @ 2 Visa crypto solutions and capabilities Together enabling consumers to use crypto cards for purchases Mastercard!'s Crypto Card Program leverages our secure, ¢
Slide 10: Cashless Payments Are Now a Commodity
Cashless Payments Are Now a Commodity
Slide 11: Slide 11
Slide 12: Break the Payment Barriers
Break the Payment Barriers and increase your efficiency!
Slide 13: Taking & Sharing Risks: The Default Credit Barrier
Taking & Sharing Risks The “Default Credit” Barrier * Overcharging —-» Higher Decline Rate * Multiple Transactions —-» Higher Fees * HVP and LVP separation —» Higher Operation Costs
Slide 14: Typical Use Case - Smart Fridge
Typical Use Case-Smart Fridge ° Machine has a Maximal PV of $50 (entire contents of the fridge). * Default Credit currently set to $25. —» All transactions over $25 are direct losses or at direct risk of chargeback.
Slide 15: Introducing: Incremental Authorization
Introducing: Incremental Authorization Authorization with Minimal amount * An additional authorization may increase the original amount for the HV case. User selects . : products * Operators can configure their | own Risk level contact Card Keaa Increment | ?) ‘Support neremental Authorization autho
Slide 16: Incremental Authorization
Incremental Authorization Typical Use Case - Smart Fridge * Machine has a Maximal PV of $50 (entire contents of the fridge). * Default Credit currently set to $25. — Alltransactions over $25 are direct losses or at direct risk of chargeback. * Incremental Auth may salvage 95% of previously lost reve
Slide 17: Incremental Authorizations - Configuration
Incremental Authorizations - Configuration INAYAXDEMO »
Slide 18: The Online Only Barrier
The “Online Only” Barrier e Use Cases with Inherit Network Instability (e.g. moving trains, remote locations) ° Inability to Respond to ‘Disaster’ LUKE WE HAVE NO WII Cases (e.g. local MNO failure) * Faster Experience Required! (e.g. toilet gates, public transportation) —» Reduced Revenues, Poor Exp
Slide 19: Offline Processing...?
Offline Processing...? Has a low acceptance rate (~50-60%) rs Is expensive (PIN is usually required) —<—_———_ \
Slide 20: Introducing: Deferred Authorization
Introducing: Deferred Authorization Set machines to “Dispense first, Authorize later” « “Constant” mode - for a fast experiance ° “Fallback” Mode - in case of network failure Keep an eye on your failures with DTM: i Is Deferred Authorization Le THAN NEVER
Slide 21: Engaging Customers with the Nayax Solution
/ Engaging Customers with the Nayax Solution
Slide 22: Nayax Pre-Paid: Endless Possibilities, All-in-One Experience
Nayax Pre-Paid: Endless Possibilities, All-in-One Experience Usage Types: Entry Modes: Supporting Features: vy Prepaid Cards v¥ Swipe Card vy Management API (Lynx) v Refund Cards ¥ Contactless Card ¥ Credit Card Revalue on Device ¥ Technician (ID) Cards ¥ Contactless Sticker ¥ Daily, Monthly & Weekl
Slide 23: Cortina API
Cortina API A collection of API methods that allow a payment gateway (an Integrator) to process payments via Nayax systems. Cortina supports the following payment methods: * External Prepaid Cards ° Static QR Combine with Lynx to add Remote Vend! * Dynamic QR ~» ° Even... Credit Cards
Slide 24: Cortina API
Cortina API https:/ / devzone.nayax.com/ cortina-api/ Nayax API Reference © CORTINA API Cortina API A collection of API methods that allow our to process payments via Nayax systems. (Our solution supports vast payment scenarios, a quick and easy integration process, secure transactions, and gives yo
Slide 25: Come Visit Our Expo
Come Visit Our Expo Table for More!
Slide 26: Slide 26
Slide 27: Nayax CONNECT 2023
Nayax CONNECT 2023 Contact me: Ereza@nayax.com NYAX | Nasdaq Listed